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JAMABEL

Active Public limited companyfounded 1988active for 38 years"Les Colir" 42, 1440 Braine-le-ChâteauKBO/BCE: BE 0435.486.151 #5 oldest company in Braine-le-Château, Professional and technical services sector

Lifetime

19 annual accounts with figures on one time axis, 37 filings since 1989
peak €90,882 (2008)
€53,466▲ 585%
lowest -€11,124 (2019)
€44,334▲ 18×
peak €26,388 (2025)
€26,388▲ €44,333
€74,991▼ 16.7%
peak 1 FTE (2007)
-not published
Documentsfilings and deeds
31-03-202630 days before the deadline
2025financial year
Gross margin from €7,801 to €53,466Result from €2,425 to €44,334Equity from -€17,945 to €26,388Debts from €90,000 to €74,991Investments €17,850Cash from €5,821 to €16,627

Key points

from the 2025 annual accounts

Equity

€26,388

JAMABEL has made a profit without a break since 2022.

Turnover

≈ €130,000 estimated

The accounts state no turnover.

Debts

€74,991 74% of the balance sheet

Investments

€17,850 2.1 × depreciation
20232025

Green is investment, beige is depreciation. Land and buildings stand 24.9% higher than in 2024.

Filings

37 annual accounts since 1989
deadline1990200020102020

The 2019 accounts came 41 days late. The other nine of the last ten were filed on time.

Position in the sector

€26,388

Less equity than 83% of companies in advertising and market research. Sector median €506,794 · 847 companies.

Checked score

95
Excellent
Financially stronger than 58% of micro companies in advertising and market research (NACE 73)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.2% across 11,230 companies (NACE 73, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.3%▲ +0.1 percentage points vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 0.3%● unchanged vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026highest value 04-2026: < 0.1%▼ -0.3 percentage points vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value

Financial strength
Strong

51+51equity 26.0% of total assets
31+21short-term debt 74.0% · cash 16.4%
100+27return on assets 43.7%

Score breakdown

lowers risk
Founded in 1988
Size: total assets €101,379
Liquidity: current ratio 0.61, cash €16,627
Figures for financial year 2025 (filed on 31-03-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro). It does better than 31% of them on solvency, 16% on liquidity, 88% on profitability and 96% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 30-09-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 3,818 companies had the same profile as JAMABEL has now. Each dot stands for 10 companies, two years later.

95.0%
were still trading
3.7%
stopped another way
1.0%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more

Another 0.2% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of JAMABEL itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 3,818 companies, not a prediction for JAMABEL. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €2,500 on 30-day terms is acceptable

Liquidity is insufficient, with a current ratio of 0.61 (0.29 in 2024), below 1. Short-term debt is 74% and cash 16.4% of total assets. 74% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

5 signals, none raises the risk
Five signals.
lowers riskneutral
lowers risk · Founded in 1988
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: total assets €101,379
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.61, cash €16,627
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 31-03-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-03-2026, 30 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
30 days early
2024
44 days early
2023
35 days early
2022
55 days early
2021
40 days early
2020
38 days early
2019
41 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 29 days before the deadline. In the sector (NACE 73), the median for financial year 2024 was 6 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 21 March (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end10-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0435486151
First establishment JAMABEL SA, "Les Colir" 42, Braine-le-Château
Incorporation published on 27-10-1988 · Gazette deed
All 46 events

Comparable companies

same main activity, similar in size and age
Company
JAMABEL Braine-le-Château €101,379 €53,466 26.0% -
CUMPS Ottignies-Louvain-la-Neuve €89,532 €35,209 70.1% -
CONSULTAN'C Waterloo €155,103 €49,960 96.9% -
MARTECH INTERNATIONAL Rixensart €88,042 €38,475 46.5% -
BUREAU EURO CONSULT J-C Wavre €63,454 €53,171 33.0% -
AHEAD Saint-Josse-ten-Noode €130,525 €69,812 60.8% -
CROSS ET CABLE Brussels €80,036 €74,550 100.0% -

These companies have the same main activity as JAMABEL: market research and public opinion polling (NACE 73200). They are comparable in size and age: total assets between €63,500 and €155,000, founded between 1987 and 1992.

Official details

Source: KBO
Status
Active since 27-09-1988Normal situation
Activity
Market research and public opinion pollingNACE 73200
Establishment unit
2.040.674.7161440 Braine-le-Château, since 27-10-1988
Financial year end
30 September
Peppol
Reachable since 23-01-2026
Company details

Annual accounts to 30-09-2025

€101,379▲ 40.7%
Filing
Filed on 31-03-2026, 30 days before the end of the filing period
Financials

Insights on JAMABEL

Solvency rose in 2025 from -24.9% to 26.0% because of the retained profit and lower debts.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about JAMABEL

What is the company number of JAMABEL?
The company number of JAMABEL is 0435.486.151. The VAT number is the same number with BE in front: BE 0435.486.151.
Where is JAMABEL based?
The registered office is at "Les Colir" 42, 1440 Braine-le-Château.Company details
What does JAMABEL do?
According to the KBO register, the main activity is market research and public opinion polling (NACE 73200).
What is the legal form of JAMABEL?
JAMABEL is a public limited company (NV).
When was JAMABEL founded?
JAMABEL was founded on 27-09-1988.
Is JAMABEL still active?
Yes, JAMABEL is an active enterprise in the KBO register.
What is the turnover of JAMABEL?
The turnover in financial year 2025 is ≈ €130,000. This figure is estimated from the gross margin of €53,466 and 44 comparable companies (NACE 73). It probably lies between €100,000 and €200,000.Financials
Is JAMABEL profitable?
In financial year 2025, JAMABEL made a profit of €44,334.
Where can I find the annual accounts of JAMABEL?
JAMABEL filed 37 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of JAMABEL due?
JAMABEL must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

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