JAB TOOLS
ActiveSummary
The computed 12-month bankruptcy probability of JAB TOOLS is 1.7% (moderate). The 2025 annual accounts show equity of €19k and a net result of €993. Its solvency ranks better than 57% of 11389 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability52▼-48
Solvency76▲+11
Growth52
Track record82
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 2.0 against 1.6 in 2024; short-term debt: 48.9% and cash: 36.4% of total assets), and 48.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.1%
Return on assets
2.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
24 d late
2024
74 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€19k▲ 5.5%
2024 · €18k
2024: €18k
2025: €19k▲ +5.5% vs 2024
2024 → 2025
Total assets
€37k▼ 17.9%
2024 · €46k
2024: €46k
2025: €37k▼ -17.9% vs 2024
2024 → 2025
Net result
€993▼ 93.8%
2024 · €16k
2024: €16k
2025: €993▼ -93.8% vs 2024
2024 → 2025
Working capital
€18k▲ 10.8%
2024 · €17k
2024: €17k
2025: €18k▲ +10.8% vs 2024
2024 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€18k-€19k▲ 5.5%
2024: €18k
2025: €19k▲ +5.5% vs 2024
Operating result€23k-€7k▼ 67.2%
2024: €23k
2025: €7k▼ -67.2% vs 2024
Net result€16k-€993▼ 93.8%
2024: €16k
2025: €993▼ -93.8% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 67% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €37k
Fixed assets
€786 ▼ 50.2%
Current assets
€37k ▼ 16.7%
Equity and liabilities €37k
Equity
€19k ▲ 5.5%
Debt
€18k ▼ 33.3%
Debt's share of the balance-sheet total falls from 60.2% to 48.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€8k▼
2024 · €24k
Cash flow
€2k▼
2024 · €17k
Current ratio
2.00▲
2024 · 1.60
Quick ratio
1.95▲
2024 · 1.57
Debt to equity
0.96▼
2024 · 1.52
ROE
5.2%▼
2024 · 89.0%
ROA
2.7%▼
2024 · 35.4%
Interest coverage
3.56▼
2024 · 21.91
Debt ≤ 1 year
€18k▼
2024 · €27k
Income taxes
€4k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet
Code20242025
Assets
Total assets20/58€46k€37k▼
Fixed assets21/28€2k€786▼
Tangible fixed assets22/27€2k€786▼
Furniture and vehicles24€2k€786▼
Current assets29/58€44k€37k▼
Stocks and contracts in progress3€898€898=
Stocks30/36€898€898=
Amounts receivable within one year40/41€30k€22k▼
Trade receivables40€24k€22k▼
Other amounts receivable41€5k€4▼
Cash at bank and in hand54/58€12k€14k▲
Deferred charges and accrued income490/1€2k€219▼
Equity and liabilities
Total equity and liabilities10/49€46k€37k▼
Equity10/15€18k€19k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€16k€17k▲
Amounts payable17/49€27k€18k▼
Amounts payable within one year42/48€27k€18k▼
Trade debts44€12k€2k▼
Suppliers440/4€12k€2k▼
Taxes, remuneration and social security45€9k€11k▲
Taxes450/3€9k€11k▲
Other amounts payable47/48€7k€6k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€797€792▼
Other operating charges640/8€2k€4k▲
Gross operating margin9900€25k€12k▼
Operating profit (loss)9901€23k€7k▼
Financial income75/76B€10€0▼
Recurring financial income75€10€0▼
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€22k€5k▼
Income taxes67/77€6k€4k▼
Profit (loss) for the period9904€16k€993▼
Profit (loss) for the period to be appropriated9905€16k€993▼
Appropriation of the result
Profit (loss) to be appropriated9906€16k€17k▲
Profit (loss) brought forward from the previous period14P-€16k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €797 | €792 | ▼ 0.7% |
| Other operating charges640/8 | €2k | €4k | ▲ 120% |
| Gross operating margin9900 | €25k | €12k | ▼ 52.4% |
| Operating profit (loss)9901 | €23k | €7k | ▼ 67.2% |
| Financial income75/76B | €10 | €0 | ▼ 100% |
| Recurring financial income75 | €10 | €0 | ▼ 100% |
| Financial charges65/66B | €1k | €2k | ▲ 116% |
| Recurring financial charges65 | €1k | €2k | ▲ 116% |
| Profit (loss) for the period before taxes9903 | €22k | €5k | ▼ 76.3% |
| Income taxes67/77 | €6k | €4k | ▼ 25.8% |
| Profit (loss) for the period9904 | €16k | €993 | ▼ 93.8% |
| Profit (loss) for the period to be appropriated9905 | €16k | €993 | ▼ 93.8% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €46k | €37k | ▼ 17.9% |
| Fixed assets21/28 | €2k | €786 | ▼ 50.2% |
| Tangible fixed assets22/27 | €2k | €786 | ▼ 50.2% |
| Furniture and vehicles24 | €2k | €786 | ▼ 50.2% |
| Current assets29/58 | €44k | €37k | ▼ 16.7% |
| Stocks and contracts in progress3 | €898 | €898 | = |
| Stocks30/36 | €898 | €898 | = |
| Amounts receivable within one year40/41 | €30k | €22k | ▼ 26.5% |
| Trade receivables40 | €24k | €22k | ▼ 10.3% |
| Other amounts receivable41 | €5k | €4 | ▼ 99.9% |
| Cash at bank and in hand54/58 | €12k | €14k | ▲ 16.7% |
| Deferred charges and accrued income490/1 | €2k | €219 | ▼ 86.5% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €46k | €37k | ▼ 17.9% |
| Equity10/15 | €18k | €19k | ▲ 5.5% |
| Contributions10/11 | €2k | €2k | = |
| Profit (loss) carried forward14 | €16k | €17k | ▲ 6.2% |
| Amounts payable17/49 | €27k | €18k | ▼ 33.3% |
| Amounts payable within one year42/48 | €27k | €18k | ▼ 33.3% |
| Trade debts44 | €12k | €2k | ▼ 85.6% |
| Suppliers440/4 | €12k | €2k | ▼ 85.6% |
| Taxes, remuneration and social security45 | €9k | €11k | ▲ 28.6% |
| Taxes450/3 | €9k | €11k | ▲ 28.6% |
| Other amounts payable47/48 | €7k | €6k | ▼ 23.1% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €16k | €993 | ▼ 93.8% |
| + Depreciation and write-downs630 | €797 | €792 | ▼ 0.7% |
| Operating cash flow (approximation) | €17k | €2k | ▼ 89.5% |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | €2k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
13-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 74 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2024
Ground area
237 m²
Building footprint
63 m²
Volume, LiDAR
559 m³
Parcel 62023A0051/00B024, Wallonia · tallest building 9.4 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Jab Tools
since 20242.355.576.308
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62023A0051/00B024 | Wallonia | 237 m² | 1 · 63 m² | 9.4 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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SUPERIUS
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APPRO-TECHNO
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Of 828 companies in sector 46620 we hold annual accounts for 642. 145 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-12-2023
Fiscal year end31-12
Activities, NACEBEL 2025
46620Wholesale of machine tools
47525Retail trade
Scores and ratios are computed by Checked and are not a credit decision.