DEPOT D'ALBERT
ActiveDEPOT D'ALBERT has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €97k and a net result of €10k. Equity is growing by ~12.5% per year across the filed fiscal years. Its solvency ranks better than 59% of 18173 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▲+2
Solvency69▼-8
Growth32=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity short (current ratio 0.79 against 0.49 in 2024; short-term debt: 55.6% and cash: 0.5% of total assets), and 55.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44.4%
Return on assets
4.6%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-09-2026, 45 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
45 d late
2024
13 d early
2023
132 d early
2022
138 d early
2021
61 d late
2020
82 d late
2019
19 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€97k▲ 11.6%
2024 · €87k
2018: €234k
2019: €266k
2020: €338k
2021: €397k
2022: €544k
2023: €510k
2024: €87k
2018 → 2025
Total assets
€218k▲ 31.3%
2024 · €166k
2018: €340k
2019: €427k
2020: €488k
2021: €583k
2022: €720k
2023: €645k
2024: €166k
2018 → 2025
Net result
€10k▲ 83.5%
2024 · €5k
2018: €22k
2019: €69k
2020: €105k
2021: €60k
2022: €147k
2023: €-17k
2024: €5k
2018 → 2025
Working capital
€-25k▲ 37.6%
2024 · €-40k
2018: €82k
2019: €104k
2020: €186k
2021: €211k
2022: €363k
2023: €340k
2024: €-40k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€397k-€544k▲ 37.0%€510k▼ 6.3%€87k▼ 83.0%€97k▲ 11.6%
Operating result€120k-€192k▲ 60.6%€-3k€8k€15k▲ 85.6%
Net result€60k-€147k▲ 146%€-17k€5k€10k▲ 83.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 86% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €218k
Fixed assets
€122k▼ 4.0%
Current assets
€96k▲ 146%
Equity and liabilities €218k
Equity
€97k▲ 11.6%
Debt
€121k▲ 52.7%
The debt ratio rises from 47.8% to 55.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€26k▲
2024 · €19k
Cash flow
€22k▲
2024 · €17k
Solvency
44.4%▼
2024 · 52.2%
Current ratio
0.79▲
2024 · 0.49
Quick ratio
0.79▲
2024 · 0.49
Debt / equity
1.25▲
2024 · 0.91
ROE
10.4%▲
2024 · 6.3%
ROA
4.6%▲
2024 · 3.3%
Interest coverage
200.88▲
2024 · 58.48
Debt
€121k▲
2024 · €79k
Debt ≤ 1 year
€121k▲
2024 · €79k
Income taxes
€5k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€166k€218k▲
Fixed assets21/28€127k€122k▼
Tangible fixed assets22/27€127k€122k▼
Land and buildings22€127k€122k▼
Furniture and vehicles24€0-
Financial fixed assets28€0-
Current assets29/58€39k€96k▲
Stocks and contracts in progress3€0-
Stocks30/36€0-
Amounts receivable within one year40/41€39k€95k▲
Trade receivables40€39k€83k▲
Other amounts receivable41€321€11k▲
Current investments50/53€0-
Cash at bank and in hand54/58€0€1k▲
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€166k€218k▲
Equity10/15€87k€97k▲
Contributions10/11€3k€3k=
Reserves13€52k€62k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€52k€62k▲
Profit (loss) carried forward14€32k€32k=
Amounts payable17/49€79k€121k▲
Amounts payable within one year42/48€79k€121k▲
Current portion of amounts payable after more than one year42€0-
Financial debts43€54€0▼
Credit institutions430/8€54€0▼
Trade debts44€475€15k▲
Suppliers440/4€475€15k▲
Taxes, remuneration and social security45€2k€9k▲
Taxes450/3€2k€9k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€77k€97k▲
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€12k▲
Other operating charges640/8€543€4k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€20k€31k▲
Operating profit (loss)9901€8k€15k▲
Financial income75/76B€0€684▲
Recurring financial income75€0€684▲
Financial charges65/66B€330€131▼
Recurring financial charges65€330€131▼
Profit (loss) for the period before taxes9903€8k€15k▲
Income taxes67/77€2k€5k▲
Profit (loss) for the period9904€5k€10k▲
Profit (loss) for the period to be appropriated9905€5k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€32k€42k▲
Profit (loss) brought forward from the previous period14P€26k€32k▲
Transfer from equity791/2€0-
Transfer to equity691/2-€10k
To other reserves6921-€10k
Profit to be distributed694/7€0-
Directors or managers695€0-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 45 days late
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
21-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-17k ▼112%
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
15-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €147k ▲146%
Operating result €192k, net result €147k, both a record.
31-12
Financial
Equity above €500kEq €544k ▲37%
5 profitable years in a row build equity to €544k.
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
21-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 82 days late
2020
19-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 19 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
17-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Commelo 173580 BeringenGround area
1,540 m²
Building footprint
708 m²
Volume, LiDAR
4,595 m³
2 parcels, Flanders · tallest building 11.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
DEPOT D'ALBERT
since 19942.066.005.968
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71004A0488/00V000 | Flanders | 1,119 m² | 1 · 601 m² | 10.7 m · 2 fl. |
| 71004A0488/00P000 | Flanders | 421 m² | 1 · 107 m² | 11.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 7,230 EUR awarded · 7,230 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 7,230 EUR | 7,230 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 4,246 companies in sector 47789 we hold annual accounts for 1,021. 815 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-11-1993
Fiscal year end31-12
Activities, NACEBEL
47789Other retail sale of new goods
52498
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.