JACOM
ActiveSummary
JACOM has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €278,015 and a net result of €32,850. Equity is growing by ~10.3% per year across the filed fiscal years. Its solvency ranks better than 82% of 8103 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability63=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16,000 at 30 days only on tighter terms
Liquidity short (current ratio 0.15 against 0.25 in 2023; short-term debt: 6.4% of total assets), and 13.5% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2026, 396 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
396 d late
2023
745 d late
2022
61 d late
2021
419 d late
2020
42 d late
2019
3 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 277 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, abbreviated schema
Equity
€278,015▲ 13.4%
2023 · €245,165
Total assets
€321,523▼ 1.4%
2023 · €326,252
Net result
€32,850▼ 1.6%
2023 · €33,386
Working capital
-€17,647▲ 41.0%
2023 · -€29,933
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€25,379▲ 29.7%€23,345▼ 8.0%€46,134▲ 97.6%€46,867▲ 1.6%€44,789▼ 4.4%
Net result€11,873▲ 51.7%€13,178▲ 11.0%€24,047▲ 82.5%€33,386▲ 38.8%€32,850▼ 1.6%
Equity€186,233▲ 14.6%€175,665▼ 5.7%€199,562▲ 13.6%€245,165▲ 22.9%€278,015▲ 13.4%
Total assets€320,780▼ 1.3%€286,542▼ 10.7%€294,211▲ 2.7%€326,252▲ 10.9%€321,523▼ 1.4%
Debt€134,547▼ 17.3%€110,877▼ 17.6%€94,649▼ 14.6%€81,087▼ 14.3%€43,508▼ 46.3%
Working capital-€31,725▲ 18.4%-€24,824▲ 21.8%-€28,414▼ 14.5%-€29,933▼ 5.3%-€17,647▲ 41.0%
Staff (FTE)1
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 4% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €321,523
Fixed assets
€318,529 ▲ 0.7%
Current assets
€2,994 ▼ 70.0%
Equity and liabilities €321,523
Equity
€278,015 ▲ 13.4%
Debt
€43,508 ▼ 46.3%
Debt's share of the balance-sheet total falls from 24.9% to 13.5%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
0.15▼
2023 · 0.25
Quick ratio
0.00=
2023 · 0.00
Debt to equity
0.16▼
2023 · 0.33
ROE
11.8%▼
2023 · 13.6%
ROA
10.2%▼
2023 · 10.2%
Debt ≤ 1 year
€20,641▼
2023 · €39,927
Debt > 1 year
€22,867▼
2023 · €41,160
Income taxes
€10,950▼
2023 · €11,716
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €14,133 | €8,756 | €11,189 | €18,510 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €15,018 | €5,803 | €8,430 | - | - | - |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | €7,000 | - |
| Other operating charges640/8 | €5,109 | - | - | - | - | - |
| Operating charges capitalised as restructuring costs649 | €0 | - | - | - | - | - |
| Gross operating margin9900 | €59,639 | €37,904 | €65,753 | €65,377 | €51,789 | ▼ 20.8% |
| Operating profit (loss)9901 | €25,379 | €23,345 | €46,134 | €46,867 | €44,789 | ▼ 4.4% |
| Financial income75/76B | €9,789 | €9,789 | €1,359 | €1,359 | €1,359 | = |
| Recurring financial income75 | €1,359 | €1,359 | €1,359 | €1,359 | €1,359 | = |
| Non-recurring financial income76B | €8,430 | €8,430 | - | - | - | - |
| Financial charges65/66B | €19,338 | €15,563 | €15,431 | €3,124 | €2,348 | ▼ 24.8% |
| Recurring financial charges65 | €5,243 | €4,468 | €4,336 | €3,124 | €2,348 | ▼ 24.8% |
| Non-recurring financial charges66B | €14,095 | €11,095 | €11,095 | - | - | - |
| Profit (loss) for the period before taxes9903 | €15,830 | €17,571 | €32,062 | €45,102 | €43,800 | ▼ 2.9% |
| Income taxes67/77 | €3,957 | €4,393 | €8,015 | €11,716 | €10,950 | ▼ 6.5% |
| Profit (loss) for the period9904 | €11,873 | €13,178 | €24,047 | €33,386 | €32,850 | ▼ 1.6% |
| Transfer to tax-exempt reserves689 | €0 | €0 | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €11,873 | €13,178 | €24,047 | €33,386 | €32,850 | ▼ 1.6% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €320,780 | €286,542 | €294,211 | €326,252 | €321,523 | ▼ 1.4% |
| Formation expenses20 | €313,998 | - | - | - | - | - |
| Fixed assets21/28 | - | €279,760 | €287,429 | €316,258 | €318,529 | ▲ 0.7% |
| Intangible fixed assets21 | - | - | - | €0 | - | - |
| Tangible fixed assets22/27 | - | €279,760 | €287,429 | €316,258 | €318,529 | ▲ 0.7% |
| Land and buildings22 | - | €279,760 | €279,760 | €188,628 | €188,628 | = |
| Furniture and vehicles24 | - | - | - | €127,630 | €129,901 | ▲ 1.8% |
| Leasing and similar rights25 | - | - | €7,669 | €0 | - | - |
| Financial fixed assets28 | - | - | €0 | €0 | - | - |
| Current assets29/58 | €6,782 | €6,782 | €6,782 | €9,994 | €2,994 | ▼ 70.0% |
| Stocks and contracts in progress3 | €6,782 | €6,782 | €6,782 | €9,994 | €2,994 | ▼ 70.0% |
| Stocks30/36 | €6,782 | €6,782 | €6,782 | €9,994 | €2,994 | ▼ 70.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €320,780 | €286,542 | €294,211 | €326,252 | €321,523 | ▼ 1.4% |
| Equity10/15 | €186,233 | €175,665 | €199,562 | €245,165 | €278,015 | ▲ 13.4% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Capital10 | - | - | - | €18,600 | €18,600 | = |
| Issued capital100 | - | - | - | €18,600 | €18,600 | = |
| Reserves13 | €155,760 | €157,065 | €180,962 | €98,935 | €129,514 | ▲ 30.9% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Legal reserve130 | - | - | - | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | - | - | - |
| Tax-exempt reserves132 | €11,873 | €155,205 | €179,102 | €97,075 | €97,075 | = |
| Distributable reserves133 | €142,027 | - | - | - | €30,579 | - |
| Profit (loss) carried forward14 | €11,873 | - | €0 | €127,630 | €129,901 | ▲ 1.8% |
| Amounts payable17/49 | €134,547 | €110,877 | €94,649 | €81,087 | €43,508 | ▼ 46.3% |
| Amounts payable after more than one year17 | €96,040 | €79,271 | €59,453 | €41,160 | €22,867 | ▼ 44.4% |
| Financial debts170/4 | €96,040 | €79,271 | €59,453 | €41,160 | €22,867 | ▼ 44.4% |
| Amounts payable within one year42/48 | €38,507 | €31,606 | €35,196 | €39,927 | €20,641 | ▼ 48.3% |
| Current portion of amounts payable after more than one year42 | €18,293 | €16,769 | €19,818 | €18,293 | €18,293 | = |
| Financial debts43 | €6,081 | €6,081 | €4,189 | €3,124 | €2,348 | ▼ 24.8% |
| Credit institutions430/8 | €6,081 | €6,081 | €4,189 | €3,124 | €2,348 | ▼ 24.8% |
| Taxes, remuneration and social security45 | €14,133 | €8,756 | €11,189 | €18,510 | - | - |
| Remuneration and social security454/9 | €14,133 | €8,756 | €11,189 | €18,510 | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €11,873 | €13,178 | €24,047 | €33,386 | €32,850 | ▼ 1.6% |
| + Depreciation and write-downs630 | €15,018 | €5,803 | €8,430 | - | - | - |
| Operating cash flow (approximation) | €26,891 | €18,981 | €32,477 | €33,386 | €32,850 | ▼ 1.6% |
| Investment in fixed assets (approximation) | - | - | -€16,099 | -€28,829 | -€2,271 | ▲ 92.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 396 days late
15-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 745 days late
2023
31-12
Financial
Highest result since 2018net €33,386 ▲38.8%
Operating result €46,867, net result €33,386, both a record.
31-12
Financial
Equity above €200,000Eq €245,165 ▲22.9%
6 profitable years in a row build equity to €245,165.
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 61 days late
23-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 419 days late
2021
11-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 42 days late
2020
28-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
19-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
08-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 100 days late
10-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 314 days late
2016
23-11
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 115 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Huldenberg · 1 establishment unit since 2003
Ground area
1,916 m²
Building footprint
181 m²
Volume, LiDAR
1,416 m³
Parcel 24045B0333/00S002, Flanders · tallest building 12.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
R. Borremansstraat 54, 3040 Huldenberg
since 20032.127.165.062
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24045B0333/00S002 | Flanders | 1,916 m² | 1 · 181 m² | 12.2 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,642 companies in sector 70200 we hold annual accounts for 52,583. 38,511 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-02-2003
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.