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JACHT

Active
Public limited companyfounded 199332 yrs activeStationsstraat 40, 1745 Opwijk, BelgiumKBO/BCE: BE 0451.984.960

JACHT has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €38k and a net result of €-10k. Equity is shrinking by ~9% per year across the filed fiscal years. Its solvency ranks better than 21% of 8647 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
59 / 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability33▼-36
Solvency43▼-7
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.08 against 0.04 in 2024; short-term debt: 32.2% and cash: 2.4% of total assets), and 81.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 32 years 0 40 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
18.4%
Return on assets
-4.8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 8647 sector peers (2025).
NBB · sector comparison
Position among 8647 sector peers
Solvency
better than 21%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
17 d late
2024
on the day
2023
3 d early
2022
31 d late
2021
47 d early
2020
54 d early
2019
101 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€38k▼ 20.8%
2024 · €48k
2018: €76k 2019: €67k 2020: €64k 2021: €56k 2022: €51k 2023: €47k 2024: €48k
2018 → 2025
Total assets
€206k▲ 9.7%
2024 · €188k
2018: €213k 2019: €204k 2020: €200k 2021: €192k 2022: €187k 2023: €185k 2024: €188k
2018 → 2025
Net result
€-10k
2024 · €908
2018: €8k 2019: €-9k 2020: €-4k 2021: €-8k 2022: €-5k 2023: €-4k 2024: €908
2018 → 2025
Working capital
€-61k▼ 67.1%
2024 · €-37k
2018: €-29k 2019: €-30k 2020: €-27k 2021: €-28k 2022: €-30k 2023: €-32k 2024: €-37k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€56k-€51k▼ 8.1%€47k▼ 8.5%€48k▲ 1.9%€38k▼ 20.8%
Operating result€-7k-€-4k▲ 42.2%€-4k▲ 5.8%€1k€-9k
Net result€-8k-€-5k▲ 39.9%€-4k▲ 4.4%€908€-10k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-10k€-5k€0Operating result 2021: €-7k€-7kNet result 2021: €-8k€-8kOperating result 2022: €-4k€-4kNet result 2022: €-5k€-5kOperating result 2023: €-4k€-4kNet result 2023: €-4k€-4kOperating result 2024: €1k€1kNet result 2024: €908€908Operating result 2025: €-9k€-9kNet result 2025: €-10k€-10k20212022202320242025
The operating result turns negative in 2025: a loss of €9k after €1k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €206k
Fixed assets €201k▲ 7.8%
Current assets €5k▲ 241%
Equity and liabilities €206k
Equity €38k▼ 20.8%
Debt €168k▲ 20.1%
The debt ratio rises from 74.5% to 81.6%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€3k
2024 · €10k
Cash flow
€2k
2024 · €10k
Solvency
18.4%
2024 · 25.5%
Current ratio
0.08
2024 · 0.04
Quick ratio
0.08
2024 · 0.04
Debt / equity
4.43
2024 · 2.92
ROE
-26.3%
2024 · 1.9%
ROA
-4.8%
2024 · 0.5%
Interest coverage
2.44
2024 · 31.24
Debt
€168k
2024 · €140k
Debt ≤ 1 year
€66k
2024 · €38k
Debt > 1 year
€102k=
2024 · €102k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€188k€206k
Fixed assets21/28€187k€201k
Tangible fixed assets22/27€187k€201k
Land and buildings22€172k€189k
Furniture and vehicles24€14k€12k
Current assets29/58€1k€5k
Cash at bank and in hand54/58€1k€5k
Equity and liabilities
Total equity and liabilities10/49€188k€206k
Equity10/15€48k€38k
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€4k€4k=
Non-distributable reserves130/1€4k€4k=
Legal reserve130€4k€4k=
Profit (loss) carried forward14€-18k€-28k
Amounts payable17/49€140k€168k
Amounts payable after more than one year17€102k€102k=
Financial debts170/4€102k€102k=
Amounts payable within one year42/48€38k€66k
Trade debts44€3k€3k=
Suppliers440/4€3k€3k=
Other amounts payable47/48€36k€64k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€12k
Other operating charges640/8€799€2k
Gross operating margin9900€11k€5k
Operating profit (loss)9901€1k€-9k
Financial charges65/66B€334€1k
Recurring financial charges65€334€1k
Profit (loss) for the period before taxes9903€908€-10k
Profit (loss) for the period9904€908€-10k
Profit (loss) for the period to be appropriated9905€908€-10k
Appropriation of the result
Profit (loss) to be appropriated9906€-18k€-28k
Profit (loss) brought forward from the previous period14P€-19k€-18k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
17-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 17 days late
11-08
State Gazette act Resignations & appointments
General meeting · Director resignation · Director appointment4 facts ▸
  • General meeting, 07/12/2025
  • Director resignation, Verdoodt Frieda (bestuurder)
  • Director resignation, Geeurickx Goedele (bestuurder)
  • Director appointment, De Nil Eva (bestuurder)
2025
31-12
Financial Weakest financial yearnet €-10k ▼1199%
Net result drops to €-10k, the lowest in the series.
31-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Back to profitnet €908
Net result €908 after 5 loss-making years.
28-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
14-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
07-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
09-11
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 101 days late
2019
29-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
04-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
29-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 directors, no change since 2025
De Nil Eva
Director · since 07-12-2025
Current
07-12-2025 De Nil Eva: Appointed as Director
07-12-2025 Geeurickx Goedele: Resigned as Director
07-12-2025 Verdoodt Frieda: Resigned as Director
Location & real-estate footprint
Registered office, Opwijk · 1 establishment unit since 1995
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Stationsstraat 401745 Opwijk
Ground area
362 m²
Building footprint
122 m²
Volume, LiDAR
842 m³
Parcel 23060B0764/00E002, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JACHT NV
Stationsstraat 40, 1745 OpwijkInsurance, reinsurance and pension funding, except compulsory social security
since 19952.074.389.540
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23060B0764/00E002 Flanders 362 m² 1 · 122 m² 10.4 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 36,346 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPublic limited company
Founded21-12-1993
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers

Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.