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H&H

Active
Private limited companyfounded 201115 yrs activeH. Hartlaan 15A, 3980 Tessenderlo-Ham, BelgiumKBO/BCE: BE 0839.082.266

H&H has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €894 and a net result of €12. Equity is growing by ~15.2% per year across the filed fiscal years. Its solvency ranks better than 46% of 3539 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2024
59 / 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability39▼-31
Solvency59▲+59
Growth22▼-16
Track record100
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
balance sheet total too small for a liquidity verdict.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Age of the figures
Age of the figures
21 mo
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 15 years 0 20 y
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-11-2025, 110 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
110 d late
2023
37 d late
2022
70 d late
2021
297 d late
2020
32 d late
2019
47 d late
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Turnover
€24k▼ 56.2%
2023 · €55k
2018: €153k 2019: €129k 2020: €60k 2021: €72k 2022: €54k 2023: €55k
2018 → 2024
EBIT margin
0.3%▼ 9.3pp
2023 · 9.5%
2018: 2.3% 2019: -21.6% 2020: -33.5% 2021: 11.6% 2022: 6.6% 2023: 9.5%
2018 → 2024
Net result
€12▼ 99.8%
2023 · €5k
2018: €3k 2019: €-28k 2020: €-20k 2021: €8k 2022: €4k 2023: €5k
2018 → 2024
Working capital
€894
2023 · €-23k
2018: €8k 2019: €-20k 2020: €-40k 2021: €-32k 2022: €-28k 2023: €-23k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Turnover€60k-€72k▲ 19.0%€54k▼ 24.5%€55k▲ 1.8%€24k▼ 56.2%
Equity€-40k-€-32k▲ 20.6%€-28k▲ 11.1%€-23k▲ 18.3%€894
Operating result€-20k-€8k€4k▼ 57.1%€5k▲ 46.7%€66▼ 98.8%
Net result€-20k-€8k€4k▼ 57.5%€5k▲ 46.9%€12▼ 99.8%
Result per fiscal year
Operating resultNet result
€-30k€-20k€-10k€0€10kOperating result 2020: €-20k€-20kNet result 2020: €-20k€-20kOperating result 2021: €8k€8kNet result 2021: €8k€8kOperating result 2022: €4k€4kNet result 2022: €4k€4kOperating result 2023: €5k€5kNet result 2023: €5k€5kOperating result 2024: €66€66Net result 2024: €12€1220202021202220232024
The operating result falls in 2024; 2024 is 99% below 2023.
Balance-sheet composition
Equity and liabilities €3k
Equity €894
Debt €2k
Debt finances 66.3% of the balance-sheet total.
Key figures and ratios
2024 value · change against 2023
Debt
€2k
2023 · €63k
Debt ≤ 1 year
€2k
2023 · €63k
Ratios withheld: a balance sheet total of €3k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€40k€3k
Current assets29/58€40k€3k
Amounts receivable within one year40/41-€262
Other amounts receivable41-€262
Cash at bank and in hand54/58€488€2k
Deferred charges and accrued income490/1€39k-
Equity and liabilities
Total equity and liabilities10/49€40k€3k
Equity10/15€-23k€894
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-42k€-18k
Amounts payable17/49€63k€2k
Amounts payable within one year42/48€63k€2k
Trade debts44€5k€2k
Suppliers440/4€5k€2k
Taxes, remuneration and social security45€15k-
Taxes450/3€12k-
Remuneration and social security454/9€4k-
Other amounts payable47/48€43k-
Income statement Code20232024
Turnover70€55k€24k
Goods, raw materials, services and sundry goods60/61€59k€23k
Remuneration, social security and pensions62€21k-
Other operating charges640/8€62€1k
Gross operating margin9900€26k€2k
Operating profit (loss)9901€5k€66
Financial charges65/66B€63€54
Recurring financial charges65€63€54
Profit (loss) for the period before taxes9903€5k€12
Profit (loss) for the period9904€5k€12
Profit (loss) for the period to be appropriated9905€5k€12
Appropriation of the result
Profit (loss) to be appropriated9906€-42k€-42k=
Profit (loss) brought forward from the previous period14P€-47k€-42k
Shareholders' contribution to the loss794-€24k

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
18-11
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 110 days late
2024
31-12
Financial Liquidity doublescurrent ratio 1.51
Current ratio from 0.63 to 1.51; short-term debt falls from €63k to €2k.
06-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 37 days late
2023
09-10
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 70 days late
24-05
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 297 days late
2021
31-12
Financial Back to profitnet €8k
Net result €8k after 2 loss-making years.
01-09
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 32 days late
2020
16-09
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 47 days late
2019
31-12
Financial Weakest financial yearnet €-28k ▼901%
Net result drops to €-28k, the lowest in the series; recovery starts the following year.
11-09
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 42 days late
2018
04-06
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
24-07
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
05-08
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema · 5 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tessenderlo-Ham · 2 establishment units since 2011
establishment All 2 establishment units on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

H. Hartlaan 15A3980 Tessenderlo-Ham
Ground area
5,164 m²
Building footprint
2,144 m²
Volume, LiDAR
10,355 m³
2 parcels, Flanders · tallest building 6.8 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
H&H
H. Hartlaan 15, 3980 Tessenderlo-HamNACE 45206
since 20112.203.617.492
MAHEK HAND CARWASH
Diesterstraat (C) 195, 3980 Tessenderlo-HamNACE 45206
since 20142.241.672.671
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71362B0217/00B002 Flanders 2,609 m² 1 · 1,120 m² 5.5 m · 1 fl.
71363C1439/00E004 Flanders 2,555 m² 1 · 1,024 m² 6.8 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 3,209 companies in sector 95316 we hold annual accounts for 752. 180 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded02-09-2011
Fiscal year end31-12
Activities, NACEBEL
95316Washing and cleaning of motor vehicles
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.