JACQUEMIN CONSTRUCT
ActiveSummary
JACQUEMIN CONSTRUCT has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €86,653 and a net result of -€8,055. Equity is growing by ~21.4% per year across the filed fiscal years. Its solvency ranks better than 89% of 7586 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability59▼-41
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days acceptable
Liquidity ample (current ratio 11.15 against 5.72 in 2024; short-term debt: 4.4% and cash: 6% of total assets), and 17.6% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
28 d late
2023
15 d early
2022
25 d early
2021
11 d late
2020
52 d early
2019
3 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 10 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€86,653▼ 8.5%
2024 · €94,709
Total assets
€105,177▼ 7.0%
2024 · €113,080
Net result
-€8,055
2024 · €28,551
Working capital
€47,291▼ 45.5%
2024 · €86,769
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€4,965€34,424€21,652▼ 37.1%€39,903▲ 84.3%-€8,803
Net result-€5,389below the sector's middle half€27,752above the sector's middle half€16,181within the sector's middle half▼ 41.7%€28,551above the sector's middle half▲ 76.4%-€8,055below the sector's middle half
Equity€31,108within the sector's middle half▼ 14.8%€56,177within the sector's middle half▲ 80.6%€66,158within the sector's middle half▲ 17.8%€94,709within the sector's middle half▲ 43.2%€86,653within the sector's middle half▼ 8.5%
Total assets€36,333below the sector's middle half▼ 22.8%€70,608within the sector's middle half▲ 94.3%€76,169within the sector's middle half▲ 7.9%€113,080within the sector's middle half▲ 48.5%€105,177within the sector's middle half▼ 7.0%
Debt€5,225▼ 50.6%€14,431▲ 176%€10,011▼ 30.6%€18,371▲ 83.5%€18,523▲ 0.8%
Working capital€22,409within the sector's middle half▼ 14.8%€45,511within the sector's middle half▲ 103%€56,382within the sector's middle half▲ 23.9%€86,769above the sector's middle half▲ 53.9%€47,291within the sector's middle half▼ 45.5%
Solvency85.6%above the sector's middle half▲ 8.1pp79.6%above the sector's middle half▼ 6.1pp86.9%above the sector's middle half▲ 7.3pp83.8%above the sector's middle half▼ 3.1pp82.4%above the sector's middle half▼ 1.4pp
Current ratio5.29above the sector's middle half▲ 0.914.15above the sector's middle half▼ 1.146.63above the sector's middle half▲ 2.485.72above the sector's middle half▼ 0.9111.15above the sector's middle half▲ 5.43
Return on assets (ROA)-14.8%below the sector's middle half▼ 29.2pp39.3%above the sector's middle half▲ 54.1pp21.2%above the sector's middle half▼ 18.1pp25.2%above the sector's middle half▲ 4.0pp-7.7%below the sector's middle half▼ 32.9pp
above
within
below
the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €8,803 after €39,903 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €105,177
Fixed assets
€53,226 ▲ 570%
Current assets
€51,951 ▼ 50.6%
Equity and liabilities €105,177
Equity
€86,653 ▼ 8.5%
Debt
€18,523 ▲ 0.8%
Debt's share of the balance-sheet total rises from 16.2% to 17.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€3,444▼
2024 · €41,739
Cash flow
€4,191▼
2024 · €30,388
Debt to equity
0.21▲
2024 · 0.19
ROE
-9.3%▼
2024 · 30.1%
Interest coverage
18.42▼
2024 · 184.13
Debt ≤ 1 year
€4,659▼
2024 · €18,371
Debt > 1 year
€13,864
Income taxes
€1,232▼
2024 · €11,220
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,915 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 91% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a small loss
1.1%
went bankrupt
7.8%
stopped otherwise
91%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.0% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,915 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,461 | €4,323 | €5,133 | €1,837 | €12,247 | ▲ 567% |
| Other operating charges640/8 | €835 | €923 | €809 | €1,025 | €5,552 | ▲ 442% |
| Gross operating margin9900 | €1,332 | €39,670 | €27,594 | €42,764 | €8,996 | ▼ 79.0% |
| Operating profit (loss)9901 | -€4,965 | €34,424 | €21,652 | €39,903 | -€8,803 | ▼ 122% |
| Financial income75/76B | €36 | €79 | €805 | €95 | €2,166 | ▲ 2,189% |
| Recurring financial income75 | €36 | €79 | €805 | €95 | €2,166 | ▲ 2,189% |
| Financial charges65/66B | €322 | €311 | €617 | €227 | €187 | ▼ 17.5% |
| Recurring financial charges65 | €322 | €311 | €617 | €227 | €187 | ▼ 17.5% |
| Profit (loss) for the period before taxes9903 | -€5,251 | €34,192 | €21,840 | €39,771 | -€6,823 | ▼ 117% |
| Income taxes67/77 | €138 | €6,439 | €5,659 | €11,220 | €1,232 | ▼ 89.0% |
| Profit (loss) for the period9904 | -€5,389 | €27,752 | €16,181 | €28,551 | -€8,055 | ▼ 128% |
| Profit (loss) for the period to be appropriated9905 | -€5,389 | €27,752 | €16,181 | €28,551 | -€8,055 | ▼ 128% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €36,333 | €70,608 | €76,169 | €113,080 | €105,177 | ▼ 7.0% |
| Fixed assets21/28 | €8,699 | €10,666 | €9,776 | €7,939 | €53,226 | ▲ 570% |
| Tangible fixed assets22/27 | €8,699 | €10,666 | €9,776 | €7,939 | €53,226 | ▲ 570% |
| Plant, machinery and equipment23 | €1,579 | €7,106 | €7,267 | €6,006 | €4,360 | ▼ 27.4% |
| Furniture and vehicles24 | €7,120 | €3,560 | €2,509 | €1,933 | €48,865 | ▲ 2,428% |
| Current assets29/58 | €27,634 | €59,942 | €66,393 | €105,141 | €51,951 | ▼ 50.6% |
| Amounts receivable within one year40/41 | €10,349 | €33,334 | €25,323 | €56,904 | €43,411 | ▼ 23.7% |
| Trade receivables40 | €3,120 | €3,120 | €1,523 | €16,852 | €3,534 | ▼ 79.0% |
| Other amounts receivable41 | €7,229 | €30,214 | €23,800 | €40,052 | €39,877 | ▼ 0.4% |
| Cash at bank and in hand54/58 | €17,285 | €26,608 | €28,674 | €48,237 | €6,287 | ▼ 87.0% |
| Deferred charges and accrued income490/1 | - | - | €12,397 | - | €2,252 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €36,333 | €70,608 | €76,169 | €113,080 | €105,177 | ▼ 7.0% |
| Equity10/15 | €31,108 | €56,177 | €66,158 | €94,709 | €86,653 | ▼ 8.5% |
| Contributions10/11 | €6,200 | €6,200 | - | - | - | - |
| Reserves13 | €1,860 | €1,860 | €1,860 | €29,860 | €29,860 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | - | - | - | - |
| Distributable reserves133 | - | - | €1,860 | €29,860 | €29,860 | = |
| Profit (loss) carried forward14 | €23,048 | €48,117 | €64,298 | €64,849 | €56,793 | ▼ 12.4% |
| Amounts payable17/49 | €5,225 | €14,431 | €10,011 | €18,371 | €18,523 | ▲ 0.8% |
| Amounts payable after more than one year17 | - | - | - | - | €13,864 | - |
| Financial debts170/4 | - | - | - | - | €13,864 | - |
| Amounts payable within one year42/48 | €5,225 | €14,431 | €10,011 | €18,371 | €4,659 | ▼ 74.6% |
| Current portion of amounts payable after more than one year42 | €3,088 | - | - | - | €2,256 | - |
| Trade debts44 | €2,137 | €1,950 | €2,608 | €7,152 | €1,639 | ▼ 77.1% |
| Suppliers440/4 | €2,137 | €1,950 | €2,608 | €7,152 | €1,639 | ▼ 77.1% |
| Taxes, remuneration and social security45 | - | €12,482 | €7,404 | €11,220 | €765 | ▼ 93.2% |
| Taxes450/3 | - | €10,682 | €7,404 | €11,220 | €765 | ▼ 93.2% |
| Remuneration and social security454/9 | - | €1,800 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€5,389 | €27,752 | €16,181 | €28,551 | -€8,055 | ▼ 128% |
| + Depreciation and write-downs630 | €5,461 | €4,323 | €5,133 | €1,837 | €12,247 | ▲ 567% |
| Operating cash flow (approximation) | €73 | €32,076 | €21,314 | €30,388 | €4,191 | ▼ 86.2% |
| Investment in fixed assets (approximation) | - | -€6,290 | -€4,244 | €0 | -€57,533 | - |
| Change in cash | - | €9,323 | €2,066 | €19,564 | -€41,950 | ▼ 314% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Highest result since 2018net €28,551 ▲76.4%
Operating result €39,903, net result €28,551, both a record.
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €27,752
Net result €27,752 after one loss-making year.
11-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 11 days late
2021
09-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
03-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 3 days late
2019
31-12
Financial
Back to profitnet €11,799
Net result €11,799 after one loss-making year.
05-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
10-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 10 days late
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hannut · 1 establishment unit since 2011
Ground area
2,200 m²
Building footprint
194 m²
Volume, LiDAR
491 m³
2 parcels, Wallonia · tallest building 5.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JACQUEMIN CONSTRUCTION
since 20112.199.274.169
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 64009A0097/00X000 | Wallonia | 1,449 m² | 1 · 93 m² | - |
| 92119E0230/00B004 | Wallonia | 751 m² | 1 · 102 m² | 5.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,787 companies in sector 41001 we hold annual accounts for 16,052. 13,174 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-05-2011
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43110Demolition
43310Plastering work
43331Floor and wall tiling
43910Bricklaying and masonry work
81220Other building cleaning and industrial cleaning
E-invoicing
Reachable via Peppol
Peppol ID
0208:0836288369
Registered
01-12-2025
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.