JAAN BAAZ

Active

Private limited companyfounded 201213 yrs activeLeopold I straat 304, 1090 Jette, BelgiumKBO/BCE: BE 0501.573.835

The computed 12-month bankruptcy probability of JAAN BAAZ is 1.6% (moderate). The 2025 annual accounts show negative equity (€-28k) and a net result of €-17k. Equity is shrinking by ~4.8% per year across the filed fiscal years. Its solvency ranks better than 5% of 2538 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

32 / 100

Weak

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability0▼-76

Solvency0=

Growth32=

Track record100

Bankruptcy probability, 12 months

1.6% Moderate

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity short (current ratio 0.38 against 0.75 in 2024; short-term debt: 251.9% and cash: 55.8% of total assets), and equity is negative.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

-151.9%

Return on assets

-89.9%

Age of the figures

9 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 95

Relative position

BE, all sectors

reference

Sector 95

lower

← fewer bankruptcies more bankruptcies →

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Negative equity

The 2025 annual accounts show negative equity and a net loss.

NBB · annual accounts 2025

Equity per financial year

1819202122232425

2018 to 2025 · latest year €-28k

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

29 d late

2024

29 d late

2023

9 d late

2022

29 d late

2021

30 d late

2020

30 d late

2019

111 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

21-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover

Not included in this filing

EBIT margin

Not included in this filing

Net result

€-17k

2024 · €2k

2018: €10k 2019: €-7k 2020: €-12k 2021: €11k 2022: €16k 2023: €-15k 2024: €2k

2018 → 2025

Working capital

€-29k▼ 125%

2024 · €-13k

2018: €-3k 2019: €-23k 2020: €-36k 2021: €-23k 2022: €-5k 2023: €-16k 2024: €-13k

2018 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€-15k-€857€-14k€-11k▲ 17.4%€-28k▼ 145%

Operating result€11k-€16k▲ 48.3%€-15k€3k€-16k

Net result€11k-€16k▲ 48.1%€-15k€2k€-17k

Result per fiscal year

Operating resultNet result

The operating result turns negative in 2025: a loss of €16k after €3k in 2024, the lowest result in the available series.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €19k

94.8%

Fixed assets €958▼ 34.3%

Current assets €18k▼ 54.1%

Key figures and ratios

2025 value · change against 2024

EBITDA

€-15k▼

2024 · €5k

Cash flow

€-16k▼

2024 · €4k

Solvency

-151.9%▼

2024 · -28.9%

Current ratio

0.38▼

2024 · 0.75

Quick ratio

0.38▼

2024 · 0.75

Debt / equity

-1.66▲

2024 · -4.46

ROA

-89.9%▼

2024 · 6.1%

Interest coverage

-13.98▼

2024 · 9.12

Debt

€47k▼

2024 · €51k

Debt ≤ 1 year

€47k▼

2024 · €51k

Staff costs

€20k▲

2024 · €17k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€40k€19k▼

Fixed assets21/28€1k€958▼

Intangible fixed assets21€500-

Financial fixed assets28€958€958=

Current assets29/58€38k€18k▼

Amounts receivable within one year40/41€27k€7k▼

Trade receivables40€23k€7k▼

Other amounts receivable41€4k€689▼

Cash at bank and in hand54/58€11k€10k▼

Deferred charges and accrued income490/1€132€53▼

Equity and liabilities

Total equity and liabilities10/49€40k€19k▼

Equity10/15€-11k€-28k▼

Contributions10/11€6k€6k=

Profit (loss) carried forward14€-18k€-34k▼

Amounts payable17/49€51k€47k▼

Amounts payable within one year42/48€51k€47k▼

Trade debts44€29k€10k▼

Suppliers440/4€29k€10k▼

Taxes, remuneration and social security45€22k€13k▼

Taxes450/3€4k€4k▼

Remuneration and social security454/9€18k€9k▼

Other amounts payable47/48-€23k

Income statement Code20242025

Remuneration, social security and pensions62€17k€20k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€500▼

Other operating charges640/8€528€400▼

Gross operating margin9900€23k€5k▼

Operating profit (loss)9901€3k€-16k▼

Financial income75/76B€0€23▲

Recurring financial income75€0€23▲

Financial charges65/66B€545€1k▲

Recurring financial charges65€545€1k▲

Profit (loss) for the period before taxes9903€2k€-17k▼

Profit (loss) for the period9904€2k€-17k▼

Profit (loss) for the period to be appropriated9905€2k€-17k▼

Appropriation of the result

Profit (loss) to be appropriated9906€-18k€-34k▼

Profit (loss) brought forward from the previous period14P€-20k€-18k▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 14Financial 4Filings 10

Next filing, fiscal year 2026, expected by 31-07-2027

2026

29-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 29 days late

2025

31-12

Financial Weakest financial yearnet €-17k ▼786%

Net result drops to €-17k, the lowest in the series.

29-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 29 days late

2024

31-12

Financial Back to profitnet €2k

Net result €2k after one loss-making year.

09-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 9 days late

2023

29-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 29 days late

2022

31-12

Financial Highest result since 2018net €16k ▲48.1%

Operating result €16k, net result €16k, both a record.

30-08

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 30 days late

2021

31-12

Financial Back to profitnet €11k

Net result €11k after 2 loss-making years.

30-08

NBB filing Annual accounts filed

fiscal year 2020 · full schema · 30 days late

2020

19-11

NBB filing Annual accounts filed

fiscal year 2019 · full schema · 111 days late

2019

22-08

NBB filing Annual accounts filed

fiscal year 2018 · full schema · 22 days late

2018

10-08

NBB filing Annual accounts filed

fiscal year 2017 · full schema · 10 days late

2017

20-07

NBB filing Annual accounts filed

fiscal year 2016 · full schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Jette · 1 establishment unit since 2015

establishment approximate The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Leopold I straat 3041090 Jette

Ground area

1,643 m²

Building footprint

938 m²

Volume, LiDAR

8,589 m³

2 parcels, Brussels, Flanders · tallest building 17.7 m, ±5 floors. Linked by address, not a title deed.

1 establishment unit

De Tonne 6, 9800 Deinze

NACE 45206

since 20152.241.234.488

2 parcels

Flanders 1 (50%) Brussels 1 (50%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
44054B0357/00V004	Flanders	1,426 m²	1 · 855 m²	10.9 m · 3 fl.
21464D0119/00G002	Brussels	217 m²	1 · 83 m²	17.7 m · 5 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

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Of 3,209 companies in sector 95316 we hold annual accounts for 752. 172 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded27-11-2012

Fiscal year end31-12

Activities, NACEBEL

95316Washing and cleaning of motor vehicles

Sources

Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.