JAMACON
ActiveJAMACON has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27k and a net result of €9k. Equity is shrinking by ~26.6% per year across the filed fiscal years. Its solvency ranks better than 33% of 18173 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▲+14
Solvency39▲+5
Growth58=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.48 against 1.44 in 2024; short-term debt: 41.2% of total assets), and 86% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €27k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
3 d late
2023
2 d early
2022
on the day
2021
151 d late
2020
71 d late
2019
56 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€27k▲ 52.3%
2024 · €18k
2019: €95k
2020: €58k
2021: €51k
2022: €37k
2023: €13k
2024: €18k
2019 → 2025
Total assets
€196k▲ 1.6%
2024 · €192k
2019: €290k
2020: €281k
2021: €249k
2022: €212k
2023: €207k
2024: €192k
2019 → 2025
Net result
€9k▲ 110%
2024 · €4k
2019: €-32k
2020: €-37k
2021: €-7k
2022: €-14k
2023: €-24k
2024: €4k
2019 → 2025
Working capital
€39k▲ 4.7%
2024 · €37k
2019: €114k
2020: €102k
2021: €90k
2022: €71k
2023: €39k
2024: €37k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€51k-€37k▼ 27.1%€13k▼ 64.0%€18k▲ 33.1%€27k▲ 52.3%
Operating result€-266-€-9k▼ 3,399%€-20k▼ 115%€8k€12k▲ 52.0%
Net result€-7k-€-14k▼ 105%€-24k▼ 72.2%€4k€9k▲ 110%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 52% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €196k
Fixed assets
€76k▲ 7.0%
Current assets
€119k▼ 1.6%
Equity and liabilities €196k
Equity
€27k▲ 52.3%
Debt
€168k▼ 3.6%
The debt ratio falls from 90.7% to 86.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€20k▲
2024 · €15k
Cash flow
€18k▲
2024 · €12k
Solvency
14.0%▲
2024 · 9.3%
Current ratio
1.48▲
2024 · 1.44
Quick ratio
0.10▲
2024 · 0.09
Debt / equity
6.15▼
2024 · 9.72
ROE
34.4%▲
2024 · 24.9%
ROA
4.8%▲
2024 · 2.3%
Interest coverage
8.52▲
2024 · 4.68
Debt
€168k▼
2024 · €174k
Debt ≤ 1 year
€81k▼
2024 · €84k
Debt > 1 year
€88k▼
2024 · €90k
Income taxes
€192▼
2024 · €194
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€192k€196k▲
Fixed assets21/28€71k€76k▲
Tangible fixed assets22/27€71k€76k▲
Land and buildings22€71k€64k▼
Furniture and vehicles24€255€13k▲
Current assets29/58€121k€119k▼
Stocks and contracts in progress3€114k€111k▼
Stocks30/36€114k€111k▼
Amounts receivable within one year40/41€7k€8k▲
Trade receivables40€6k€7k▲
Other amounts receivable41€1k€1k=
Equity and liabilities
Total equity and liabilities10/49€192k€196k▲
Equity10/15€18k€27k▲
Contributions10/11€153k€153k=
Capital10€153k€153k=
Issued capital100€153k€153k=
Reserves13€32k€32k=
Non-distributable reserves130/1€15k€15k=
Legal reserve130€15k€15k=
Distributable reserves133€17k€17k=
Profit (loss) carried forward14€-167k€-158k▲
Amounts payable17/49€174k€168k▼
Amounts payable after more than one year17€90k€88k▼
Financial debts170/4€5k€3k▼
Other amounts payable178/9€85k€85k=
Amounts payable within one year42/48€84k€81k▼
Current portion of amounts payable after more than one year42€13k-
Financial debts43€20k€20k▼
Credit institutions430/8€20k€20k▼
Trade debts44€18k€21k▲
Suppliers440/4€18k€21k▲
Advances received on contracts in progress46€7k€10k▲
Taxes, remuneration and social security45€3k€6k▲
Taxes450/3€3k€6k▲
Other amounts payable47/48€22k€23k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€8k▲
Other operating charges640/8€3k€712▼
Gross operating margin9900€19k€21k▲
Operating profit (loss)9901€8k€12k▲
Financial income75/76B€19€0▼
Recurring financial income75€19€0▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€5k€10k▲
Income taxes67/77€194€192▼
Profit (loss) for the period9904€4k€9k▲
Profit (loss) for the period to be appropriated9905€4k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-167k€-158k▲
Profit (loss) brought forward from the previous period14P€-172k€-167k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2019net €9k ▲110%
Operating result €12k, net result €9k, both a record.
03-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 3 days late
2024
30-06
Financial
Back to profitnet €4k
Net result €4k after 5 loss-making years.
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 151 days late
2021
12-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 71 days late
2020
30-06
Financial
Weakest financial yearnet €-37k
Net result drops to €-37k, the lowest in the series; recovery starts the following year.
2019
06-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
25-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 25 days late
2018
16-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 44 days late
2016
20-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudsbergen · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Elzenstraat 133670 OudsbergenGround area
1,762 m²
Building footprint
877 m²
Volume, LiDAR
4,474 m³
Parcel 72022C0308/00A000, Flanders · tallest building 12.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
FAMILIEWINKEL
since 19892.043.288.865
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72022C0308/00A000 | Flanders | 1,762 m² | 1 · 877 m² | 12.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,245 companies in sector 47789 we hold annual accounts for 1,020. 686 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded04-04-1989
Fiscal year end30-06
Activities, NACEBEL
47789Other retail sale of new goods
52498
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.