ALL INTERIOR CONSTRUCTIONS
ActiveALL INTERIOR CONSTRUCTIONS has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €32k and a net result of €5k. Equity is growing by ~5.3% per year across the filed fiscal years. Its solvency ranks better than 91% of 2138 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
100
/ 100
Excellent▲ +30 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▲+81
Solvency100=
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 8.86 against 5.86 in 2024), and 14.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.5%
Return on assets
13.8%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
12 d late
2024
20 d late
2023
4 d late
2022
37 d early
2021
12 d early
2020
75 d late
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€32k▲ 19.3%
2024 · €26k
2018: €22k
2019: €21k
2020: €24k
2021: €23k
2022: €22k
2023: €28k
2024: €26k
2018 → 2025
Total assets
€37k▲ 10.6%
2024 · €33k
2018: €24k
2019: €22k
2020: €44k
2021: €38k
2022: €35k
2023: €35k
2024: €33k
2018 → 2025
Net result
€5k
2024 · €-1k
2018: €912
2019: €-1k
2020: €4k
2021: €-1k
2022: €-2k
2023: €6k
2024: €-1k
2018 → 2025
Working capital
€31k▲ 25.9%
2024 · €24k
2018: €23k
2019: €21k
2020: €18k
2021: €16k
2022: €9k
2023: €20k
2024: €24k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€23k-€22k▼ 7.0%€28k▲ 29.4%€26k▼ 5.3%€32k▲ 19.3%
Operating result€-2k-€-2k▼ 19.7%€7k€-1k€6k
Net result€-1k-€-2k▼ 44.3%€6k€-1k€5k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €6k after a loss of €1k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €37k
Fixed assets
€2k▼ 42.2%
Current assets
€35k▲ 17.7%
Equity and liabilities €37k
Equity
€32k▲ 19.3%
Debt
€5k▼ 22.6%
The debt ratio falls from 20.8% to 14.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€8k▲
2024 · €5k
Cash flow
€7k▲
2024 · €4k
Solvency
85.5%▲
2024 · 79.2%
Current ratio
8.86▲
2024 · 5.86
Quick ratio
8.86▲
2024 · 5.86
Debt / equity
0.17▼
2024 · 0.26
ROE
16.2%▲
2024 · -5.6%
ROA
13.8%▲
2024 · -4.5%
Interest coverage
52.12▲
2024 · 10.37
Debt
€5k▼
2024 · €7k
Debt ≤ 1 year
€4k▼
2024 · €5k
Income taxes
€2k▲
2024 · €852
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€33k€37k▲
Fixed assets21/28€4k€2k▼
Tangible fixed assets22/27€4k€2k▼
Furniture and vehicles24€4k€2k▼
Current assets29/58€29k€35k▲
Amounts receivable within one year40/41€17k€21k▲
Trade receivables40€2k-
Other amounts receivable41€15k€21k▲
Cash at bank and in hand54/58€12k€13k▲
Deferred charges and accrued income490/1€86€402▲
Equity and liabilities
Total equity and liabilities10/49€33k€37k▲
Equity10/15€26k€32k▲
Contributions10/11€8k€8k=
Reserves13€5k€10k▲
Distributable reserves133€5k€10k▲
Profit (loss) carried forward14€14k€14k▲
Amounts payable17/49€7k€5k▼
Amounts payable within one year42/48€5k€4k▼
Current portion of amounts payable after more than one year42€269-
Trade debts44-€118
Suppliers440/4-€118
Taxes, remuneration and social security45€5k€4k▼
Taxes450/3€4k€4k▼
Remuneration and social security454/9€700-
Accrued charges and deferred income492/3€2k€1k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€2k▼
Other operating charges640/8€605€612▲
Gross operating margin9900€5k€8k▲
Operating profit (loss)9901€-1k€6k▲
Financial income75/76B€855€990▲
Recurring financial income75€855€990▲
Financial charges65/66B€456€146▼
Recurring financial charges65€456€146▼
Profit (loss) for the period before taxes9903€-642€7k▲
Income taxes67/77€852€2k▲
Profit (loss) for the period9904€-1k€5k▲
Profit (loss) for the period to be appropriated9905€-1k€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€14k€19k▲
Profit (loss) brought forward from the previous period14P€15k€14k▼
Transfer to equity691/2-€5k
To other reserves6921-€5k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 12 days late
2025
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 20 days late
2024
04-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 4 days late
2023
31-12
Financial
Back to profitnet €6k
Net result €6k after 2 loss-making years.
31-12
Financial
Liquidity doublescurrent ratio 4.25
Current ratio from 1.79 to 4.25; short-term debt falls from €11k to €6k.
24-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €-2k
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
14-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 75 days late
2020
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pepingen · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Galgenstraat(BR) 21673 PepingenGround area
925 m²
Building footprint
106 m²
Volume, LiDAR
487 m³
Parcel 23004A0448/00E000, Flanders · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Galgenstraat(BR) 2, 1673 Pepingen
since 20002.101.933.283
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23004A0448/00E000 | Flanders | 925 m² | 1 · 106 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VDA-BOUW
BE 0848.468.502
Balen · Eq €32k
RENEX SOLUTIONS
BE 0771.356.470
Zaventem · Eq €32k
NOVAC CONSTRUCT
BE 0659.669.581
Asse · Eq €32k
JEBO PROJECTS
BE 0798.255.758
Genk · Eq €32k
SIMIDAN
BE 0755.714.429
Anhée · Eq €32k
Of 29,531 companies in sector 41001 we hold annual accounts for 15,863. 12,354 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-12-1999
Fiscal year end31-12
Abbreviation NL
AIC
Activities, NACEBEL
41001General construction of residential buildings
45211
43331Floor and wall tiling
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.