JAMAR MOONS CONSTRUCTIONS
ActiveThe computed 12-month bankruptcy probability of JAMAR MOONS CONSTRUCTIONS is 3.7% (moderate). The 2025 annual accounts show negative equity (€-19k) and a net result of €-32k. Equity is shrinking by ~23.9% per year across the filed fiscal years. Its solvency ranks better than 6% of 27446 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
7
/ 100
Critical▼ -49 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency34▲+20
Growth32=
Stability100
Bankruptcy probability, 12 months
3.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.54 against 0.86 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-20.2%
Return on assets
-34%
Age of the figures
15 mo
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year -€19k
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 13-02-2026, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
13 d late
2024
26 d late
2023
2 d late
2022
27 d late
2021
36 d late
2020
19 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-19k
2024 · €13k
2020: €19k
2021: €20k
2022: €22k
2023: €10k
2024: €13k
2020 → 2025
Total assets
€93k▼ 36.2%
2024 · €146k
2020: €91k
2021: €120k
2022: €105k
2023: €124k
2024: €146k
2020 → 2025
Net result
€-32k
2024 · €3k
2020: €14k
2021: €1k
2022: €2k
2023: €-12k
2024: €3k
2020 → 2025
Working capital
€-47k▼ 218%
2024 · €-15k
2020: €-24k
2021: €-20k
2022: €-5k
2023: €-11k
2024: €-15k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€20k-€22k▲ 7.4%€10k▼ 54.5%€13k▲ 28.7%€-19k
Operating result€3k-€4k▲ 29.4%€-10k€6k€-30k
Net result€1k-€2k▲ 29.5%€-12k€3k€-32k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €30k after €6k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €93k
Fixed assets
€38k▼ 31.5%
Current assets
€55k▼ 39.0%
Key figures and ratios
EBITDA
€-8k▼
2024 · €26k
Cash flow
€-10k▼
2024 · €22k
Solvency
-20.2%▼
2024 · 8.8%
Current ratio
0.54▼
2024 · 0.86
Quick ratio
0.49▼
2024 · 0.83
Debt / equity
-5.94▼
2024 · 10.37
ROE
168.1%▲
2024 · 22.3%
ROA
-34.0%▼
2024 · 2.0%
Interest coverage
-2.58▼
2024 · 8.07
Debt
€112k▼
2024 · €133k
Debt ≤ 1 year
€102k▼
2024 · €105k
Debt > 1 year
€8k▼
2024 · €26k
Staff costs
€130k▲
2024 · €124k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€146k€93k▼
Fixed assets21/28€55k€38k▼
Tangible fixed assets22/27€55k€38k▼
Plant, machinery and equipment23€2k€3k▲
Furniture and vehicles24€53k€35k▼
Current assets29/58€91k€55k▼
Stocks and contracts in progress3€4k€6k▲
Stocks30/36€4k€6k▲
Amounts receivable within one year40/41€42k€47k▲
Trade receivables40€36k€45k▲
Other amounts receivable41€7k€2k▼
Cash at bank and in hand54/58€42k€602▼
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€146k€93k▼
Equity10/15€13k€-19k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€8k€-24k▼
Amounts payable17/49€133k€112k▼
Amounts payable after more than one year17€26k€8k▼
Financial debts170/4€26k€8k▼
Amounts payable within one year42/48€105k€102k▼
Current portion of amounts payable after more than one year42€18k€18k▼
Financial debts43-€25k
Credit institutions430/8-€25k
Trade debts44€75k€40k▼
Suppliers440/4€52k€25k▼
Bills of exchange payable441€23k€14k▼
Taxes, remuneration and social security45€12k€19k▲
Taxes450/3€2k€15k▲
Remuneration and social security454/9€10k€5k▼
Accrued charges and deferred income492/3€1k€2k▲
Income statement
Code20242025
Remuneration, social security and pensions62€124k€130k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€22k▲
Other operating charges640/8€1k€825▼
Gross operating margin9900€151k€122k▼
Operating profit (loss)9901€6k€-30k▼
Financial income75/76B€10€2k▲
Recurring financial income75€10€2k▲
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€3k€-32k▼
Profit (loss) for the period9904€3k€-32k▼
Profit (loss) for the period to be appropriated9905€3k€-32k▼
Appropriation of the result
Profit (loss) to be appropriated9906€8k€-24k▼
Profit (loss) brought forward from the previous period14P€5k€8k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 13 days late
2025
30-06
Financial
Weakest financial yearnet €-32k ▼1207%
Net result drops to €-32k, the lowest in the series.
26-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
30-06
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
02-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 2 days late
2023
27-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 27 days late
2022
08-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 36 days late
2021
19-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 19 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grâce-Hollogne · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Badwa 644460 Grâce-HollogneGround area
938 m²
Building footprint
141 m²
Volume, LiDAR
494 m³
2 parcels, Wallonia · tallest building 8.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
JAMAR MOONS CONTRUCTIONS
since 20192.294.241.723
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62085A0417/00S000 | Wallonia | 607 m² | 1 · 68 m² | 8.3 m · 3 fl. |
| 62046A1498/00F003 | Wallonia | 331 m² | 1 · 72 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 8,403 companies in sector 43120 we hold annual accounts for 3,206. 1,645 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-09-2019
Fiscal year end30-06
Activities, NACEBEL
43120Site preparation
43990Other specialised construction activities
43995Specialised construction activities
43230Insulation installation
43291Specialised construction activities
43350Other building finishing work
43910Bricklaying and masonry work
43992Specialised construction activities
43994Specialised construction activities
81220Other building cleaning and industrial cleaning
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:jamarmoons@gmail.com
Phone:0499-355.822