Equity
€540,133 ▲ 7.0%
JACOBS has made a profit in every financial year since 2006.
JACOBS
Lifetime
20 annual accounts with figures on one time axis, 42 filings since 1984peak €244,876 (2024)
€215,593▼ 12.0%
peak €66,030 (2018)
€35,219▲ 3.3%
peak €548,730 (2021)
€540,133▲ 7.0%
€143,070▲ 178%
peak 5.1 FTE (2006)
-not published
Board1 name since 2022
1 directorJACOBS Bart
Documentsfilings and deeds
02-04-2026120 days before the deadline
2025micro format
Debts from €51,459 to €143,070Investments €172,306
Key points
from the 2025 annual accountsTurnover
≈ €710,000 estimated
The micro format states no turnover.
Investments
€172,306 4.2 × depreciation
Green is investment, beige is depreciation.
Staff
2.6 FTE from 5.1 in 2006
Between 2006 and 2025, 49% of the full-time equivalents disappeared.
Filings
42 annual accounts since 1984
The last five annual accounts were filed 3 to 120 days before the end of the period.
Position in the sector
€540,133
More equity than 95% of companies in construction of buildings. Sector median €45,544 · 9,459 companies.
Checked score
97
Excellent
Financially stronger than 73% of micro companies in construction of buildings (NACE 41)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,458 companies (NACE 41, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025highest value
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025lowest value
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Sector: Construction of residential and non-residential buildings (NACE 41)
lowers risk
Liquidity: current ratio 11.81, cash €391,212
Equity €540,133 (79.1% of total assets)
Founded in 1983
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 92% of them on solvency, 99% on liquidity, 52% on profitability and 49% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 31,368 companies had the same profile as JACOBS has now. Each dot stands for 79 companies, two years later.
93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of JACOBS itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for JACOBS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €50,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 11.81 (8.77 in 2024), above the usual 1.5. Short-term debt is 5.5% and cash 57.3% of total assets. 20.9% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €540,133
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-04-2026, 120 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
120 days early
2024
92 days early
2023
30 days early
2022
34 days early
2021
3 days early
2020
1 day early
2019
49 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 47 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 June (4 of the last 5 accounts filed within 58 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0423683924
Registered office moved from Tlelt-Winge to Tielt-Winge
New registered office: Diestsesteenweg 47 3390 Tielt-Winge · Previous registered office: Diestsesteenweg 47 te 3390 Tlelt-Winge · Change of role: JACOBS Bart, from manager to director · General meeting of 02-05-2022 · Gazette deed
Registered office moved from Tielt-Winge to Tlelt-Winge
New registered office: Diestsesteenweg 47 te 3390 Tlelt-Winge · Previous registered office: Diestsesteenweg 57 te 3390 Tielt-Winge · General meeting of 11-06-2020 · Gazette deed
First establishment
Diestsesteenweg 47, Tielt-Winge
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| JACOBS Tielt-Winge | €683,203 | €215,593 | 79.1% | - |
| O.MET Scherpenheuvel-Zichem | €767,200 | €255,930 | 87.4% | 1.2 |
| BOUWBEDRIJF VAN BIESEN Merchtem | €658,453 | €192,068 | 97.3% | - |
| KREA-LINE Leuven | €649,110 | €270,502 | 40.6% | - |
| VAN DER ELST Opwijk | €731,857 | €240,200 | 81.2% | - |
| Algemene Bouwonderneming Keppens Merchtem | €711,148 | €222,733 | 24.6% | 7 |
| P&W Antwerp | €669,593 | €216,687 | 32.6% | 1.3 |
These companies have the same main activity as JACOBS: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €649,000 and €767,000, founded between 1974 and 1989.
Official details
Source: KBO- Status
- Active since 28-01-1983Normal situation
- Activity
- General construction of residential buildingsNACE 41001and 2 others
- Establishment unit
- 2.021.829.8913390 Tielt-Winge, since 25-02-1983
- Financial year end
- 31 December
- Peppol
- Reachable since 10-12-2025
Annual accounts 2025
- €683,203▲ 22.8%
- Employeeson 31-12-2025
- 3=
- Filing
- Filed on 02-04-2026, 120 days before the end of the filing period
Insights on JACOBS
JACOBS files the micro format. That format states no turnover. The gross margin fell from €233,154 in 2006 to €215,593 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about JACOBS
- What is the company number of JACOBS?
- The company number of JACOBS is 0423.683.924. The VAT number is the same number with BE in front: BE 0423.683.924.
- Where is JACOBS based?
- The registered office is at Diestsesteenweg 47, 3390 Tielt-Winge.Company details
- What does JACOBS do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of JACOBS?
- JACOBS is a private limited company (BV).
- When was JACOBS founded?
- JACOBS was founded on 28-01-1983.
- Is JACOBS still active?
- Yes, JACOBS is an active enterprise in the KBO register.
- How many employees does JACOBS have?
- JACOBS had an average of 2.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of JACOBS?
- The turnover in financial year 2025 is ≈ €710,000. This figure is estimated from the gross margin of €215,593 and 97 comparable companies (NACE 41001). It probably lies between €500,000 and €1.1m.
- Is JACOBS profitable?
- In financial year 2025, JACOBS made a profit of €35,219.
- Where can I find the annual accounts of JACOBS?
- JACOBS filed 42 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of JACOBS due?
- JACOBS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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