FOUR ONE
ActiveSummary
FOUR ONE has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €536,714 and a net result of €63,246. Equity is growing by ~5.9% per year across the filed fiscal years. Its solvency ranks better than 83% of 37965 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability81▲+12
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45,000 at 30 days acceptable
Liquidity tight (current ratio 1.27 against 1.1 in 2023; short-term debt: 13.7% and cash: 13.3% of total assets), and 13.7% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
86.3%
Return on assets
10.2%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-06-2026, 38 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
38 d early
2024
31 d early
2023
34 d early
2022
7 d early
2021
24 d early
2020
31 d late
2019
24 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 18 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, micro schema
Equity
€536,714▲ 13.4%
2023 · €473,468
Total assets
€621,950▲ 7.8%
2023 · €576,854
Net result
€63,246▲ 4,090%
2023 · €1,509
Working capital
€22,613▲ 114%
2023 · €10,577
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€95,174▲ 157%€40,350▼ 57.6%€28,285▼ 29.9%€10,942▼ 61.3%€99,945▲ 813%
Net result€58,453above the sector's middle half▲ 458%€22,308within the sector's middle half▼ 61.8%€14,703within the sector's middle half▼ 34.1%€1,509below the sector's middle half▼ 89.7%€63,246within the sector's middle half▲ 4,090%
Equity€434,948above the sector's middle half▲ 15.5%€457,256above the sector's middle half▲ 5.1%€471,959above the sector's middle half▲ 3.2%€473,468above the sector's middle half▲ 0.3%€536,714above the sector's middle half▲ 13.4%
Total assets€765,287above the sector's middle half▼ 16.4%€696,986above the sector's middle half▼ 8.9%€650,501above the sector's middle half▼ 6.7%€576,854above the sector's middle half▼ 11.3%€621,950above the sector's middle half▲ 7.8%
Debt€330,339▼ 38.7%€239,729▼ 27.4%€178,542▼ 25.5%€103,386▼ 42.1%€85,236▼ 17.6%
Working capital-€120,957below the sector's middle half▲ 67.2%-€106,899below the sector's middle half▲ 11.6%-€45,237below the sector's middle half▲ 57.7%€10,577within the sector's middle half€22,613within the sector's middle half▲ 114%
Solvency56.8%within the sector's middle half▲ 15.7pp65.6%within the sector's middle half▲ 8.8pp72.6%within the sector's middle half▲ 6.9pp82.1%above the sector's middle half▲ 9.5pp86.3%above the sector's middle half▲ 4.2pp
Current ratio0.53below the sector's middle half▲ 0.460.54below the sector's middle half=0.75below the sector's middle half▲ 0.211.10within the sector's middle half▲ 0.361.27within the sector's middle half▲ 0.16
Return on assets (ROA)7.6%within the sector's middle half▲ 6.5pp3.2%within the sector's middle half▼ 4.4pp2.3%within the sector's middle half▼ 0.9pp0.3%below the sector's middle half▼ 2.0pp10.2%within the sector's middle half▲ 9.9pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 813% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €621,950
Fixed assets
€514,101 ▲ 11.1%
Current assets
€107,849 ▼ 5.4%
Equity and liabilities €621,950
Equity
€536,714 ▲ 13.4%
Debt
€85,236 ▼ 17.6%
Debt's share of the balance-sheet total falls from 17.9% to 13.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€172,402▲
2023 · €75,493
Cash flow
€135,702▲
2023 · €66,061
Debt to equity
0.16▼
2023 · 0.22
ROE
11.8%▲
2023 · 0.3%
Interest coverage
26.83▲
2023 · 9.24
Debt ≤ 1 year
€85,236▼
2023 · €103,386
Income taxes
€30,275▲
2023 · €1,262
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 20,134 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
4.7%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 20,134 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €0 | - | - | €20,337 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €61,725 | €63,412 | €64,841 | €64,552 | €72,456 | ▲ 12.2% |
| Other operating charges640/8 | - | €5,376 | €4,336 | €5,069 | €5,594 | ▲ 10.4% |
| Gross operating margin9900 | €162,681 | €109,138 | €97,462 | €80,562 | €177,995 | ▲ 121% |
| Operating profit (loss)9901 | €95,174 | €40,350 | €28,285 | €10,942 | €99,945 | ▲ 813% |
| Financial income75/76B | - | - | €1 | €0 | €1 | - |
| Recurring financial income75 | €0 | - | €1 | €0 | €1 | - |
| Financial charges65/66B | - | €8,397 | €7,252 | €8,171 | €6,425 | ▼ 21.4% |
| Recurring financial charges65 | €14,592 | €8,397 | €7,252 | €8,171 | €6,425 | ▼ 21.4% |
| Profit (loss) for the period before taxes9903 | €80,582 | €31,953 | €21,034 | €2,771 | €93,521 | ▲ 3,275% |
| Income taxes67/77 | €22,129 | €9,645 | €6,331 | €1,262 | €30,275 | ▲ 2,300% |
| Profit (loss) for the period9904 | €58,453 | €22,308 | €14,703 | €1,509 | €63,246 | ▲ 4,090% |
| Transfer from tax-exempt reserves789 | - | €2,852 | €0 | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €58,453 | €25,160 | €14,703 | €1,509 | €63,246 | ▲ 4,090% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €765,287 | €696,986 | €650,501 | €576,854 | €621,950 | ▲ 7.8% |
| Fixed assets21/28 | €627,543 | €573,625 | €517,197 | €462,892 | €514,101 | ▲ 11.1% |
| Tangible fixed assets22/27 | €627,538 | €573,620 | €517,192 | €462,887 | €514,096 | ▲ 11.1% |
| Land and buildings22 | - | €45,534 | €39,898 | €33,044 | €26,821 | ▼ 18.8% |
| Plant, machinery and equipment23 | - | €2,380 | €3,039 | €4,041 | €2,831 | ▼ 29.9% |
| Furniture and vehicles24 | - | €13,799 | €7,443 | €8,961 | €111,379 | ▲ 1,143% |
| Other tangible fixed assets26 | - | €511,907 | €466,811 | €416,841 | €373,065 | ▼ 10.5% |
| Financial fixed assets28 | €5 | €5 | €5 | €5 | €5 | = |
| Current assets29/58 | €137,745 | €123,361 | €133,304 | €113,962 | €107,849 | ▼ 5.4% |
| Amounts receivable within one year40/41 | €5,583 | €34,027 | €28,275 | €27,048 | €22,208 | ▼ 17.9% |
| Trade receivables40 | - | €16,157 | €19,605 | €13,310 | €8,470 | ▼ 36.4% |
| Other amounts receivable41 | - | €17,870 | €8,669 | €13,738 | €13,738 | = |
| Cash at bank and in hand54/58 | €112,479 | €74,525 | €95,287 | €84,252 | €82,703 | ▼ 1.8% |
| Deferred charges and accrued income490/1 | - | €14,808 | €9,743 | €2,662 | €2,938 | ▲ 10.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €765,287 | €696,986 | €650,501 | €576,854 | €621,950 | ▲ 7.8% |
| Equity10/15 | €434,948 | €457,256 | €471,959 | €473,468 | €536,714 | ▲ 13.4% |
| Contributions10/11 | €62,000 | €64,107 | €64,107 | €64,107 | €64,107 | = |
| Capital10 | - | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Issued capital100 | - | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Outside capital11 | - | €2,107 | €2,107 | €2,107 | €2,107 | = |
| Share premium1100/10 | - | €2,107 | €2,107 | €2,107 | €2,107 | = |
| Reserves13 | €370,817 | €393,125 | €407,827 | €409,337 | €472,582 | ▲ 15.5% |
| Non-distributable reserves130/1 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Legal reserve130 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Tax-exempt reserves132 | - | €923 | €923 | €923 | €923 | = |
| Distributable reserves133 | - | €386,002 | €400,705 | €402,214 | €465,460 | ▲ 15.7% |
| Profit (loss) carried forward14 | €25 | €25 | €25 | €25 | €25 | = |
| Amounts payable17/49 | €330,339 | €239,729 | €178,542 | €103,386 | €85,236 | ▼ 17.6% |
| Amounts payable after more than one year17 | €62,820 | €5,109 | €0 | - | - | - |
| Financial debts170/4 | - | €5,109 | €0 | - | - | - |
| Amounts payable within one year42/48 | €258,702 | €230,260 | €178,542 | €103,386 | €85,236 | ▼ 17.6% |
| Current portion of amounts payable after more than one year42 | - | €61,940 | €5,109 | €0 | - | - |
| Trade debts44 | €685 | €2,398 | €567 | €192 | €1,457 | ▲ 659% |
| Suppliers440/4 | - | €2,398 | €567 | €192 | €1,457 | ▲ 659% |
| Taxes, remuneration and social security45 | - | €17,964 | €25,285 | €12,913 | €8,080 | ▼ 37.4% |
| Taxes450/3 | - | €17,964 | €25,285 | €12,913 | €8,080 | ▼ 37.4% |
| Other amounts payable47/48 | - | €147,957 | €147,580 | €90,280 | €75,699 | ▼ 16.2% |
| Accrued charges and deferred income492/3 | - | €4,360 | €0 | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €58,453 | €22,308 | €14,703 | €1,509 | €63,246 | ▲ 4,090% |
| + Depreciation and write-downs630 | €61,725 | €63,412 | €64,841 | €64,552 | €72,456 | ▲ 12.2% |
| Operating cash flow (approximation) | €120,178 | €85,720 | €79,544 | €66,061 | €135,702 | ▲ 105% |
| Investment in fixed assets (approximation) | - | -€9,494 | -€8,413 | -€10,247 | -€123,665 | ▼ 1,107% |
| Change in cash | - | -€37,953 | €20,761 | -€11,035 | -€1,549 | ▲ 86.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €63,246 ▲4,090%
Operating result €99,945, net result €63,246, both a record.
31-12
Financial
Equity above €500,000Eq €536,714 ▲13.4%
6 profitable years in a row build equity to €536,714.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
07-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €10,482
Net result €10,482 after one loss-making year.
03-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
14-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Izegem · 1 establishment unit since 1992
Ground area
1,984 m²
Building footprint
312 m²
Volume, LiDAR
1,399 m³
Parcel 36494D0749/00D002, Flanders · tallest building 6.8 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Leenstraat 41, 8870 Izegem
since 19922.059.942.280
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36494D0749/00D002 | Flanders | 1,984 m² | 1 · 312 m² | 6.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 5,711 companies in sector 70100 we hold annual accounts for 3,519. 2,181 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded26-11-1992
Fiscal year end31-12
Activities, NACEBEL 2025
70100Activities of head offices
68310Real estate agency activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0448800093
Also
9925:BE0448800093
Registered
12-02-2024
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.