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Complete company report
Generated 09-08-2026
Active BE 0860.685.255Private limited company (pre-2019)

J2M

Saint-Sauveurstraat 66 ·9600 Ronse, Belgium· 22 yrs active
Sector: Financial services (64210)
Conclusion Checked

J2M is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 22 yrs
Locations 1
Publications 2
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 2003, 22 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No administrative flags
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2025 (verkort). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
30-06-2025 verkort 30-01-2026 2026-00023671
30-06-2024 verkort 30-01-2025 2025-00015617
30-06-2023 verkort 05-02-2024 2024-00024898
30-06-2022 verkort 27-01-2023 2023-00005495
30-06-2021 verkort 25-01-2022 2022-01600160
30-06-2020 verkort 27-12-2020 2020-77200370
30-06-2019 verkort 17-01-2020 2020-01400522
30-06-2018 verkort 14-12-2018 2018-74600324
30-06-2017 verkort 05-01-2018 2018-00200538
30-06-2016 verkort 22-12-2016 2016-70800438
Legal Structure
NACE primary Financial services(64210)
Legal form Private limited company (pre-2019)(015)
Incorporation24-09-2003
StatusActive
Postal code9600
Establishment units 1 location
J2M BVBA
Saint-Sauveurstraat 66, 9600 Ronsemanagementsactiviteiten van holdings : het tussenkomen in het dagelijks bestuur, het vertegenwoordigen van bedrijven op grond van het bezit van of controle over het maatschappelijk kapitaal en andere
since 20032.133.367.421
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
45422C0180/00P007 Flanders 419 m² 1 · 123 m² 10.7 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 12 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
30-01-2026
NBB filing Annual accounts filed
fiscal year 2025 · verkort
2025
24-02-2025
State Gazette act Registered-office change
30-01-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2024
05-02-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
27-01-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
2022
23-09-2022
State Gazette act Capital & shares
Philippe Flamant
25-01-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
2020
27-12-2020
NBB filing Annual accounts filed
fiscal year 2020 · verkort
17-01-2020
NBB filing Annual accounts filed
fiscal year 2019 · verkort
2018
14-12-2018
NBB filing Annual accounts filed
fiscal year 2018 · verkort
05-01-2018
NBB filing Annual accounts filed
fiscal year 2017 · verkort
2016
22-12-2016
NBB filing Annual accounts filed
fiscal year 2016 · verkort
Belgisch Staatsblad, acts 2 acts
Capital history · 1
23-09-2022
Capital change
Address history · 1
24-02-2025
Registered-office move
All acts · 2 updated 1 year ago
2025
24-02-2025 Registered office moved within Ronse Registered-office change
  • Jules Bordetlaan 48, 9600 Ronse → Saint-Sauveurstraat 66, 9600 Ronse
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "combined",
      "new_address": {
        "raw": "Saint-Sauveurstraat 66, 9600 Ronse",
        "city": "Ronse",
        "region": "vlaams_gewest",
        "street": "Saint-Sauveurstraat",
        "country": "BE",
        "postcode": "9600",
        "box_number": null,
        "street_number": "66",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Jules Bordetlaan 48, 9600 Ronse",
        "city": "Ronse",
        "region": "vlaams_gewest",
        "street": "Jules Bordetlaan",
        "country": "BE",
        "postcode": "9600",
        "box_number": null,
        "street_number": "48",
        "locality_suffix": null
      },
      "effective_date": "2025-02-01",
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "absolute",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2025-02-24",
    "filing_date": "2025-02-13",
    "act_kind_objet": "Zetel (zetelverplaatsing)"
  },
  "decision": {
    "body": "enig_aandeelhouder_schriftelijk",
    "date": "2025-01-28",
    "unanimous": null
  },
  "subject_company": {
    "kbo": "0860.685.255",
    "name_full": "J2M",
    "legal_form": "BV",
    "_kbo_filled_from_list": true
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Patrice Vandendaele",
    "org_rep_person_name": null,
    "person_role_at_subject": "Bestuurder"
  },
  "co_filed_documents": []
}
2022
23-09-2022 All shares are now held by a single shareholder Capital & shares·Philippe Flamant
Notary: Philippe Flamant · Ronse
Technical details 
{
  "events": [
    {
      "kind": "eenhoofdigheid_declaration",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    }
  ],
  "notary": {
    "name": "Philippe Flamant",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Ronse",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2022-09-23",
    "filing_date": "2022-09-07",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "act_date": "2022-09-23",
    "unanimous": true,
    "under_authorized_capital": false,
    "underlying_resolution_date": null
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0860.685.255",
    "name_full": "J2M",
    "legal_form": "besloten vennootschap",
    "is_foreign_registered": false
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "expedition",
    "onderhandse volmachten",
    "geco\u00F6rdineerde statuten"
  ],
  "shareholders_after": [],
  "share_classes_after": []
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Holdings64200Activiteiten van holdings64210Managementactiviteiten van holdings74151
Primary activity highlighted.
Names & trade names
Legal nameNL J2M
Registered office
Saint-Sauveurstraat 66
9600 Ronse, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative