Skip to content

SaMe

Active
Private limited companyfounded 200817 yrs activeSteegsebaan 157, 2490 Balen, BelgiumKBO/BCE: BE 0808.408.391

SaMe is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €207k and a net result of €37k. Equity is growing by ~5.2% per year across the filed fiscal years. Its solvency ranks better than 38% of 7865 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.

Signals

Three signals. The signal on the left, the evidence on the right.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
on the day
2023
2 d early
2022
42 d early
2021
61 d early
2020
9 d early
2019
29 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
06-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€207k▲ 22.0%
2024 · €170k
2020: €161k 2021: €146k 2022: €129k 2023: €166k 2024: €170k
2020 → 2025
Net result
€37k▲ 32.1%
2024 · €28k
2020: €22k 2021: €38k 2022: €36k 2023: €37k 2024: €28k
2020 → 2025
Total assets
€569k▲ 5.2%
2024 · €541k
2020: €469k 2021: €472k 2022: €423k 2023: €423k 2024: €541k
2020 → 2025
Solvency
36.4%▲ 5.0pp
2024 · 31.4%
2020: 34.2% 2021: 31.0% 2022: 30.6% 2023: 39.3% 2024: 31.4%
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€146k-€129k▼ 11.4%€166k▲ 28.2%€170k▲ 2.3%€207k▲ 22.0%
Operating result€61k-€59k▼ 3.3%€61k▲ 3.5%€58k▼ 5.5%€70k▲ 20.6%
Net result€38k-€36k▼ 3.4%€37k▲ 0.9%€28k▼ 22.5%€37k▲ 32.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60kOperating result 2021: €61k€61kNet result 2021: €38k€38kOperating result 2022: €59k€59kNet result 2022: €36k€36kOperating result 2023: €61k€61kNet result 2023: €37k€37kOperating result 2024: €58k€58kNet result 2024: €28k€28kOperating result 2025: €70k€70kNet result 2025: €37k€37k20212022202320242025
The operating result recovers in 2025; 2025 is 21% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €569k
Fixed assets €465k▲ 2.6%
Current assets €104k▲ 18.8%
Equity and liabilities €569k
Equity €207k▲ 22.0%
Debt €362k▼ 2.5%
The debt ratio falls from 68.6% to 63.6%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
Solvency
36.4%
2024 · 31.4%
ROE
18.1%
2024 · 16.7%
ROA
6.6%
2024 · 5.2%
Debt
€362k
2024 · €371k
Debt ≤ 1 year
€131k
2024 · €126k
Debt > 1 year
€215k
2024 · €236k
Income taxes
€16k
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Total assets 20/58€541k€569k
Fixed assets 21/28€454k€465k
Tangible fixed assets 22/27€454k€465k
Current assets 29/58€87k€104k
Amounts receivable within one year 40/41€24k€24k
Cash & bank 54/58€60k€76k
Total equity & liabilities 10/49€541k€569k
Equity 10/15€170k€207k
Contributions / capital 10/11€6k€6k=
Reserves 13€164k€201k
Amounts payable 17/49€371k€362k
Amounts payable after one year 17€236k€215k
Amounts payable within one year 42/48€126k€131k
Trade debts payable within one year 44€18k€4k
Income statement Code20242025
Gross operating margin 9900€107k€119k
Operating result 9901€58k€70k
Financial income 75€11€5
Financial charges 65€17k€16k
Result before taxes 9903€41k€54k
Income taxes 67/77€12k€16k
Net result for the period 9904€28k€37k
Result to be appropriated 9905€28k€37k

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Equity above €200kEq €207k ▲22%
6 profitable years in a row build equity to €207k.
31-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
29-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Equity above €150kEq €166k ▲28.2%
4 profitable years in a row build equity to €166k.
19-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
20-06
State Gazette act Capital & shares
Hervé DE GRAEF
31-05
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Highest result since 2020net €38k ▲74.3%
Net result €38k, the highest in the series.
22-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
02-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
19-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
07-07
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 2 acts read
About the unread acts

Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 directors, last change in 2022
LAMERS Silvia
Director · since 20-06-2022
Current
VAN HOUT Peter
Director · since 20-06-2022
Current
20-06-2022 LAMERS Silvia: Appointed as Director
20-06-2022 VAN HOUT Peter: Appointed as Director
Not every act has been read: a resignation may be missing here
1 of this company's 2 Belgian State Gazette acts has not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Balen · 1 establishment unit since 2009
exact location from the address register On OpenStreetMap
Ground area
1,350 m²
Building footprint
185 m²
Volume, LiDAR
1,048 m³
Parcel 13342B0880/00F000, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SaMe
Steegsebaan 157, 2490 BalenFinancial service activities, except insurance and pension funding
since 20092.175.048.321
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13342B0880/00F000 Flanders 1,350 m² 1 · 185 m² 8.7 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Comparable companies · same sector, comparable size

Similar companies · same sector, comparable size

Of 24,645 companies in sector 64210 we hold annual accounts for 19,555. 13,409 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded11-12-2008
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesBelgian Official Gazette · 1 actNational Bank · 17 filingsAddress and cadastre registers

Data from official sources, last processed on 16-07-2026. Scores and ratios are computed by Checked and are not a credit decision.