Financials
- Fiscal year
- 2025
- Total assets
- €565,355
- Profit
- €77,011
- Solvency
- 49.9%
Total assets▲ 127%
Net result
20182025
JAMAGO
ActiveSummary
JAMAGO has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €281,933 and a net result of €77,011. Equity is shrinking by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 45% of 38827 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Overview
Activity
Activities of head offices
NACE 70100
1 site
Size
€565,355total assets 2025
- Equity
- €281,933
- Profit
- €77,011
Turnover not published (abridged schema)
Structure
Accounts 141 d early0 of 7 deeds read
Why 94+ Size: total assets €565,355+ Liquidity: current ratio 1.45, cash €90,063+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Figures for FY 2025 (filed 12-03-2026)Show the evidence
Checked score
Score 2025
94
/ 100
Excellent
Probability in this band: under 0.55%
Better than 50% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
75-25
equity 49.9% of total assets
Liquidity
46-35
short-term debt 47.8% · cash 15.9%
Profitability
86-11
return on assets 13.6%
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: < 0.1%
12-2024: < 0.1%● 0.0% vs 11-2024
01-2025: < 0.1%● 0.0% vs 12-2024
02-2025: < 0.1%● 0.0% vs 01-2025
03-2025: < 0.1%● 0.0% vs 02-2025
04-2025: < 0.1%▼ -7.4% vs 03-2025
05-2025: < 0.1%▼ -8.0% vs 04-2025lowest value
06-2025: < 0.1%● 0.0% vs 05-2025lowest value
07-2025: < 0.1%● 0.0% vs 06-2025lowest value
08-2025: < 0.1%● 0.0% vs 07-2025lowest value
09-2025: < 0.1%● 0.0% vs 08-2025lowest value
10-2025: < 0.1%● 0.0% vs 09-2025lowest value
11-2025: < 0.1%● 0.0% vs 10-2025lowest value
12-2025: < 0.1%● 0.0% vs 11-2025lowest value
01-2026: < 0.1%● 0.0% vs 12-2025lowest value
02-2026: < 0.1%● 0.0% vs 01-2026lowest value
03-2026: < 0.1%● 0.0% vs 02-2026lowest value
04-2026: < 0.1%▲ +34.8% vs 03-2026highest value
05-2026: < 0.1%● 0.0% vs 04-2026highest value
06-2026: < 0.1%● 0.0% vs 05-2026highest value
07-2026: < 0.1%● 0.0% vs 06-2026highest value
08-2026: < 0.1%● 0.0% vs 07-2026highest value
09-2026: < 0.1%● 0.0% vs 08-2026highest value
10-2026: < 0.1%● 0.0% vs 09-2026highest value
- Size: total assets €565,355 lowers the probability for this profile
- Liquidity: current ratio 1.45, cash €90,063 lowers the probability
- Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
- Figures for FY 2025 (filed 12-03-2026) lowers the probability
Credit up to €25,000 at 30 days acceptable
Liquidity tight (current ratio 1.45 against 3.47 in 2024; short-term debt: 47.8% and cash: 15.9% of total assets), and 50.1% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 46%, liquidity 26%, profitability 54%, growth against the median 76%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €281,933
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-03-2026, 141 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
141 d early
2024
132 d early
2023
146 d early
2022
143 d early
2021
97 d early
2020
102 d early
2019
143 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 129 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 12 March (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
05-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Highest result since 2018net €77,011 ▲36.1%
- Annual accounts filedfiscal year 2024 · micro…
Key points
- Positive: Always filed on timeaccounts within the deadline every year 8 years View
- Positive: Equity rose in 2025from €204,921 to €281,933 ▲ 37.6% View
- Among the largest 20% on gross marginsector median €52,990 · 38,790 companies €130,621 View
- Positive: 5 profitable years in a rowprofit 2025: €77,011 5 years View
By topic
Timeline
- Events
- 15
- Since
- 2017
- Next accounts
- by 31-07-2027
- 12-03-2026Annual accounts filed
- 31-12-2025Highest result since 2018
- 21-03-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Activities of head officesNACE 70100
- Founded
- 03-04-1991
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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