J. Verstraeten
ActiveSummary
J. Verstraeten has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1k and a net result of €252k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 16546 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency25▼-64
Growth58▼-20
Track record94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0.4%
Return on assets
92.1%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 16546 sector peers (2025).
NBB · sector comparisonPosition among 16546 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 13-03-2026, 48 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
48 d early
2024
16 d early
2023
19 d early
2022
41 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1k▼ 99.3%
2024 · €153k
2022: €23k
2023: €42k
2024: €153k
2022 → 2025
Total assets
€273k▲ 13.1%
2024 · €241k
2022: €48k
2023: €152k
2024: €241k
2022 → 2025
Net result
€252k▲ 126%
2024 · €111k
2022: €23k
2023: €19k
2024: €111k
2022 → 2025
Working capital
€-29k
2024 · €117k
2022: €11k
2023: €560
2024: €117k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€23k-€42k▲ 81.1%€153k▲ 264%€1k▼ 99.3%
Operating result€29k-€25k▼ 12.1%€147k▲ 482%€334k▲ 127%
Net result€23k-€19k▼ 18.2%€111k▲ 489%€252k▲ 126%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 127% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €273k
Fixed assets
€34k ▼ 10.7%
Current assets
€239k ▲ 17.6%
Equity and liabilities €273k
Equity
€1k ▼ 99.3%
Debt
€272k ▲ 209%
Debt's share of the balance-sheet total rises from 36.4% to 99.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€340k▲
2024 · €152k
Cash flow
€257k▲
2024 · €116k
Current ratio
0.89▼
2024 · 2.36
ROA
92.1%▲
2024 · 46.1%
Interest coverage
116.72▲
2024 · 77.28
Debt ≤ 1 year
€268k▲
2024 · €86k
Income taxes
€80k▲
2024 · €34k
A ratio outside any meaningful range has been withheld (balance sheet total €273k, equity €1k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€241k€273k▲
Fixed assets21/28€38k€34k▼
Tangible fixed assets22/27€38k€34k▼
Plant, machinery and equipment23€680€1k▲
Other tangible fixed assets26€38k€33k▼
Current assets29/58€203k€239k▲
Amounts receivable within one year40/41€197k€230k▲
Trade receivables40€197k€229k▲
Other amounts receivable41-€1k
Cash at bank and in hand54/58€5k€8k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€241k€273k▲
Equity10/15€153k€1k▼
Contributions10/11€1k€1k=
Reserves13€152k-
Distributable reserves133€152k-
Amounts payable17/49€88k€272k▲
Amounts payable within one year42/48€86k€268k▲
Trade debts44€1k€36▼
Suppliers440/4€1k€36▼
Taxes, remuneration and social security45€34k€38k▲
Taxes450/3€34k€38k▲
Other amounts payable47/48€50k€230k▲
Accrued charges and deferred income492/3€2k€4k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€6k▲
Other operating charges640/8€382€344▼
Gross operating margin9900€153k€340k▲
Operating profit (loss)9901€147k€334k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€145k€331k▲
Income taxes67/77€34k€80k▲
Profit (loss) for the period9904€111k€252k▲
Profit (loss) for the period to be appropriated9905€111k€252k▲
Appropriation of the result
Profit (loss) to be appropriated9906€111k€252k▲
Transfer from equity791/2-€152k
Transfer to equity691/2€111k-
To other reserves6921€111k-
Profit to be distributed694/7-€404k
Return on contributions (dividend)694-€404k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2022net €252k ▲126%
Operating result €334k, net result €252k, both a record.
14-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Liquidity doublescurrent ratio 2.36
Current ratio from 1.01 to 2.36; short-term debt falls from €108k to €86k.
30-09
Financial
Equity above €150kEq €153k ▲264%
3 profitable years in a row build equity to €153k.
11-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet €19k ▼18.2%
Net result drops to €19k, the lowest in the series; recovery starts the following year.
20-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merelbeke-Melle · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Asselkouter 409820 Merelbeke-MelleGround area
14.1 ha
Building footprint
3.5 ha
Volume, LiDAR
471 m³
2 parcels, Flanders · tallest building 5.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
J. Verstraeten
since 20222.329.356.020
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34026A0631/00H000 | Flanders | 13.7 ha | 1 · 3.4 ha | - |
| 44047A0996/00D000 | Flanders | 4,326 m² | 1 · 186 m² | 5.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Drs. Borgers-De Rijdt MD Orthopedie - Fertiliteit
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Of 16,627 companies in sector 86220 we hold annual accounts for 7,974. 552 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-02-2022
Fiscal year end30-09
Activities, NACEBEL 2025
86220Specialist medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.