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J.S. - FOURAGE

Active Private limited companyfounded 1995active for 31 yearsLoenhoutseweg 68, 2320 HoogstratenKBO/BCE: BE 0454.851.509

Lifetime

20 annual accounts with figures on one time axis, 31 filings since 1995
peak €47,010 (2006)
€14,732▼ 0.6%
lowest -€22,750 (2009)
€8,823▼ 3.1%
peak €27,071 (2025)
€27,071▲ 48.3%
€269▼ 93.6%
Board1 name since 2012
1 directorVAN LOON Paul
Documentsfilings and deeds
25-08-202625 days late
2025micro format
Equity from €18,248 to €27,071Debts from €4,215 to €269Cash from €12,463 to €22,340

Key points

from the 2025 annual accounts

Equity

€27,071 ▲ 48.3%

J.S. - FOURAGE has made a profit without a break since 2016.

Filings

31 annual accounts since 1995
AprilJune31 JulyOctober200020102020

Ten of the last ten came late. The 2019 accounts came latest: 61 days after the end of the period.

Position in the sector

99.0%

Higher solvency than 95% of companies in wholesale trade. Sector median 40.4% · 13,805 companies.

Checked score

99
Excellent
Financially stronger than 92% of micro companies in wholesale trade (NACE 46)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.4% across 26,891 companies (NACE 46, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.3%▲ +0.2 percentage points vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.5%▲ +0.2 percentage points vs 09-2025highest value 11-2025: 0.1%▼ -0.4 percentage points vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.2%▲ +0.1 percentage points vs 07-2026 09-2026: 0.1%▼ -0.1 percentage points vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026lowest value

Financial strength
Strong

100=equity 99.0% of total assets
100+5short-term debt 1.0% · cash 81.7%
100=return on assets 32.3%

Score breakdown

raises risk
Size: total assets €27,340
lowers risk
Liquidity: current ratio 101.73, cash €22,340
Founded in 1995
Equity €27,071 (99.0% of total assets)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 90% of them on solvency, 98% on liquidity, 95% on profitability and 87% on growth.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 31,368 companies had the same profile as J.S. - FOURAGE has now. Each dot stands for 79 companies, two years later.

93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of J.S. - FOURAGE itself: 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 31,368 companies, not a prediction for J.S. - FOURAGE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €2,500 on 30-day terms is acceptable

Short-term debt is 1% and cash 81.7% of total assets. 1% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 101.73, cash €22,340
NBB · annual accounts
raises risk · Size: total assets €27,340
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 1995
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Equity €27,071 (99.0% of total assets)
NBB · annual accounts
raises risk · 2025 accounts filed 25 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
25 days late
2024
57 days late
2023
30 days late
2022
30 days late
2021
30 days late
2020
25 days late
2019
61 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 37 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

VL
Director, since 31-08-2023
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0454851509
Change of role: VAN LOON Paul, from manager to director Director discharge: VAN LOON Paul · General meeting of 31-08-2023 · Gazette deed
First establishment Loenhoutseweg 68, Hoogstraten
Incorporation published on 25-04-1995 · Gazette deed
All 40 events

Comparable companies

same main activity, similar in size and age
Company
J.S. - FOURAGE Hoogstraten - - 99.0% -
CALVAN Frasnes-lez-Anvaing €121,298 1.2% 85.4% -
ARBAT La Hulpe - - -26.6% -
MONFORT - AGRI Havelange - - 92.2% -
Carogneveld Pajottegem - - 22.7% -
FAB SERVICES Saint-Ghislain - - -96.0% -
MAALDERIJ DE WEERDT Putte €374,288 -5.6% -18.8% -

These companies have the same main activity as J.S. - FOURAGE: wholesale of agricultural produce and animal feed, general range (NACE 46216). They are comparable in size and age: total assets between €15,900 and €115,000, founded between 1990 and 2004.

Official details

Source: KBO
Status
Active since 03-04-1995Normal situation
Activity
Wholesale of agricultural produce and animal feed, general rangeNACE 46216and 1 other
Establishment unit
2.071.259.4102320 Hoogstraten, since 18-04-1995
Financial year end
31 December
Peppol
Reachable since 24-11-2025
Company details

Annual accounts 2025

≈ €190,000estimated
€27,340▲ 21.7%
Filing
Filed on 25-08-2026
Financials

Insights on J.S. - FOURAGE

J.S. - FOURAGE files the micro format. That format states no turnover. The gross margin fell from €47,010 in 2006 to €14,732 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about J.S. - FOURAGE

What is the company number of J.S. - FOURAGE?
The company number of J.S. - FOURAGE is 0454.851.509. The VAT number is the same number with BE in front: BE 0454.851.509.
Where is J.S. - FOURAGE based?
The registered office is at Loenhoutseweg 68, 2320 Hoogstraten.Company details
What does J.S. - FOURAGE do?
According to the KBO register, the main activity is wholesale of agricultural produce and animal feed, general range (NACE 46216).
What is the legal form of J.S. - FOURAGE?
J.S. - FOURAGE is a private limited company (BV).
When was J.S. - FOURAGE founded?
J.S. - FOURAGE was founded on 03-04-1995.
Is J.S. - FOURAGE still active?
Yes, J.S. - FOURAGE is an active enterprise in the KBO register.
What is the turnover of J.S. - FOURAGE?
The turnover in financial year 2025 is ≈ €190,000. This figure is estimated from the gross margin of €14,732 and 211 comparable companies (NACE 46). It probably lies between €89,000 and €470,000. It is a rough estimate.Financials
Is J.S. - FOURAGE profitable?
In financial year 2025, J.S. - FOURAGE made a profit of €8,823.
Where can I find the annual accounts of J.S. - FOURAGE?
J.S. - FOURAGE filed 31 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of J.S. - FOURAGE due?
J.S. - FOURAGE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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