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Jamar Concept

Active
Private limited companyfounded 2009active for 17 yearsHeidebloemstraat 41, 3580 Beringen, BelgiumKBO/BCE: BE 0811.635.325
Summary

Jamar Concept has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €29,930 and a net result of €57,285. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 15% of 12,713 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

Risk analysisFollow ReportCompare
Jamar ConceptActiveChecked score 65/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of other household articles
NACE 47559
2 sites
Size
≈ €340,000turnover 2025, estimated
Equity
€29,930
Profit
€57,285
Turnover estimated from the gross margin
Financial health
65 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.3%
Structure
Board
4 members
2025 accounts 1 day early1 of 5 deeds summarised
Why 65raises riskFigures for financial year 2025 (filed 30-10-2025)Liquidity: current ratio 0.02, cash €3,870Equity €29,930 (2.2% of total assets)lowers riskSize: total assets €1.3mShow the evidence

Checked score

Score 2025
65 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 48% of its sector peers (NACE 47, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 27+5
equity 2.2% of total assets
Liquidity 16+6
short-term debt 65.4% · cash 0.3%
Profitability 74+57
return on assets 4.3%
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,259 companies, NACE 47, micro)
Last 24 months 11-2024: 1.0% 12-2024: 1.0%● unchanged vs 11-2024 01-2025: 1.0%● unchanged vs 12-2024 02-2025: 1.0%● unchanged vs 01-2025 03-2025: 1.0%● unchanged vs 02-2025 04-2025: 1.0%● unchanged vs 03-2025 05-2025: 1.0%● unchanged vs 04-2025 06-2025: 1.0%● unchanged vs 05-2025 07-2025: 1.0%● unchanged vs 06-2025 08-2025: 1.0%● unchanged vs 07-2025 09-2025: 1.0%● unchanged vs 08-2025 10-2025: 1.2%▲ +0.2 percentage points vs 09-2025 11-2025: 0.5%▼ -0.7 percentage points vs 10-2025lowest value 12-2025: 0.5%● unchanged vs 11-2025lowest value 01-2026: 0.5%● unchanged vs 12-2025lowest value 02-2026: 0.5%● unchanged vs 01-2026lowest value 03-2026: 0.5%● unchanged vs 02-2026lowest value 04-2026: 0.5%● unchanged vs 03-2026lowest value 05-2026: 0.6%▲ +0.1 percentage points vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.6%● unchanged vs 06-2026 08-2026: 0.6%● unchanged vs 07-2026 09-2026: 0.7%▲ +0.1 percentage points vs 08-2026 10-2026: 1.3%▲ +0.6 percentage points vs 09-2026highest value
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.02, compared with 0.07 in 2024, below 1; short-term debt: 65.4% and cash: 0.3% of total assets), and 97.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 21% on solvency, 15% on liquidity, 59% on profitability and 96% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Figures for financial year 2025 (filed 30-10-2025)
NBB · annual accounts
lowers risk · Size: total assets €1.3m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.02, cash €3,870
NBB · annual accounts
raises risk · Equity €29,930 (2.2% of total assets)
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 12713 sector peers (2025).
NBB · sector comparison
Position among 12713 sector peers
Solvency
better than 15%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 day early
2024
on the day
2023
1 day early
2022
3 days early
2021
2 days early
2020
5 days late
2019
1 day early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average on the deadline day; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 31-03-2026 is due by 31-10-2026. Nothing is late today. The company usually files around 30 October (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
31-03-2026 year end29-10-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Resignations: BV KRISMART (director) and RUYSEN…Permanent representative: JAMAR Kristof Bert…
  3. Back to profitnet €57,285

Key points

  • Positive: Back in profit in 2025after -€15,001 in 2024 €57,285 View
  • Caution: Among the weakest 15% on solvencysector median 36.6% · 12,713 companies 2.2% View
  • Positive: Filed on time since financial year 2021accounts within the deadline every year 5 years View

By topic

Financials

Financial year
2025
Total assets
€1.3m
Profit
€57,285
Solvency
2.2%
Total assets▲ 30.2%
Net result
20192025
Go to Financials

Board & ownership

Board
4 members
  • RUYSEN Natasha Hilda AugustDirector
  • JAMAR DavidDirector
  • JAMAR KevinDirector
  • JAMAR MarcelDirector
Go to Board & ownership

Timeline

Events
21
Since
2012
Next accounts
by 31-10-2026
  1. 31-10-2024Annual accounts filed
  2. 30-10-2023Annual accounts filed
  3. 31-03-2023Weakest financial year
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Retail sale of other household articlesNACE 47559
Founded
08-05-2009
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
27
Purpose
“Het verstrekken van diensten en het voeren van activiteiten inzake taxi…” (deed in Dutch)
Go to Articles of association

Key facts about Jamar Concept

What is the company number of Jamar Concept?
0811.635.325. In Belgium the VAT number is the company number with BE in front: BE 0811.635.325.
Where is Jamar Concept based?
The registered office is at Heidebloemstraat 41, 3580 Beringen.Company details
What does Jamar Concept do?
According to the KBO register, the main activity is retail sale of other household articles (NACE 47559).
What is the legal form of Jamar Concept?
Private limited company (BV).
When was Jamar Concept founded?
On 08-05-2009.
Is Jamar Concept still active?
Yes, Jamar Concept is an active enterprise in the KBO register.
What is the turnover of Jamar Concept?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is Jamar Concept profitable?
In financial year 2025, Jamar Concept made a profit of €57,285.
Where can I find the annual accounts of Jamar Concept?
Jamar Concept filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Jamar Concept due?
By 31-10-2026, for financial year 2026.Timeline

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