Skip to content
Checked.be
Complete company report
Generated 01-09-2026
Active BE 0430.807.088Public limited company

J. WAUTELET RAVIGNAT

Chaussée de Namur 15 ·5310 Eghezée, Belgium· 39 yrs active
Sector: Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires (algemeen assortiment) (47716)
Conclusion Checked

The computed 12-month bankruptcy probability of J. WAUTELET RAVIGNAT is 0.5% (very low). The 2025 annual accounts show equity of €48k and a net result of €-14k. The company has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €48k
Net result €-14k
Staff (FTE) 1
Active 39 yrs
Financial profile 4 of 5 axes measured · computed by Checked
Health38Profitability0Solvency94Growth-Stability85
54 / 100

Mixed profile: strong on solvency, weaker on profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 38
Profitability 0
Solvency 94
Growth -
Stability 85
Bankruptcy probability (12 mo) Checked model v1 · free
0.5% Very low
0%0,5%1,5%4%10%≥25%
Long track record −Higher-failure-rate sector +Lower-risk legal form −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1987, 39 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2025 · computed
38 / 100 Weak
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 31-08-2026 with the NBB · fiscal year 2025 · verkort
Fiscal year2025
Depositverkort
Revenue-
EBITDA€-8k
Net profit€-14k
Cash flow€-9k
Staff costs€22k
Income taxes€278
Dividends-
Total assets€96k
Equity€48k
Debt€49k
of which ≤ 1y€49k
of which > 1y-
Working capital€48k
Employees (FTE)1.0
Ratios (computed)
2025
Current ratio1.98
Quick ratio0.18
Working capital ratio49.6%
Solvency49.6%
Debt / equity1.02
Long-term debt ratio-
Interest coverage-24.06
Gross margin-
Net margin-
ROA-14.5%
ROE-29.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (21 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€96k
Fixed assets 21/28€0
Tangible fixed assets 22/27€0
Current assets 29/58€96k
Stocks & contracts in progress 3€88k
Cash & bank 54/58€9k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€96k
Equity 10/15€48k
Contributions / capital 10/11€62k
Reserves 13€6k
Accumulated profits (losses) 14€-20k
Amounts payable 17/49€49k
Amounts payable within one year 42/48€49k
Trade debts payable within one year 44€19k
Income statement
Gross operating margin 9900€14k
Operating result 9901€-13k
Financial charges 65€343
Result before taxes 9903€-14k
Income taxes 67/77€278
Net result for the period 9904€-14k
Result to be appropriated 9905€-14k
Ratios computed by Checked.
Legal Structure
NACE primary Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires (algemeen assortiment)(47716)
Legal form Public limited company(014)
Incorporation31-03-1987
StatusActive
Postal code5310
Establishment units 1 location
AUX ELEGANTS
Chaussée de Namur 15, 5310 EghezéeDetailhandel in textiel
since 19872.032.567.989
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92035B0083/00M000 Wallonia 676 m² 1 · 148 m² -
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 12 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
31-08-2026
NBB filing Annual accounts filed
fiscal year 2025 · verkort
2025
28-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
13-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
20-12-2023
State Gazette act Director changes
Xavier TOMBEUR
14-09-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
21-04-2023
State Gazette act Director changes
2022
26-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
24-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
31-08-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
19-08-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
21-08-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
30-08-2017
NBB filing Annual accounts filed
fiscal year 2016 · micro
Belgian State Gazette reading coverage 0 of 5 acts read

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 2 years ago
2023
20-12-2023 Discharge granted to the board Director changes·Xavier TOMBEUR
Notary: Xavier TOMBEUR · EghezéeFirm: Michel HERBAY & Xavier TOMBEUR, Notaires Associés
Technical details 
{
  "events": [
    {
      "kind": "decharge_granted",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Jacques WAUTELET",
        "address": "5310 Eghez\u00E9e, Chauss\u00E9e de Namur, 15",
        "birth_date": "1944-01-06",
        "profession": null,
        "birth_place": "Eghez\u00E9e"
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": "statutair",
      "compensated": true,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "decharge_granted",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Josette RAVIGNAT",
        "address": "5310 Eghez\u00E9e, Chauss\u00E9e de Namur, 15",
        "birth_date": "1949-04-23",
        "profession": null,
        "birth_place": "Namur"
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": "statutair",
      "compensated": false,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "decharge_granted",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Jacques WAUTELET",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": "statutair",
      "compensated": true,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": "granted",
      "mandate_duration": {
        "kind": "n_years",
        "value": "6"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "decharge_granted",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Josette RAVIGNAT",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": "statutair",
      "compensated": false,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": "granted",
      "mandate_duration": {
        "kind": "n_years",
        "value": "6"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "decharge_granted",
      "role": "dagelijks_bestuur",
      "person": {
        "rrn": null,
        "name": "Jacques WAUTELET",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "decharge_granted",
      "role": "dagelijks_bestuur",
      "person": {
        "rrn": null,
        "name": "Josette RAVIGNAT",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": "Xavier TOMBEUR",
    "firm_city": null,
    "firm_name": "Michel HERBAY \u0026 Xavier TOMBEUR, Notaires Associ\u00E9s",
    "office_city": "Eghez\u00E9e",
    "is_associated": true
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-12-20",
    "filing_date": "2023-12-17",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "buitengewone_algemene_vergadering",
      "date": "2023-12-07",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0430.807.088",
    "name_full": "J. WAUTELET RAVIGNAT",
    "legal_form": "SA"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Xavier TOMBEUR",
    "org_rep_person_name": null,
    "person_role_at_subject": "notaire"
  },
  "co_filed_documents": [
    "expedition de l\u0027acte",
    "statuts coordonn\u00E9s"
  ],
  "corrected_publication_numac": null
}
21-04-2023 2 reappointed Director changes
  • Wautelet Jacques, Commissaris
  • Ravignat Josette, Commissaris
Technical details 
{
  "events": [
    {
      "kind": "commissaris_renew",
      "role": "commissaris",
      "person": {
        "rrn": null,
        "name": "Wautelet Jacques",
        "address": "Chauss\u00E9e de Namur n\u00B015 \u00E0 5310 Eghez\u00E9e",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale du 18 mai 2022 d\u00E9cide \u00E0 l\u0027unanimit\u00E9 de renouveler le mandat des administrateurs",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "until_agm_year",
        "value": "2028"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "commissaris_renew",
      "role": "commissaris",
      "person": {
        "rrn": null,
        "name": "Ravignat Josette",
        "address": "Chauss\u00E9e de Namur n\u00B015 \u00E0 5310 Eghez\u00E9e",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale du 18 mai 2022 d\u00E9cide \u00E0 l\u0027unanimit\u00E9 de renouveler le mandat des administrateurs",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "until_agm_year",
        "value": "2028"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Liege",
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": null,
    "filing_date": "2022-05-18",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2022-05-18",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0430.807.088",
    "name_full": "J. WAUTELET RAVIGNA\u0410\u0422",
    "legal_form": "SA"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Jacques WAUTELET",
    "org_rep_person_name": null,
    "person_role_at_subject": "Administrateur-d\u00E9l\u00E9gu\u00E9"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires (algemeen assortiment)47716Detailhandel in bovenkleding voor heren, dames en kinderen (algemeen assortiment)52421Detailhandel in huishoudtextiel en beddengoed47512Detailhandel in schoeisel47721Detailhandel in textiel52410
Primary activity highlighted.
Names & trade names
Legal nameFR J. WAUTELET RAVIGNAT
Trade nameFR AUX ELEGANTS
Registered office
Chaussée de Namur 15
5310 Eghezée, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Same sector and region · no size comparison possible · 514 of 6,487 with filed accounts
L. FACTORY BE 0676.662.793 · Eghezée
Madame Senfou BE 0798.570.415 · Eghezée
PILE OU FACE BE 0444.587.127 · Eghezée
ANOW BE 0750.878.483 · Ciney
AVENTAS BE 0688.552.124 · Namur
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative