JACHBA
ActiveSummary
JACHBA has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €819,147 and a net result of €87,025. Equity remains stable across the filed fiscal years (±1.4% per year). Its solvency ranks better than 70% of 14258 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability76▲+3
Solvency82▲+11
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60,000 at 30 days acceptable
Liquidity short (current ratio 0.92 against 0.93 in 2024; short-term debt: 16.7% and cash: 5.3% of total assets), and 43% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57%
Return on assets
6.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-04-2026, 95 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
95 d early
2024
93 d early
2023
138 d early
2022
150 d early
2021
60 d early
2020
85 d early
2019
66 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 98 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 April (4 of the last 5 filed years within 42 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€819,147▲ 5.9%
2024 · €773,449
Total assets
€1.4m▼ 14.1%
2024 · €1.7m
Net result
€87,025▲ 54.4%
2024 · €56,348
Working capital
-€18,589▲ 33.7%
2024 · -€28,041
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€131,444▼ 28.3%€182,004▲ 38.5%€108,645▼ 40.3%€83,637▼ 23.0%€124,989▲ 49.4%
Net result€98,292above the sector's middle half▼ 35.6%€118,797above the sector's middle half▲ 20.9%€82,616above the sector's middle half▼ 30.5%€56,348above the sector's middle half▼ 31.8%€87,025above the sector's middle half▲ 54.4%
Equity€818,726above the sector's middle half▼ 9.9%€830,986above the sector's middle half▲ 1.5%€913,602above the sector's middle half▲ 9.9%€773,449above the sector's middle half▼ 15.3%€819,147above the sector's middle half▲ 5.9%
Total assets€1.9mabove the sector's middle half▼ 10.4%€1.8mabove the sector's middle half▼ 2.5%€1.9mabove the sector's middle half▲ 2.7%€1.7mabove the sector's middle half▼ 10.5%€1.4mabove the sector's middle half▼ 14.1%
Debt€1.0m▼ 10.7%€988,800▼ 5.7%€955,637▼ 3.4%€900,145▼ 5.8%€617,847▼ 31.4%
Working capital€141,714above the sector's middle half▼ 57.1%€120,801above the sector's middle half▼ 14.8%€146,494above the sector's middle half▲ 21.3%-€28,041within the sector's middle half-€18,589within the sector's middle half▲ 33.7%
Solvency43.9%within the sector's middle half▲ 0.2pp45.7%within the sector's middle half▲ 1.8pp48.9%within the sector's middle half▲ 3.2pp46.2%within the sector's middle half▼ 2.7pp57.0%within the sector's middle half▲ 10.8pp
Current ratio1.61within the sector's middle half▼ 0.711.43within the sector's middle half▼ 0.181.41within the sector's middle half▼ 0.020.93within the sector's middle half▼ 0.480.92within the sector's middle half▼ 0.01
Return on assets (ROA)5.3%within the sector's middle half▼ 2.1pp6.5%within the sector's middle half▲ 1.3pp4.4%within the sector's middle half▼ 2.1pp3.4%within the sector's middle half▼ 1.1pp6.1%within the sector's middle half▲ 2.7pp
Staff (FTE)2.92.6
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 49% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.4m
Fixed assets
€1.2m ▼ 5.8%
Current assets
€220,985 ▼ 42.3%
Equity and liabilities €1.4m
Equity
€819,147 ▲ 5.9%
Debt
€617,847 ▼ 31.4%
Debt's share of the balance-sheet total falls from 53.8% to 43.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€199,887▲
2024 · €160,199
Cash flow
€161,922▲
2024 · €132,909
Debt to equity
0.75▼
2024 · 1.16
ROE
10.6%▲
2024 · 7.3%
Interest coverage
35.72▲
2024 · 23.50
Debt ≤ 1 year
€239,573▼
2024 · €410,728
Debt > 1 year
€378,274▼
2024 · €489,417
Income taxes
€34,045▲
2024 · €21,649
Staff costs
€4,962▼
2024 · €128,097
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 17,811 companies that looked in July 2024 the way this one looks now, 0.3% went bankrupt within 24 months and 97% are still going.
- Small
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.3%
went bankrupt
3.2%
stopped otherwise
97%
still going
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 17,811 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €86,254 | €151,917 | €143,501 | €128,097 | €4,962 | ▼ 96.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €72,353 | €74,979 | €76,236 | €76,562 | €74,897 | ▼ 2.2% |
| Other operating charges640/8 | €111 | €19,180 | €10,586 | €11,022 | €11,366 | ▲ 3.1% |
| Gross operating margin9900 | €290,162 | €428,080 | €338,968 | €299,317 | €216,215 | ▼ 27.8% |
| Operating profit (loss)9901 | €131,444 | €182,004 | €108,645 | €83,637 | €124,989 | ▲ 49.4% |
| Financial income75/76B | - | €0 | €767 | €1,176 | €1,676 | ▲ 42.5% |
| Recurring financial income75 | - | €0 | €767 | €1,176 | €1,676 | ▲ 42.5% |
| Financial charges65/66B | €19,189 | €13,917 | €7,487 | €6,816 | €5,595 | ▼ 17.9% |
| Recurring financial charges65 | €19,189 | €13,917 | €7,487 | €6,816 | €5,595 | ▼ 17.9% |
| Profit (loss) for the period before taxes9903 | €112,255 | €168,088 | €101,925 | €77,997 | €121,070 | ▲ 55.2% |
| Income taxes67/77 | €13,963 | €49,290 | €19,309 | €21,649 | €34,045 | ▲ 57.3% |
| Profit (loss) for the period9904 | €98,292 | €118,797 | €82,616 | €56,348 | €87,025 | ▲ 54.4% |
| Profit (loss) for the period to be appropriated9905 | €98,292 | €118,797 | €82,616 | €56,348 | €87,025 | ▲ 54.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.9m | €1.8m | €1.9m | €1.7m | €1.4m | ▼ 14.1% |
| Fixed assets21/28 | €1.5m | €1.4m | €1.4m | €1.3m | €1.2m | ▼ 5.8% |
| Tangible fixed assets22/27 | €1.5m | €1.4m | €1.4m | €1.3m | €1.2m | ▼ 5.8% |
| Land and buildings22 | €1.5m | €1.4m | €1.3m | €1.3m | €1.2m | ▼ 5.6% |
| Plant, machinery and equipment23 | €38,598 | €33,921 | €29,245 | €25,030 | €21,179 | ▼ 15.4% |
| Furniture and vehicles24 | €466 | €361 | €255 | €150 | €44 | ▼ 70.6% |
| Current assets29/58 | €373,247 | €400,907 | €502,578 | €382,687 | €220,985 | ▼ 42.3% |
| Amounts receivable within one year40/41 | - | €106,872 | €88,320 | €8,759 | €145,400 | ▲ 1,560% |
| Trade receivables40 | - | €106,848 | €88,241 | €408 | €145,400 | ▲ 35,542% |
| Other amounts receivable41 | - | €25 | €79 | €8,351 | - | - |
| Current investments50/53 | - | - | - | €200,000 | - | - |
| Cash at bank and in hand54/58 | €373,247 | €294,034 | €414,258 | €173,928 | €75,585 | ▼ 56.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.9m | €1.8m | €1.9m | €1.7m | €1.4m | ▼ 14.1% |
| Equity10/15 | €818,726 | €830,986 | €913,602 | €773,449 | €819,147 | ▲ 5.9% |
| Contributions10/11 | €51,000 | €51,000 | €51,000 | €51,000 | €51,000 | = |
| Reserves13 | €767,726 | €779,986 | €862,602 | €722,449 | €768,147 | ▲ 6.3% |
| Non-distributable reserves130/1 | €5,100 | €5,100 | €5,100 | €5,100 | €5,100 | = |
| Reserves not available under the articles1311 | €5,100 | €5,100 | €5,100 | €5,100 | €5,100 | = |
| Distributable reserves133 | €762,626 | €774,886 | €857,502 | €717,349 | €763,047 | ▲ 6.4% |
| Amounts payable17/49 | €1.0m | €988,800 | €955,637 | €900,145 | €617,847 | ▼ 31.4% |
| Amounts payable after more than one year17 | €816,846 | €708,694 | €599,554 | €489,417 | €378,274 | ▼ 22.7% |
| Financial debts170/4 | €816,846 | €708,694 | €599,554 | €489,417 | €378,274 | ▼ 22.7% |
| Amounts payable within one year42/48 | €231,533 | €280,106 | €356,084 | €410,728 | €239,573 | ▼ 41.7% |
| Current portion of amounts payable after more than one year42 | €107,173 | €108,152 | €109,140 | €110,137 | €111,143 | ▲ 0.9% |
| Trade debts44 | €7,574 | €2,506 | €4,023 | €6,893 | €650 | ▼ 90.6% |
| Suppliers440/4 | €7,574 | €2,506 | €4,023 | €6,893 | €650 | ▼ 90.6% |
| Advances received on contracts in progress46 | €14,948 | - | - | - | - | - |
| Taxes, remuneration and social security45 | €9,969 | €72,302 | €71,753 | €23,469 | €3,765 | ▼ 84.0% |
| Taxes450/3 | €9,969 | €54,191 | €51,518 | €23,469 | €3,765 | ▼ 84.0% |
| Remuneration and social security454/9 | - | €18,112 | €20,235 | - | - | - |
| Other amounts payable47/48 | €91,869 | €97,146 | €171,168 | €270,229 | €124,016 | ▼ 54.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €98,292 | €118,797 | €82,616 | €56,348 | €87,025 | ▲ 54.4% |
| + Depreciation and write-downs630 | €72,353 | €74,979 | €76,236 | €76,562 | €74,897 | ▼ 2.2% |
| Operating cash flow (approximation) | €170,645 | €193,776 | €158,852 | €132,909 | €161,922 | ▲ 21.8% |
| Investment in fixed assets (approximation) | - | €0 | -€24,019 | -€807 | €0 | ▲ 100% |
| Change in cash | - | -€79,213 | €120,224 | -€240,330 | -€98,344 | ▲ 59.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
15-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
07-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €152,547 ▲269%
Net result €152,547, the highest in the series.
26-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €41,327 ▼68.5%
Net result drops to €41,327, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
23-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
10-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2008
Ground area
1,438 m²
Building footprint
880 m²
Volume, LiDAR
14,113 m³
Parcel 36502B0788/00Y003, Flanders · tallest building 41.7 m, ±5 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Deken De Saegherplein 14, 8800 Roeselare
since 20082.169.915.734
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36502B0788/00Y003 | Flanders | 1,438 m² | 1 · 880 m² | 41.7 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 6,000 EUR awarded| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 6,000 EUR | 0 EUR |
Schemes
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Of 11,757 companies in sector 68310 we hold annual accounts for 6,914. 3,989 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-02-2008
Fiscal year end31-12
Activities, NACEBEL 2025
68310Real estate agency activities
68121Development of residential building projects
68122Development of non-residential building projects
68201Renting and operating of own or leased residential real estate, excluding social housing
68321Property management for co-owned buildings (syndics)
E-invoicing
Reachable via Peppol
Peppol ID
0208:0895470940
Also
9925:BE0895470940
Registered
30-08-2023
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.