JACOBS
ActiveSummary
JACOBS has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €540k and a net result of €35k. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 86% of 7500 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability75▼-1
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 11.81 against 8.77 in 2024; short-term debt: 5.5% and cash: 57.3% of total assets), and 20.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.1%
Return on assets
5.2%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €540k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-04-2026, 120 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
120 d early
2024
92 d early
2023
30 d early
2022
34 d early
2021
3 d early
2020
1 d early
2019
49 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€540k▲ 7.0%
2024 · €505k
Total assets
€683k▲ 22.8%
2024 · €556k
Net result
€35k▲ 3.3%
2024 · €34k
Working capital
€409k▲ 2.2%
2024 · €400k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€24k▼ 44.6%€22k▼ 8.1%€13k▼ 43.9%€49k▲ 288%€40k▼ 17.2%
Net result€16k▼ 47.2%€18k▲ 12.0%€8k▼ 58.3%€34k▲ 349%€35k▲ 3.3%
Equity€549k▲ 3.1%€467k▼ 14.9%€475k▲ 1.6%€505k▲ 6.4%€540k▲ 7.0%
Total assets€590k▲ 7.9%€537k▼ 9.0%€511k▼ 5.0%€556k▲ 9.0%€683k▲ 22.8%
Debt€41k▲ 188%€70k▲ 69.7%€36k▼ 48.8%€51k▲ 43.0%€143k▲ 178%
Working capital€531k▲ 3.7%€321k▼ 39.6%€345k▲ 7.5%€400k▲ 15.9%€409k▲ 2.2%
Staff (FTE)3.73▼ 18.9%2.6▼ 13.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 17% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €683k
Fixed assets
€237k ▲ 125%
Current assets
€446k ▼ 1.0%
Equity and liabilities €683k
Equity
€540k ▲ 7.0%
Debt
€143k ▲ 178%
Debt's share of the balance-sheet total rises from 9.2% to 20.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€81k▲
2024 · €75k
Cash flow
€76k▲
2024 · €60k
Current ratio
11.81▲
2024 · 8.77
Debt to equity
0.26▲
2024 · 0.10
ROE
6.5%▼
2024 · 6.8%
ROA
5.2%▼
2024 · 6.1%
Interest coverage
24.46▼
2024 · 74.61
Debt ≤ 1 year
€38k▼
2024 · €51k
Debt > 1 year
€68k
Income taxes
€11k▼
2024 · €14k
Staff costs
€133k▼
2024 · €169k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €145k | €124k | €164k | €169k | €133k | ▼ 21.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9k | €21k | €25k | €26k | €41k | ▲ 56.9% |
| Other operating charges640/8 | €1k | €1k | €1k | €1k | €1k | ▼ 1.1% |
| Gross operating margin9900 | €179k | €168k | €203k | €245k | €216k | ▼ 12.0% |
| Operating profit (loss)9901 | €24k | €22k | €13k | €49k | €40k | ▼ 17.2% |
| Financial income75/76B | €85 | - | €58 | €113 | €9k | ▲ 8,214% |
| Recurring financial income75 | €85 | - | €58 | €113 | €130 | ▲ 15.6% |
| Non-recurring financial income76B | - | - | - | - | €9k | - |
| Financial charges65/66B | €1k | €2k | €906 | €1k | €3k | ▲ 231% |
| Recurring financial charges65 | €1k | €2k | €906 | €1k | €3k | ▲ 231% |
| Profit (loss) for the period before taxes9903 | €23k | €21k | €12k | €48k | €47k | ▼ 3.0% |
| Income taxes67/77 | €7k | €3k | €4k | €14k | €11k | ▼ 18.6% |
| Profit (loss) for the period9904 | €16k | €18k | €8k | €34k | €35k | ▲ 3.3% |
| Profit (loss) for the period to be appropriated9905 | €16k | €18k | €8k | €34k | €35k | ▲ 3.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €590k | €537k | €511k | €556k | €683k | ▲ 22.8% |
| Fixed assets21/28 | €18k | €146k | €130k | €105k | €237k | ▲ 125% |
| Tangible fixed assets22/27 | €18k | €146k | €130k | €105k | €237k | ▲ 125% |
| Plant, machinery and equipment23 | €18k | €95k | €92k | €79k | €73k | ▼ 7.0% |
| Furniture and vehicles24 | - | €51k | €38k | €27k | €164k | ▲ 514% |
| Current assets29/58 | €572k | €391k | €381k | €451k | €446k | ▼ 1.0% |
| Stocks and contracts in progress3 | €4k | €32k | - | - | - | - |
| Stocks30/36 | €4k | €32k | - | - | - | - |
| Amounts receivable within one year40/41 | €46k | €39k | €94k | €69k | €31k | ▼ 55.0% |
| Trade receivables40 | €32k | €23k | €57k | €53k | €29k | ▼ 45.8% |
| Other amounts receivable41 | €14k | €16k | €38k | €15k | €2k | ▼ 86.6% |
| Current investments50/53 | €12k | €12k | €12k | €12k | €12k | ▲ 0.4% |
| Cash at bank and in hand54/58 | €504k | €300k | €256k | €360k | €391k | ▲ 8.6% |
| Deferred charges and accrued income490/1 | €6k | €8k | €18k | €10k | €12k | ▲ 19.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €590k | €537k | €511k | €556k | €683k | ▲ 22.8% |
| Equity10/15 | €549k | €467k | €475k | €505k | €540k | ▲ 7.0% |
| Contributions10/11 | €307k | €207k | €207k | €207k | €207k | = |
| Reserves13 | €242k | €260k | €268k | €298k | €333k | ▲ 11.8% |
| Non-distributable reserves130/1 | €3k | - | - | - | - | - |
| Reserves not available under the articles1311 | €3k | - | - | - | - | - |
| Distributable reserves133 | €239k | €260k | €268k | €298k | €333k | ▲ 11.8% |
| Amounts payable17/49 | €41k | €70k | €36k | €51k | €143k | ▲ 178% |
| Amounts payable after more than one year17 | - | - | - | - | €68k | - |
| Financial debts170/4 | - | - | - | - | €68k | - |
| Amounts payable within one year42/48 | €41k | €70k | €36k | €51k | €38k | ▼ 26.5% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | €19k | - |
| Financial debts43 | €238 | €621 | €1k | €2k | €2k | ▲ 10.9% |
| Credit institutions430/8 | €238 | €621 | €1k | €2k | €2k | ▲ 10.9% |
| Trade debts44 | €39k | €58k | €35k | €46k | €12k | ▼ 74.5% |
| Suppliers440/4 | €39k | €58k | €35k | €46k | €12k | ▼ 74.5% |
| Taxes, remuneration and social security45 | €173 | €12k | - | - | €5k | - |
| Taxes450/3 | €173 | €12k | - | - | €5k | - |
| Other amounts payable47/48 | €2k | €22 | €142 | €4k | €15 | ▼ 99.6% |
| Accrued charges and deferred income492/3 | - | - | - | - | €37k | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €16k | €18k | €8k | €34k | €35k | ▲ 3.3% |
| + Depreciation and write-downs630 | €9k | €21k | €25k | €26k | €41k | ▲ 56.9% |
| Operating cash flow (approximation) | €25k | €39k | €33k | €60k | €76k | ▲ 26.5% |
| Investment in fixed assets (approximation) | - | €-149k | €-9k | €-1k | €-172k | ▼ 12,016% |
| Change in cash | - | €-204k | €-44k | €104k | €31k | ▼ 70.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €500kEq €505k ▲6.4%
7 profitable years in a row build equity to €505k.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €8k ▼58.3%
Net result drops to €8k, the lowest in the series; recovery starts the following year.
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity doublescurrent ratio 36.90
Current ratio from 16.23 to 36.90; short-term debt falls from €32k to €14k.
12-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €500kEq €502k ▲1.3%
2 profitable years in a row build equity to €502k.
17-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tielt-Winge · 1 establishment unit since 1983
Ground area
864 m²
Building footprint
122 m²
Volume, LiDAR
868 m³
Parcel 24106E0288/00F002, Flanders · tallest building 9.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
JACOBS
since 19832.021.829.891
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24106E0288/00F002 | Flanders | 864 m² | 1 · 122 m² | 9.3 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Dual-learning approval
4 live approvals · 2 endedMedewerker ruwbouw (vwo)
Medewerker ruwbouw duaal (so)
Metselaar (vwo)
Ruwbouw duaal (so)
Show 2 ended approvals
Metselaar (so)
Werfbediener (so)
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Of 29,787 companies in sector 41001 we hold annual accounts for 16,036. 8,934 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-01-1983
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43110Demolition
43990Other specialised construction activities
Contact
Website
www.bouwondernemingjacobsbv.be
E-mail
jacobs.bart1@telenet.be
Scores and ratios are computed by Checked and are not a credit decision.