Ja Lola
ActiveJa Lola has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.08M and a net result of €-45k. Equity remains stable across the filed fiscal years (±2.3% per year). Its solvency ranks better than 92% of 31697 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability17▲+1
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €210k at 30 days acceptable
Liquidity ample (current ratio 9.43 against 9.18 in 2024; short-term debt: 2.2% and cash: 0.5% of total assets), and 6.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.5%
Return on assets
-1.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
29 d late
2024
59 d late
2023
56 d late
2022
28 d late
2021
78 d late
2020
31 d late
2019
39 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€3.08M▼ 1.4%
2024 · €3.12M
2018: €924k
2019: €941k
2020: €964k
2021: €955k
2022: €847k
2023: €938k
2024: €3.12M
2018 → 2025
Total assets
€3.29M▼ 2.3%
2024 · €3.37M
2018: €1.21M
2019: €1.23M
2020: €1.26M
2021: €1.26M
2022: €1.14M
2023: €1.21M
2024: €3.37M
2018 → 2025
Net result
€-45k▲ 44.0%
2024 · €-81k
2018: €-49k
2019: €16k
2020: €23k
2021: €-9k
2022: €-107k
2023: €90k
2024: €-81k
2018 → 2025
Working capital
€613k▼ 4.5%
2024 · €642k
2018: €413k
2019: €471k
2020: €537k
2021: €515k
2022: €436k
2023: €715k
2024: €642k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€955k-€847k▼ 11.2%€938k▲ 10.7%€3.12M▲ 233%€3.08M▼ 1.4%
Operating result€-31k-€-72k▼ 137%€94k€-94k€-85k▲ 10.2%
Net result€-9k-€-107k▼ 1,071%€90k€-81k€-45k▲ 44.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €85k in 2025 against €94k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.29M
Fixed assets
€2.61M▼ 1.7%
Current assets
€685k▼ 4.8%
Equity and liabilities €3.29M
Equity
€3.08M▼ 1.4%
Debt
€215k▼ 13.3%
The debt ratio falls from 7.4% to 6.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-41k▲
2024 · €-51k
Cash flow
€-1k▲
2024 · €-37k
Solvency
93.5%▲
2024 · 92.6%
Current ratio
9.43▲
2024 · 9.18
Quick ratio
9.43▲
2024 · 9.18
Debt / equity
0.07▼
2024 · 0.08
ROE
-1.5%▲
2024 · -2.6%
ROA
-1.4%▲
2024 · -2.4%
Interest coverage
-5.11▼
2024 · -4.42
Debt
€215k▼
2024 · €249k
Debt ≤ 1 year
€73k▼
2024 · €78k
Debt > 1 year
€143k▼
2024 · €170k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.37M€3.29M▼
Fixed assets21/28€2.65M€2.61M▼
Tangible fixed assets22/27€2.65M€2.61M▼
Land and buildings22€2.64M€2.60M▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€6k€3k▼
Other tangible fixed assets26€298€34▼
Current assets29/58€720k€685k▼
Amounts receivable after more than one year29€3k-
Other amounts receivable291€3k-
Amounts receivable within one year40/41€1k€11k▲
Other amounts receivable41€1k€11k▲
Current investments50/53€710k€658k▼
Cash at bank and in hand54/58€5k€16k▲
Deferred charges and accrued income490/1€611-
Equity and liabilities
Total equity and liabilities10/49€3.37M€3.29M▼
Equity10/15€3.12M€3.08M▼
Contributions10/11€20k€20k=
Revaluation surpluses12€2.26M€2.26M=
Reserves13€1.03M€1.03M=
Tax-exempt reserves132€49k€49k=
Distributable reserves133€985k€985k=
Profit (loss) carried forward14€-197k€-242k▼
Amounts payable17/49€249k€215k▼
Amounts payable after more than one year17€170k€143k▼
Financial debts170/4€170k€143k▼
Amounts payable within one year42/48€78k€73k▼
Current portion of amounts payable after more than one year42€35k€36k▲
Trade debts44€202€445▲
Suppliers440/4€202€445▲
Taxes, remuneration and social security45€9k€28▼
Taxes450/3€9k€28▼
Other amounts payable47/48€34k€36k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€44k€44k=
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€14k€5k▼
Other operating charges640/8€3k€4k▲
Gross operating margin9900€-33k€-33k▲
Operating profit (loss)9901€-94k€-85k▲
Financial income75/76B€25k€47k▲
Recurring financial income75€25k€47k▲
Financial charges65/66B€11k€8k▼
Recurring financial charges65€11k€8k▼
Profit (loss) for the period before taxes9903€-81k€-45k▲
Profit (loss) for the period9904€-81k€-45k▲
Profit (loss) for the period to be appropriated9905€-81k€-45k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-197k€-242k▼
Profit (loss) brought forward from the previous period14P€-116k€-197k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2025
28-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 59 days late
2024
31-12
Financial
Equity above €2MEq €3.12M ▲233%
Equity rises from €938k to €3.12M.
25-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 56 days late
2023
31-12
Financial
Back to profitnet €90k
Net result €90k after 2 loss-making years.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-12
Financial
Weakest financial yearnet €-107k
Net result drops to €-107k, the lowest in the series; recovery starts the following year.
17-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 78 days late
2021
31-12
Financial
Liquidity quadruplescurrent ratio 11.53
Current ratio from 2.89 to 11.53; short-term debt falls from €284k to €49k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
08-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 39 days late
2019
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Merendreestraat 169850 DeinzeGround area
2.5 ha
Building footprint
203 m²
Volume, LiDAR
1,046 m³
Parcel 44027B0905/00E000, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Merendreestraat 16, 9850 Deinze
since 19952.163.205.314
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44027B0905/00E000 | Flanders | 2.5 ha | 1 · 202 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Food safety, FASFC
1 siteDeinze2.163.205.314
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 15,605 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-06-1995
Fiscal year end31-12
Trade name NL
Claeys - Dekeyser
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.