S.E.B.H.
ActiveSummary
The computed 12-month bankruptcy probability of S.E.B.H. is 2.0% (moderate). The 2024 annual accounts show equity of €47k and a net result of €44k. Its solvency ranks better than 45% of 15865 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes
Profitability100
Solvency58
Growth-
Track record67
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.04; short-term debt: 41.3% and cash: 42.4% of total assets), and 67.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
32.8%
Return on assets
30.7%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
28 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€47k
Total assets
€143k
Net result
€44k
Working capital
€2k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €143k
Fixed assets
€82k
Current assets
€61k
Equity and liabilities €143k
Equity
€47k
Debt
€96k
Debt finances 67.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€62k
Cash flow
€51k
Current ratio
1.04
Debt to equity
2.05
ROE
93.6%
ROA
30.7%
Interest coverage
36.47
Debt ≤ 1 year
€59k
Debt > 1 year
€37k
Income taxes
€9k
Filed annual accounts As filed with the NBB · 2024 · 34 lines
Balance sheet
Code2024
Assets
Total assets20/58€143k
Fixed assets21/28€82k
Tangible fixed assets22/27€82k
Plant, machinery and equipment23€76k
Furniture and vehicles24€6k
Current assets29/58€61k
Amounts receivable within one year40/41€444
Trade receivables40€444
Cash at bank and in hand54/58€61k
Deferred charges and accrued income490/1€205
Equity and liabilities
Total equity and liabilities10/49€143k
Equity10/15€47k
Contributions10/11€3k
Profit (loss) carried forward14€44k
Amounts payable17/49€96k
Amounts payable after more than one year17€37k
Financial debts170/4€37k
Amounts payable within one year42/48€59k
Current portion of amounts payable after more than one year42€4k
Trade debts44€34k
Suppliers440/4€34k
Taxes, remuneration and social security45€21k
Taxes450/3€21k
Income statement
Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k
Other operating charges640/8€24
Gross operating margin9900€62k
Operating profit (loss)9901€55k
Financial charges65/66B€2k
Recurring financial charges65€2k
Profit (loss) for the period before taxes9903€53k
Income taxes67/77€9k
Profit (loss) for the period9904€44k
Profit (loss) for the period to be appropriated9905€44k
Appropriation of the result
Profit (loss) to be appropriated9906€44k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7k |
| Other operating charges640/8 | €24 |
| Gross operating margin9900 | €62k |
| Operating profit (loss)9901 | €55k |
| Financial charges65/66B | €2k |
| Recurring financial charges65 | €2k |
| Profit (loss) for the period before taxes9903 | €53k |
| Income taxes67/77 | €9k |
| Profit (loss) for the period9904 | €44k |
| Profit (loss) for the period to be appropriated9905 | €44k |
| Line | 2024 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €143k | |
| Fixed assets21/28 | €82k | |
| Tangible fixed assets22/27 | €82k | |
| Plant, machinery and equipment23 | €76k | |
| Furniture and vehicles24 | €6k | |
| Current assets29/58 | €61k | |
| Amounts receivable within one year40/41 | €444 | |
| Trade receivables40 | €444 | |
| Cash at bank and in hand54/58 | €61k | |
| Deferred charges and accrued income490/1 | €205 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €143k | |
| Equity10/15 | €47k | |
| Contributions10/11 | €3k | |
| Profit (loss) carried forward14 | €44k | |
| Amounts payable17/49 | €96k | |
| Amounts payable after more than one year17 | €37k | |
| Financial debts170/4 | €37k | |
| Amounts payable within one year42/48 | €59k | |
| Current portion of amounts payable after more than one year42 | €4k | |
| Trade debts44 | €34k | |
| Suppliers440/4 | €34k | |
| Taxes, remuneration and social security45 | €21k | |
| Taxes450/3 | €21k | |
| Line | 2024 |
|---|---|
| Profit (loss) for the period9904 | €44k |
| + Depreciation and write-downs630 | €7k |
| Operating cash flow (approximation) | €51k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
NBB filing
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2024
Ground area
474 m²
Building footprint
96 m²
Volume, LiDAR
500 m³
Parcel 57084A0206/00M000, Wallonia · tallest building 6.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
S.E.B.H.
since 20242.356.466.134
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57084A0206/00M000 | Wallonia | 474 m² | 1 · 96 m² | 6.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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TriTech Industries
BE 1000.140.967
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LORAS
BE 0471.654.877
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BAKKER MAGNETICS BELGIUM
BE 0431.086.608
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Of 828 companies in sector 46620 we hold annual accounts for 642. 279 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded22-02-2024
Fiscal year end31-12
Activities, NACEBEL 2025
46620Wholesale of machine tools
01610Support activities for crop production
01630Crop and animal production, hunting and related service activities
24430Manufacture of basic metals
24450Manufacture of basic metals
33120Repair and maintenance of machinery
77310Rental and leasing activities
77399Renting and leasing of other machinery, equipment and tangible goods
Scores and ratios are computed by Checked and are not a credit decision.