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JALACO

Active
Private limited companyfounded 201015 yrs activeZandvlietse Dorpstraat 120, 2040 Antwerpen, BelgiumKBO/BCE: BE 0830.497.370
Summary

JALACO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The latest annual accounts of JALACO were filed more than 90 days after the deadline. The 2024 annual accounts show equity of €440k and a net result of €40k. Equity is growing by ~17.7% per year across the filed fiscal years. Its solvency ranks better than 87% of 9863 sector peers (fiscal year 2024). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Filing: Filed more than 90 days late
Credit check for your own amount and term

Signals

1 signal. The signal on the left, the evidence on the right.
+raises risk
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-11-2025, 95 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
95 d late
2023
125 d late
2022
99 d late
2021
32 d late
2020
129 d late
2019
153 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€440k▲ 10.0%
2023 · €400k
Net result
€40k▼ 52.2%
2023 · €84k
Total assets
€490k▲ 4.7%
2023 · €468k
Solvency
89.9%▲ 4.3pp
2023 · 85.5%
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€20k€114k▲ 473%€67k▼ 41.8%€120k▲ 80.0%€58k▼ 51.3%
Net result€14k€81k▲ 495%€47k▼ 42.2%€84k▲ 79.3%€40k▼ 52.2%
Equity€193k▲ 7.6%€273k▲ 41.0%€318k▲ 16.6%€400k▲ 25.9%€440k▲ 10.0%
Total assets€220k▲ 6.0%€344k▲ 56.0%€456k▲ 32.6%€468k▲ 2.7%€490k▲ 4.7%
Debt€27k▼ 4.2%€71k▲ 165%€138k▲ 94.5%€68k▼ 50.8%€50k▼ 26.7%
Working capital€73k▲ 56.0%€159k▲ 119%€209k▲ 31.5%€272k▲ 30.1%€317k▲ 16.3%
Solvency87.9%▲ 1.3pp79.4%▼ 8.5pp69.8%▼ 9.6pp85.5%▲ 15.7pp89.9%▲ 4.3pp
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100kOperating result 2020: €20k€20kNet result 2020: €14k€14kOperating result 2021: €114k€114kNet result 2021: €81k€81kOperating result 2022: €67k€67kNet result 2022: €47k€47kOperating result 2023: €120k€120kNet result 2023: €84k€84kOperating result 2024: €58k€58kNet result 2024: €40k€40k20202021202220232024€0€50k€100kOperating result 2022: €67k€67kNet result 2022: €47k€47kOperating result 2023: €120k€120kNet result 2023: €84k€84kOperating result 2024: €58k€58kNet result 2024: €40k€40k202220232024
The operating result falls in 2024; 2024 is 51% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €490k
Fixed assets €129k ▼ 1.1%
Current assets €361k ▲ 6.9%
Equity and liabilities €490k
Equity €440k ▲ 10.0%
Debt €50k ▼ 26.7%
Debt's share of the balance-sheet total falls from 14.5% to 10.1%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
ROE
9.1%▼
2023 · 21.0%
ROA
8.2%▼
2023 · 17.9%
Debt ≤ 1 year
€44k▼
2023 · €65k
Income taxes
€16k▼
2023 · €34k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 43 lines
Balance sheet Code20232024
Assets
Total assets20/58€468k€490k▲
Fixed assets21/28€131k€129k▼
Tangible fixed assets22/27€6k€5k▼
Furniture and vehicles24€6k€5k▼
Financial fixed assets28€125k€125k=
Current assets29/58€337k€361k▲
Amounts receivable within one year40/41€310k€319k▲
Trade receivables40€266k€256k▼
Other amounts receivable41€44k€63k▲
Cash at bank and in hand54/58€20k€35k▲
Deferred charges and accrued income490/1€7k€7k▲
Equity and liabilities
Total equity and liabilities10/49€468k€490k▲
Equity10/15€400k€440k▲
Contributions10/11€44k€44k=
Reserves13€356k€396k▲
Distributable reserves133€356k€396k▲
Amounts payable17/49€68k€50k▼
Amounts payable within one year42/48€65k€44k▼
Current portion of amounts payable after more than one year42€14k€26k▲
Trade debts44€26k€15k▼
Suppliers440/4€26k€15k▼
Taxes, remuneration and social security45€22k€836▼
Taxes450/3€18k€444▼
Remuneration and social security454/9€4k€393▼
Other amounts payable47/48€3k€2k▼
Accrued charges and deferred income492/3€3k€6k▲
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€851€1k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€123k€62k▼
Operating profit (loss)9901€120k€58k▼
Financial income75/76B€896€750▼
Recurring financial income75€896€750▼
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€118k€56k▼
Income taxes67/77€34k€16k▼
Profit (loss) for the period9904€84k€40k▼
Profit (loss) for the period to be appropriated9905€84k€40k▼
Appropriation of the result
Profit (loss) to be appropriated9906€84k€40k▼
Transfer to equity691/2€82k€40k▼
To other reserves6921€82k€40k▼
Profit to be distributed694/7€2k-
Return on contributions (dividend)694€2k-

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€1k€779€851€1k▲ 61.4%
Other operating charges640/8-€1k€3k€2k€2k▼ 18.5%
Gross operating margin9900€27k€117k€70k€123k€62k▼ 49.9%
Operating profit (loss)9901€20k€114k€67k€120k€58k▼ 51.3%
Financial income75/76B-€1k€1k€896€750▼ 16.3%
Recurring financial income75€2k€1k€1k€896€750▼ 16.3%
Financial charges65/66B-€243€2k€3k€3k▼ 10.9%
Recurring financial charges65€1k€243€2k€3k€3k▼ 10.9%
Profit (loss) for the period before taxes9903€20k€116k€65k€118k€56k▼ 52.0%
Income taxes67/77€7k€35k€18k€34k€16k▼ 51.5%
Profit (loss) for the period9904€14k€81k€47k€84k€40k▼ 52.2%
Profit (loss) for the period to be appropriated9905€14k€81k€47k€84k€40k▼ 52.2%
Line20202021202220232024Change
Assets
Total assets20/58€220k€344k€456k€468k€490k▲ 4.7%
Fixed assets21/28€127k€125k€126k€131k€129k▼ 1.1%
Tangible fixed assets22/27€2k€960€2k€6k€5k▼ 22.2%
Plant, machinery and equipment23-€960€217---
Furniture and vehicles24--€2k€6k€5k▼ 22.2%
Financial fixed assets28€125k€125k€125k€125k€125k=
Current assets29/58€93k€218k€329k€337k€361k▲ 6.9%
Amounts receivable within one year40/41€40k€193k€312k€310k€319k▲ 2.8%
Trade receivables40-€163k€275k€266k€256k▼ 3.6%
Other amounts receivable41-€30k€38k€44k€63k▲ 41.5%
Cash at bank and in hand54/58€46k€15k€8k€20k€35k▲ 71.7%
Deferred charges and accrued income490/1-€10k€8k€7k€7k▲ 1.9%
Equity and liabilities
Total equity and liabilities10/49€220k€344k€456k€468k€490k▲ 4.7%
Equity10/15€193k€273k€318k€400k€440k▲ 10.0%
Contributions10/11€44k€44k€44k€44k€44k=
Capital10-€44k€44k---
Issued capital100-€57k€57k---
Uncalled capital101-€12k€12k---
Reserves13€149k€229k€274k€356k€396k▲ 11.3%
Non-distributable reserves130/1-€6k€6k---
Legal reserve130-€6k€6k---
Distributable reserves133-€223k€268k€356k€396k▲ 11.3%
Amounts payable17/49€27k€71k€138k€68k€50k▼ 26.7%
Amounts payable within one year42/48€21k€59k€120k€65k€44k▼ 32.6%
Current portion of amounts payable after more than one year42-€6k€32k€14k€26k▲ 85.4%
Trade debts44€8k€7k€37k€26k€15k▼ 43.4%
Suppliers440/4-€7k€37k€26k€15k▼ 43.4%
Taxes, remuneration and social security45-€39k€46k€22k€836▼ 96.1%
Taxes450/3-€39k€42k€18k€444▼ 97.5%
Remuneration and social security454/9--€4k€4k€393▼ 89.3%
Other amounts payable47/48-€7k€4k€3k€2k▼ 34.9%
Accrued charges and deferred income492/3-€12k€18k€3k€6k▲ 100%
Line20202021202220232024Change
Profit (loss) for the period9904€14k€81k€47k€84k€40k▼ 52.2%
+ Depreciation and write-downs630€6k€1k€779€851€1k▲ 61.4%
Operating cash flow (approximation)€20k€82k€48k€85k€41k▼ 51.1%
Investment in fixed assets (approximation)-€0€-2k€-5k€0▲ 100%
Change in cash-€-31k€-7k€12k€14k▲ 23.7%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
03-11
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 95 days late
2024
03-12
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 125 days late
2023
31-12
Financial Highest result since 2018net €84k ▲79.3%
Operating result €120k, net result €84k, both a record.
07-11
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 99 days late
2022
01-09
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 32 days late
2021
31-12
Financial Equity above €200kEq €273k ▲41%
2 profitable years in a row build equity to €273k.
07-12
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 129 days late
2020
31-12
Financial Back to profitnet €14k
Net result €14k after one loss-making year.
31-12
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 153 days late
2019
31-12
Financial Weakest financial yearnet €-2k
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
31-10
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 92 days late
2017
30-07
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
2016
27-07
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema
2015
28-08
NBB filing Annual accounts filed
fiscal year 2014 · abbreviated schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 2 establishment units since 2010
seat establishment All 2 establishment units on the map
Ground area
6,214 m²
Building footprint
535 m²
Volume, LiDAR
4,018 m³
2 parcels, Flanders · tallest building 13.0 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Zandvlietse Dorpstraat 120, 2040 Antwerpen
Financial service activities, except insurance and pension funding
since 20102.194.842.457
JALACO
Laageind 5, 2940 StabroekFinancial service activities, except insurance and pension funding
since 20142.251.777.992
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11044C0100/00M000 Flanders 3,698 m² 1 · 412 m² 13.0 m · 3 fl.
11820C0536/00V000 Flanders 2,516 m² 1 · 123 m² 11.5 m · 2 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

254900EFN6SI5U313S44
live in the LEI register

Similar companies · same sector, comparable size

Of 24,730 companies in sector 64210 we hold annual accounts for 19,766. 13,705 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded19-10-2010
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
73300Public relations and communication consultancy

Scores and ratios are computed by Checked and are not a credit decision.