JAMABEL
ActiveJAMABEL has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €26k and a net result of €44k. Equity is growing by ~11% per year across the filed fiscal years. Its solvency ranks better than 35% of 709 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+27
Solvency51▲+51
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.61 against 0.29 in 2024; short-term debt: 74% and cash: 16.4% of total assets), and 74% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26%
Return on assets
43.7%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-03-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
44 d early
2023
35 d early
2022
55 d early
2021
40 d early
2020
38 d early
2019
41 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€44k▲ 1,728%
2024 · €2k
2018: €-8k
2019: €-11k
2020: €3k
2021: €-5k
2022: €8k
2023: €4k
2024: €2k
2018 → 2025
Working capital
€-29k▲ 54.8%
2024 · €-64k
2018: €-43k
2019: €-54k
2020: €-51k
2021: €-76k
2022: €-64k
2023: €-72k
2024: €-64k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-33k-€-25k▲ 25.2%€-20k▲ 17.8%€-18k▲ 11.9%€26k
Operating result€-4k-€8k€5k▼ 46.0%€3k▼ 41.0%€45k▲ 1,553%
Net result€-5k-€8k€4k▼ 47.0%€2k▼ 45.1%€44k▲ 1,728%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1,553% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €101k
Fixed assets
€55k▲ 19.8%
Current assets
€46k▲ 77.9%
Equity and liabilities €101k
Equity
€26k
Debt
€75k
Debt finances 74.0% of the balance-sheet total.
Key figures and ratios
EBITDA
€53k▲
2024 · €8k
Cash flow
€53k▲
2024 · €7k
Solvency
26.0%▲
2024 · -24.9%
Current ratio
0.61▲
2024 · 0.29
Quick ratio
0.61▲
2024 · 0.29
Debt / equity
2.84▲
2024 · -5.02
ROE
168.0%
ROA
43.7%▲
2024 · 3.4%
Interest coverage
238.77▲
2024 · 28.32
Debt
€75k▼
2024 · €90k
Debt ≤ 1 year
€75k▼
2024 · €90k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€72k€101k▲
Fixed assets21/28€46k€55k▲
Tangible fixed assets22/27€46k€55k▲
Land and buildings22€44k€55k▲
Furniture and vehicles24€2k-
Current assets29/58€26k€46k▲
Amounts receivable within one year40/41€20k€29k▲
Trade receivables40€18k€29k▲
Other amounts receivable41€2k-
Cash at bank and in hand54/58€6k€17k▲
Equity and liabilities
Total equity and liabilities10/49€72k€101k▲
Equity10/15€-18k€26k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Profit (loss) carried forward14€-80k€-36k▲
Amounts payable17/49€90k€75k▼
Amounts payable within one year42/48€90k€75k▼
Taxes, remuneration and social security45-€3k
Taxes450/3-€3k
Other amounts payable47/48€90k€72k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€9k▲
Other operating charges640/8€125€221▲
Gross operating margin9900€8k€53k▲
Operating profit (loss)9901€3k€45k▲
Financial charges65/66B€271€223▼
Recurring financial charges65€271€223▼
Profit (loss) for the period before taxes9903€2k€44k▲
Profit (loss) for the period9904€2k€44k▲
Profit (loss) for the period to be appropriated9905€2k€44k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-80k€-36k▲
Profit (loss) brought forward from the previous period14P€-82k€-80k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-09
Financial
Highest result since 2018net €44k ▲1728%
Operating result €45k, net result €44k, both a record.
17-03
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
26-03
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
06-03
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
30-09
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
21-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
23-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Back to profitnet €3k
Net result €3k after 2 loss-making years.
10-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 41 days late
2019
30-09
Financial
Weakest financial yearnet €-11k
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
27-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-03
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
08-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Braine-le-Château · 1 establishment unit since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
"Les Colir" 421440 Braine-le-Château1 establishment unit
JAMABEL SA
since 19882.040.674.716
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Of 2,716 companies in sector 73200 we hold annual accounts for 1,785. 939 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded27-09-1988
Fiscal year end30-09
Activities, NACEBEL
73200Market research and public opinion polling
74131
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filings
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.