J2P
ActiveSummary
J2P has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €903k and a net result of €60k. Equity is growing by ~20.3% per year across the filed fiscal years. Its solvency ranks better than 90% of 2699 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability76▼-11
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity ample (current ratio 16.43 against 8.19 in 2024; short-term debt: 5.5% and cash: 25.4% of total assets), and 10.3% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.7%
Return on assets
6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
2 d early
2024
on the day
2023
31 d late
2022
52 d late
2021
31 d late
2020
1 d early
2019
117 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€60k▼ 56.1%
2024 · €138k
Working capital
€856k▲ 6.8%
2024 · €801k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€100k▼ 24.2%€183k▲ 82.3%€158k▼ 13.7%€201k▲ 27.5%€93k▼ 53.9%
Net result€82k▼ 18.9%€128k▲ 56.1%€123k▼ 3.6%€138k▲ 11.7%€60k▼ 56.1%
Equity€454k▲ 22.1%€582k▲ 28.2%€705k▲ 21.2%€843k▲ 19.6%€903k▲ 7.2%
Total assets€528k▲ 20.1%€702k▲ 32.9%€816k▲ 16.2%€955k▲ 17.0%€1.01M▲ 5.5%
Debt€75k▲ 9.4%€121k▲ 61.6%€111k▼ 8.3%€112k▲ 0.9%€104k▼ 7.3%
Working capital€381k▲ 30.4%€518k▲ 35.9%€654k▲ 26.4%€801k▲ 22.4%€856k▲ 6.8%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 54% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.01M
Fixed assets
€96k ▲ 128%
Current assets
€911k ▼ 0.2%
Equity and liabilities €1.01M
Equity
€903k ▲ 7.2%
Debt
€104k ▼ 7.3%
Debt's share of the balance-sheet total falls from 11.7% to 10.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€126k▼
2024 · €221k
Cash flow
€94k▼
2024 · €158k
Current ratio
16.43▲
2024 · 8.19
Debt to equity
0.11▼
2024 · 0.13
ROE
6.7%▼
2024 · 16.4%
ROA
6.0%▼
2024 · 14.4%
Interest coverage
46.02▼
2024 · 356.61
Debt ≤ 1 year
€55k▼
2024 · €111k
Debt > 1 year
€48k▲
2024 · €300
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €25k | €28k | €28k | €20k | €34k | ▲ 71.0% |
| Other operating charges640/8 | €4k | €3k | €3k | €4k | €3k | ▼ 19.3% |
| Non-recurring operating charges66A | - | €2k | €308 | €520 | - | - |
| Gross operating margin9900 | €129k | €217k | €189k | €225k | €129k | ▼ 42.5% |
| Operating profit (loss)9901 | €100k | €183k | €158k | €201k | €93k | ▼ 53.9% |
| Financial income75/76B | €7k | €492 | €743 | €7k | €17k | ▲ 143% |
| Recurring financial income75 | €7k | €492 | €743 | €7k | €13k | ▲ 78.8% |
| Non-recurring financial income76B | €139 | - | - | - | €5k | - |
| Financial charges65/66B | €1k | €1k | €1k | €619 | €3k | ▲ 413% |
| Recurring financial charges65 | €1k | €1k | €1k | €619 | €3k | ▲ 344% |
| Non-recurring financial charges66B | €243 | - | - | - | €429 | - |
| Profit (loss) for the period before taxes9903 | €106k | €182k | €157k | €207k | €107k | ▼ 48.5% |
| Transfer from deferred taxes780 | - | - | - | - | €3k | - |
| Transfer to deferred taxes680 | - | - | - | - | €49k | - |
| Income taxes67/77 | €24k | €54k | €34k | €70k | - | - |
| Profit (loss) for the period9904 | €82k | €128k | €123k | €138k | €60k | ▼ 56.1% |
| Transfer from tax-exempt reserves789 | - | - | €42k | - | €42k | - |
| Transfer to tax-exempt reserves689 | €25k | €42k | €42k | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €57k | €86k | €123k | €138k | €103k | ▼ 25.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €528k | €702k | €816k | €955k | €1.01M | ▲ 5.5% |
| Fixed assets21/28 | €114k | €86k | €58k | €42k | €96k | ▲ 128% |
| Tangible fixed assets22/27 | €114k | €86k | €58k | €38k | €96k | ▲ 150% |
| Land and buildings22 | €51k | €43k | €34k | €26k | €17k | ▼ 33.3% |
| Furniture and vehicles24 | €63k | €43k | €24k | €13k | €79k | ▲ 515% |
| Financial fixed assets28 | - | - | - | €4k | - | - |
| Current assets29/58 | €414k | €616k | €758k | €912k | €911k | ▼ 0.2% |
| Amounts receivable after more than one year29 | - | €49k | €128k | - | - | - |
| Trade receivables290 | - | €49k | €109k | - | - | - |
| Other amounts receivable291 | - | - | €19k | - | - | - |
| Amounts receivable within one year40/41 | €43k | - | - | €98k | €52k | ▼ 47.2% |
| Trade receivables40 | €37k | - | - | €93k | €20k | ▼ 78.6% |
| Other amounts receivable41 | €6k | - | - | €5k | €32k | ▲ 558% |
| Current investments50/53 | - | - | - | - | €603k | - |
| Cash at bank and in hand54/58 | €371k | €567k | €630k | €814k | €256k | ▼ 68.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €528k | €702k | €816k | €955k | €1.01M | ▲ 5.5% |
| Equity10/15 | €454k | €582k | €705k | €843k | €903k | ▲ 7.2% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Outside capital11 | €6k | - | - | - | - | - |
| Share premium1100/10 | €6k | - | - | - | - | - |
| Reserves13 | €195k | €237k | €279k | €412k | €467k | ▲ 13.4% |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Tax-exempt reserves132 | - | €42k | €42k | €42k | - | - |
| Distributable reserves133 | €193k | €193k | €236k | €368k | €465k | ▲ 26.4% |
| Profit (loss) carried forward14 | €252k | €338k | €419k | €425k | €431k | ▲ 1.3% |
| Amounts payable17/49 | €75k | €121k | €111k | €112k | €104k | ▼ 7.3% |
| Amounts payable after more than one year17 | €42k | €22k | €8k | €300 | €48k | ▲ 15,917% |
| Financial debts170/4 | €41k | €22k | €7k | - | €48k | - |
| Other amounts payable178/9 | €300 | €300 | €300 | €300 | €300 | = |
| Amounts payable within one year42/48 | €33k | €99k | €103k | €111k | €55k | ▼ 50.2% |
| Current portion of amounts payable after more than one year42 | €18k | €18k | €13k | €7k | €17k | ▲ 126% |
| Trade debts44 | €2k | €15k | €29k | €21k | €284 | ▼ 98.7% |
| Suppliers440/4 | €2k | €15k | €29k | €21k | €284 | ▼ 98.7% |
| Bills of exchange payable441 | €312 | - | - | - | - | - |
| Taxes, remuneration and social security45 | - | €40k | €42k | €56k | €37k | ▼ 33.8% |
| Taxes450/3 | - | €40k | €42k | €56k | €37k | ▼ 33.8% |
| Other amounts payable47/48 | €13k | €25k | €19k | €27k | €1k | ▼ 95.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €82k | €128k | €123k | €138k | €60k | ▼ 56.1% |
| + Depreciation and write-downs630 | €25k | €28k | €28k | €20k | €34k | ▲ 71.0% |
| Operating cash flow (approximation) | €107k | €156k | €151k | €158k | €94k | ▼ 40.2% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €-4k | €-88k | ▼ 2,216% |
| Change in cash | - | €196k | €63k | €184k | €-558k | ▼ 403% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Liquidity doublescurrent ratio 16.43
Current ratio from 8.19 to 16.43; short-term debt falls from €111k to €55k.
01-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2018net €138k ▲11.7%
Operating result €201k, net result €138k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 31 days late
2023
21-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 52 days late
2022
31-12
Financial
Equity above €500kEq €582k ▲28.2%
5 profitable years in a row build equity to €582k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity doublescurrent ratio 7.84
Current ratio from 3.22 to 7.84; short-term debt falls from €75k to €43k.
25-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 117 days late
Show earlier events
2019
31-12
Financial
Weakest financial yearnet €15k ▼78.4%
Net result drops to €15k, the lowest in the series; recovery starts the following year.
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 21 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 3 establishment units since 2004
Ground area
3,101 m²
Building footprint
391 m²
Volume, LiDAR
3,524 m³
3 parcels, Brussels, Flanders, Wallonia · tallest building 13.7 m, ±4 floors. Linked by address, not a title deed.
3 establishment units
J2P
since 20042.135.792.817
J2P
since 20082.191.438.945
J2P
since 20082.191.439.242
3 parcels
Flanders
1
(33.3%)
Wallonia
1
(33.3%)
Brussels
1
(33.3%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25064D0097/00L000 | Wallonia | 1,711 m² | 1 · 115 m² | 9.8 m · 2 fl. |
| 22002B0061/00G002 | Flanders | 1,270 m² | 1 · 204 m² | 13.7 m · 4 fl. |
| 21683D0149/00V000 | Brussels | 120 m² | 1 · 72 m² | 11.7 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
699400WP49VC9SKSQ955
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Of 30,002 companies in sector 62200 we hold annual accounts for 18,394. 9,067 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-02-2004
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
Contact
E-mail
admin@j2p.beSint-Pieters-Woluwe
Scores and ratios are computed by Checked and are not a credit decision.