Jade Holding is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €460k and a net result of €-53k. Equity is growing by ~15.4% per year across the filed fiscal years. Its solvency ranks better than 36% of 5498 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 26-01-2026, 5 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
5 d early
2024
2 d early
2023
41 d early
2022
22 d early
2021
41 d early
2020
20 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€460k▼ 10.4%
2024 · €513k
2020: €229k
2021: €259k
2022: €275k
2023: €511k
2024: €513k
2020 → 2025
Net result
€-53k
2024 · €2k
2020: €-96k
2021: €31k
2022: €15k
2023: €237k
2024: €2k
2020 → 2025
Total assets
€1.27M▼ 10.8%
2024 · €1.43M
2020: €1.39M
2021: €1.37M
2022: €1.25M
2023: €1.75M
2024: €1.43M
2020 → 2025
Solvency
36.1%▲ 0.2pp
2024 · 35.9%
2020: 16.5%
2021: 19.0%
2022: 21.9%
2023: 29.3%
2024: 35.9%
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€259k-€275k▲ 5.9%€511k▲ 86.1%€513k▲ 0.4%€460k▼ 10.4%
Operating result€75k-€55k▼ 26.2%€343k▲ 519%€41k▼ 88.1%€-16k
Net result€31k-€15k▼ 50.0%€237k▲ 1,441%€2k▼ 99.2%€-53k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €16k after €41k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.27M
Fixed assets
€1.12M=
Current assets
€155k▼ 49.9%
Equity and liabilities €1.27M
Equity
€460k▼ 10.4%
Debt
€815k▼ 11.0%
The debt ratio falls from 64.1% to 63.9%. Equity and debt are lower.
Key figures and ratios
Solvency
36.1%▲
2024 · 35.9%
ROE
-11.6%▼
2024 · 0.4%
ROA
-4.2%▼
2024 · 0.1%
Debt
€815k▼
2024 · €916k
Debt ≤ 1 year
€664k▲
2024 · €405k
Debt > 1 year
€151k▼
2024 · €512k
Income taxes
€0▼
2024 · €1k
Staff costs
€55k▲
2024 · €48k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.43M€1.27M▼
Fixed assets21/28€1.12M€1.12M=
Financial fixed assets28€1.12M€1.12M=
Current assets29/58€309k€155k▼
Amounts receivable within one year40/41€306k€136k▼
Trade receivables40€42k€21k▼
Other amounts receivable41€264k€115k▼
Cash at bank and in hand54/58€3k€19k▲
Deferred charges and accrued income490/1€0€311▲
Equity and liabilities
Total equity and liabilities10/49€1.43M€1.27M▼
Equity10/15€513k€460k▼
Contributions10/11€325k€325k=
Reserves13€188k€135k▼
Tax-exempt reserves132€84k€84k=
Distributable reserves133€104k€51k▼
Amounts payable17/49€916k€815k▼
Amounts payable after more than one year17€512k€151k▼
Financial debts170/4€229k€60k▼
Other amounts payable178/9€283k€90k▼
Amounts payable within one year42/48€405k€664k▲
Current portion of amounts payable after more than one year42€88k€89k▲
Trade debts44€13k€4k▼
Suppliers440/4€13k€4k▼
Taxes, remuneration and social security45€23k€19k▼
Taxes450/3€8k€6k▼
Remuneration and social security454/9€15k€13k▼
Other amounts payable47/48€281k€553k▲
Income statement
Code20242025
Remuneration, social security and pensions62€48k€55k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€90k€40k▼
Operating profit (loss)9901€41k€-16k▼
Financial income75/76B€0€2k▲
Recurring financial income75€0€2k▲
Financial charges65/66B€38k€40k▲
Recurring financial charges65€38k€40k▲
Profit (loss) for the period before taxes9903€3k€-53k▼
Income taxes67/77€1k€0▼
Profit (loss) for the period9904€2k€-53k▼
Transfer to tax-exempt reserves689€0-
Profit (loss) for the period to be appropriated9905€2k€-53k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2k€-53k▼
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2-€53k
Transfer to equity691/2€2k€0▼
To other reserves6921€2k€0▼
Social balance
Average headcount (FTE)90871.01.0=
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-03
State Gazette act
Resignations & appointmentsGeneral meeting · Director resignation · Director appointment13 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director resignation · Director appointment13 facts ▸
- General meeting, 11/02/2026
- Director resignation, LDL GROUP HOLDING NV (bestuurder)
- Director resignation, 2PARFIN BV (bestuurder)
- Director resignation, PHILIP SEGHERS (bestuurder)
- Director appointment, Sarah Norton (bestuurder)
- Director appointment, Ben Gujral (bestuurder)
- Director appointment, LDL GROUP HOLDING NV (bestuurder)
- Mandate compensation, Sarah Norton
- Mandate compensation, Ben Gujral
- Mandate compensation, LDL GROUP HOLDING NV
- Board meeting, 11/02/2026
- Director appointment, LDL GROUP HOLDING NV (gedelegeerd bestuurder)
- +1 further facts in this act
26-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
29-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
21-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
30-06
Financial
Highest result since 2020net €237k ▲1441%
Operating result €343k, net result €237k, both a record.
30-06
Financial
Equity above €500kEq €511k ▲86.1%
3 profitable years in a row build equity to €511k.
09-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
21-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
30-06
Financial
Back to profitnet €31k
Net result €31k after one loss-making year.
11-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
under verification, no change since 2026
This board is reconstructed from a single act (26040191). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
Ben Gujral
CurrentDirector · since 11-02-2026
LDL GROUP HOLDING
CurrentManaging director · since 11-02-2026 · Public limited company
Sarah Norton
CurrentDirector · since 11-02-2026
11-02-2026
Ben Gujral: Appointed as Director
11-02-2026
LDL GROUP HOLDING: Appointed as Managing director
11-02-2026
LDL GROUP HOLDING: Appointed as Director
11-02-2026
LDL GROUP HOLDING: Resigned as Director
11-02-2026
Sarah Norton: Appointed as Director
11-02-2026
BV 2Parfin: Resigned as Director
11-02-2026
PHILIP SEGHERS: Resigned as Director
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Europalaan 149800 DeinzeGround area
2,433 m²
Building footprint
1,662 m²
Volume, LiDAR
7,841 m³
Parcel 44054A0078/00S000, Flanders · tallest building 6.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Jade Holding
since 20192.294.827.879
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44054A0078/00S000 | Flanders | 2,433 m² | 1 · 1,662 m² | 6.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
2 connected companiesNetwork connections
Shared corporate director
→
Shared corporate director
→
Ownership & control
1 partyControl over this companysits on this company's board1
3 subsidiaries · 1 location
controls
Jade HoldingBE 0730.772.957
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Of 24,726 companies in sector 64210 we hold annual accounts for 19,747. 13,656 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-07-2019
Fiscal year end30-06
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.