Fidea
ActiveSummary
Fidea has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €399k and a net result of €-9k. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 95% of 3307 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability16▼-1
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
short-term debt: 0.2% and cash: 7.1% of total assets, and 0.2% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.8%
Return on assets
-2.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
28 d late
2023
2 d late
2022
32 d late
2021
117 d late
2020
117 d late
2019
118 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Financials · fiscal year 2025, abbreviated schema
Equity
€399k▼ 2.3%
2024 · €408k
Total assets
€400k▼ 2.5%
2024 · €410k
Net result
€-9k▼ 71.8%
2024 · €-5k
Working capital
€347k▼ 2.5%
2024 · €356k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€-10k▲ 27.0%€-10k▼ 2.8%€-14k▼ 37.6%€-8k▲ 43.1%€-17k▼ 111%
Net result€-10k▲ 26.9%€-10k▼ 5.8%€-13k▼ 26.7%€-5k▲ 57.9%€-9k▼ 71.8%
Equity€436k▼ 2.2%€426k▼ 2.3%€413k▼ 3.0%€408k▼ 1.3%€399k▼ 2.3%
Total assets€439k▼ 2.9%€430k▼ 2.1%€415k▼ 3.4%€410k▼ 1.3%€400k▼ 2.5%
Debt€2k▼ 56.8%€3k▲ 37.4%€2k▼ 49.6%€2k▲ 13.5%€985▼ 49.3%
Working capital€393k▼ 2.5%€382k▼ 2.6%€369k▼ 3.5%€356k▼ 3.6%€347k▼ 2.5%
Staff (FTE)00
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €17k in 2025 against €8k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €400k
Fixed assets
€52k ▼ 0.6%
Current assets
€348k ▼ 2.8%
Equity and liabilities €400k
Equity
€399k ▼ 2.3%
Debt
€985 ▼ 49.3%
Debt's share of the balance-sheet total falls from 0.5% to 0.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-17k▼
2024 · €-7k
Cash flow
€-9k▼
2024 · €-5k
Debt to equity
0.00▼
2024 · 0.00
ROE
-2.3%▼
2024 · -1.3%
ROA
-2.3%▼
2024 · -1.3%
Interest coverage
-35.65▼
2024 · -17.78
Debt ≤ 1 year
€985▼
2024 · €2k
Income taxes
€241▲
2024 · €227
A ratio outside any meaningful range has been withheld (balance sheet total €400k, equity €399k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €111 | €111 | €328 | €843 | €328 | ▼ 61.1% |
| Other operating charges640/8 | €799 | €1k | €2k | €1k | €1k | ▲ 11.5% |
| Non-recurring operating charges66A | - | - | - | €412 | €0 | ▼ 100% |
| Gross operating margin9900 | €-9k | €-9k | €-12k | €-6k | €-16k | ▼ 169% |
| Operating profit (loss)9901 | €-10k | €-10k | €-14k | €-8k | €-17k | ▼ 111% |
| Financial income75/76B | €2k | €900 | €2k | €3k | €9k | ▲ 155% |
| Recurring financial income75 | €2k | €900 | €2k | €3k | €9k | ▲ 155% |
| Financial charges65/66B | €535 | €360 | €401 | €414 | €477 | ▲ 15.2% |
| Recurring financial charges65 | €535 | €360 | €401 | €414 | €477 | ▲ 15.2% |
| Profit (loss) for the period before taxes9903 | €-9k | €-10k | €-13k | €-5k | €-9k | ▼ 74.6% |
| Income taxes67/77 | €439 | €256 | €240 | €227 | €241 | ▲ 6.2% |
| Profit (loss) for the period9904 | €-10k | €-10k | €-13k | €-5k | €-9k | ▼ 71.8% |
| Profit (loss) for the period to be appropriated9905 | €-10k | €-10k | €-13k | €-5k | €-9k | ▼ 71.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €439k | €430k | €415k | €410k | €400k | ▼ 2.5% |
| Fixed assets21/28 | €44k | €44k | €44k | €52k | €52k | ▼ 0.6% |
| Tangible fixed assets22/27 | €1k | €1k | €2k | €328 | €0 | ▼ 100% |
| Furniture and vehicles24 | €1k | €1k | €2k | €328 | €0 | ▼ 100% |
| Financial fixed assets28 | €43k | €43k | €43k | €52k | €52k | = |
| Current assets29/58 | €395k | €386k | €371k | €358k | €348k | ▼ 2.8% |
| Amounts receivable within one year40/41 | €163k | €206k | €163k | €223k | €231k | ▲ 3.7% |
| Trade receivables40 | €65k | €64k | €66k | €29k | €28k | ▼ 1.5% |
| Other amounts receivable41 | €98k | €142k | €97k | €194k | €203k | ▲ 4.5% |
| Current investments50/53 | €83k | €85k | €85k | €85k | €85k | = |
| Cash at bank and in hand54/58 | €149k | €95k | €123k | €48k | €29k | ▼ 41.0% |
| Deferred charges and accrued income490/1 | - | - | - | €2k | €4k | ▲ 70.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €439k | €430k | €415k | €410k | €400k | ▼ 2.5% |
| Equity10/15 | €436k | €426k | €413k | €408k | €399k | ▼ 2.3% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €344k | €344k | €344k | €344k | €342k | ▼ 0.5% |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €0 | - | - |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €0 | - | - |
| Tax-exempt reserves132 | €342k | €342k | €342k | €342k | €342k | = |
| Distributable reserves133 | - | - | - | €2k | €0 | ▼ 100% |
| Profit (loss) carried forward14 | €74k | €64k | €51k | €46k | €38k | ▼ 16.4% |
| Amounts payable17/49 | €2k | €3k | €2k | €2k | €985 | ▼ 49.3% |
| Amounts payable within one year42/48 | €2k | €3k | €2k | €2k | €985 | ▼ 49.3% |
| Current portion of amounts payable after more than one year42 | €808 | €1k | €1k | €1k | €0 | ▼ 100% |
| Trade debts44 | €585 | €272 | €333 | €242 | €727 | ▲ 200% |
| Suppliers440/4 | €585 | €272 | €333 | €242 | €727 | ▲ 200% |
| Taxes, remuneration and social security45 | €689 | €2k | €249 | €571 | €258 | ▼ 54.8% |
| Taxes450/3 | €689 | €2k | €249 | €571 | €258 | ▼ 54.8% |
| Other amounts payable47/48 | €389 | - | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-10k | €-10k | €-13k | €-5k | €-9k | ▼ 71.8% |
| + Depreciation and write-downs630 | €111 | €111 | €328 | €843 | €328 | ▼ 61.1% |
| Operating cash flow (approximation) | €-10k | €-10k | €-13k | €-5k | €-9k | ▼ 96.1% |
| Investment in fixed assets (approximation) | - | €0 | €-651 | €-9k | €0 | ▲ 100% |
| Change in cash | - | €-54k | €28k | €-75k | €-20k | ▲ 73.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 28 days late
2024
02-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 2 days late
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
25-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 117 days late
2021
31-12
Financial
Liquidity doublescurrent ratio 159.88
Current ratio from 71.43 to 159.88; short-term debt falls from €6k to €2k.
25-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 117 days late
2020
26-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 118 days late
2019
31-12
Financial
Weakest financial yearnet €-18k
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
03-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 156 days late
03-01
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 521 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Opwijk · 1 establishment unit since 1998
Ground area
362 m²
Building footprint
122 m²
Volume, LiDAR
842 m³
Parcel 23060B0764/00E002, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Stationsstraat 40, 1745 Opwijk
since 19982.087.275.890
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23060B0764/00E002 | Flanders | 362 m² | 1 · 122 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,264 companies in sector 69209 we hold annual accounts for 1,098. 762 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-06-1998
Fiscal year end31-12
Activities, NACEBEL 2025
69209Other tax advisory services
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.