Jacob's Co
ActiveSummary
The computed 12-month bankruptcy probability of Jacob's Co is 2.0% (moderate). The 2025 annual accounts show equity of €8k and a net result of €6k. Equity remains stable across the filed fiscal years (±1% per year). Its solvency ranks better than 24% of 7453 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▲+86
Solvency42▲+12
Growth78▲+46
Track record94
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 7453 sector peers (2025).
NBB · sector comparisonPosition among 7453 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
30 d early
2024
30 d early
2023
33 d early
2022
26 d early
2021
25 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€8k▲ 342%
2024 · €2k
2021: €7k
2022: €7k
2023: €17k
2024: €2k
2021 → 2025
Total assets
€46k▲ 19.0%
2024 · €39k
2021: €15k
2022: €28k
2023: €50k
2024: €39k
2021 → 2025
Net result
€6k
2024 · €-16k
2021: €2k
2022: €756
2023: €10k
2024: €-16k
2021 → 2025
Working capital
€-2k▼ 96.4%
2024 · €-1k
2021: €-2k
2022: €175
2023: €13k
2024: €-1k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€7k-€7k=€17k▲ 134%€2k▼ 89.6%€8k▲ 342%
Operating result€3k-€1k▼ 59.4%€13k▲ 836%€-15k€6k
Net result€2k-€756▼ 69.4%€10k▲ 1,226%€-16k€6k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €6k after a loss of €15k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €46k
Fixed assets
€10k ▲ 243%
Current assets
€36k ▼ 0.1%
Equity and liabilities €46k
Equity
€8k ▲ 342%
Debt
€38k ▲ 3.1%
Debt's share of the balance-sheet total falls from 95.3% to 82.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€8k▲
2024 · €-14k
Cash flow
€8k▲
2024 · €-14k
Current ratio
0.94▼
2024 · 0.97
Quick ratio
0.67▼
2024 · 0.70
Debt to equity
4.72▼
2024 · 20.26
ROE
77.4%▲
2024 · -860.3%
ROA
13.5%▲
2024 · -40.5%
Interest coverage
37.83▲
2024 · -73.86
Debt ≤ 1 year
€38k▲
2024 · €37k
Staff costs
€579▲
2024 · €146
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€39k€46k▲
Fixed assets21/28€3k€10k▲
Tangible fixed assets22/27€3k€10k▲
Plant, machinery and equipment23€495€558▲
Furniture and vehicles24€3k€10k▲
Current assets29/58€36k€36k▼
Stocks and contracts in progress3€10k€10k=
Stocks30/36€10k€10k=
Amounts receivable within one year40/41€25k€15k▼
Trade receivables40€25k€15k▼
Other amounts receivable41€335€0▼
Cash at bank and in hand54/58€755€10k▲
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€39k€46k▲
Equity10/15€2k€8k▲
Contributions10/11€5k€5k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-6k€584▲
Amounts payable17/49€37k€38k▲
Amounts payable within one year42/48€37k€38k▲
Trade debts44€4k€3k▼
Suppliers440/4€4k€3k▼
Taxes, remuneration and social security45€3k€418▼
Taxes450/3€3k€418▼
Other amounts payable47/48€30k€34k▲
Accrued charges and deferred income492/3€13€0▼
Income statement
Code20242025
Non-recurring operating income76A-€837
Remuneration, social security and pensions62€146€579▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€167€1k▲
Gross operating margin9900€-13k€10k▲
Operating profit (loss)9901€-15k€6k▲
Financial income75/76B-€8
Recurring financial income75-€8
Financial charges65/66B€184€223▲
Recurring financial charges65€184€223▲
Profit (loss) for the period before taxes9903€-16k€6k▲
Profit (loss) for the period9904€-16k€6k▲
Profit (loss) for the period to be appropriated9905€-16k€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-6k€584▲
Profit (loss) brought forward from the previous period14P€10k€-6k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-16k ▼256%
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2021net €10k ▲1226%
Operating result €13k, net result €10k, both a record.
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koningin Fabiolapark 4199100 Sint-NiklaasGround area
2,099 m²
Building footprint
1,045 m²
Volume, LiDAR
47,580 m³
Parcel 46445D1604/00H000, Flanders · tallest building 48.6 m, ±16 floors. Linked by address, not a title deed.
1 establishment unit
Jacob's Co
since 20212.315.529.362
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46445D1604/00H000 | Flanders | 2,099 m² | 1 · 1,045 m² | 48.6 m · 16 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 302 EUR awarded · 302 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 68 EUR | 68 EUR |
| 2023 | 1 | 234 EUR | 234 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Recognised contractor
3 categoriesJacob's Co BV#9792
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Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 8,408 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-03-2021
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
43990Other specialised construction activities
46831Wholesale of construction materials, general range
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.