FAB SERVICES
ActiveSummary
FAB SERVICES has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€71,998) and a net result of €202. Equity is shrinking by ~20.8% per year across the filed fiscal years. Its solvency ranks better than 9% of 11508 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability69▲+69
Solvency0=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.09 against 0.09 in 2024; short-term debt: 196% and cash: 11% of total assets), and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-96%
Return on assets
0.3%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 11508 sector peers (2025).
NBB · sector comparisonPosition among 11508 sector peers
Solvency
better than 9%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 15-01-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
4 d late
2023
on the day
2022
on the day
2021
on the day
2020
5 d late
2019
2 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 1 day before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 31 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close29-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€71,998▲ 0.3%
2024 · -€72,200
Total assets
€75,026▼ 14.5%
2024 · €87,747
Net result
€202
2024 · -€23,245
Working capital
-€134,026▲ 8.1%
2024 · -€145,832
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€11,937▲ 10.7%-€13,737▼ 15.1%€6,511-€23,737€244
Net result-€12,003below the sector's middle half▲ 10.5%-€13,788below the sector's middle half▼ 14.9%€6,472within the sector's middle half-€23,245below the sector's middle half€202within the sector's middle half
Equity-€41,638below the sector's middle half▼ 40.5%-€55,426below the sector's middle half▼ 33.1%-€48,954below the sector's middle half▲ 11.7%-€72,200below the sector's middle half▼ 47.5%-€71,998below the sector's middle half▲ 0.3%
Total assets€67,009below the sector's middle half▼ 6.3%€56,709below the sector's middle half▼ 15.4%€75,902within the sector's middle half▲ 33.8%€87,747within the sector's middle half▲ 15.6%€75,026within the sector's middle half▼ 14.5%
Debt€108,647▲ 7.4%€112,136▲ 3.2%€124,856▲ 11.3%€159,946▲ 28.1%€147,024▼ 8.1%
Working capital-€100,963below the sector's middle half▼ 27.1%-€106,222below the sector's middle half▼ 5.2%-€106,199below the sector's middle half=-€145,832below the sector's middle half▼ 37.3%-€134,026below the sector's middle half▲ 8.1%
Solvency-62.1%below the sector's middle half▼ 20.7pp-97.7%below the sector's middle half▼ 35.6pp-64.5%below the sector's middle half▲ 33.2pp-82.3%below the sector's middle half▼ 17.8pp-96.0%below the sector's middle half▼ 13.7pp
Current ratio0.07below the sector's middle half▼ 0.140.05below the sector's middle half▼ 0.020.15below the sector's middle half▲ 0.100.09below the sector's middle half▼ 0.060.09below the sector's middle half=
Return on assets (ROA)-17.9%below the sector's middle half▲ 0.8pp-24.3%below the sector's middle half▼ 6.4pp8.5%within the sector's middle half▲ 32.8pp-26.5%below the sector's middle half▼ 35.0pp0.3%within the sector's middle half▲ 26.8pp
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €244 after a loss of €23,737 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €75,026
Fixed assets
€62,028 ▼ 15.8%
Current assets
€12,999 ▼ 7.9%
Key figures and ratios
EBITDA
€17,295▲
2024 · -€7,176
Cash flow
€17,252▲
2024 · -€6,684
Debt to equity
-2.04▲
2024 · -2.22
Interest coverage
406.55▲
2024 · -181.94
Debt ≤ 1 year
€147,024▼
2024 · €159,946
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,448 companies that looked in July 2024 the way this one looks now, 2.5% went bankrupt within 24 months and 92% are still going.
- Micro
- 20 years or older
- negative equity
- a profit under 5% of the balance sheet
2.5%
went bankrupt
4.8%
stopped otherwise
92%
still going
A further 0.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.9% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,448 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11,878 | €8,529 | €9,057 | €16,561 | €17,051 | ▲ 3.0% |
| Other operating charges640/8 | - | €171 | €171 | €439 | €970 | ▲ 121% |
| Gross operating margin9900 | €182 | -€5,038 | €15,739 | -€6,737 | €18,264 | ▲ 371% |
| Operating profit (loss)9901 | -€11,937 | -€13,737 | €6,511 | -€23,737 | €244 | ▲ 101% |
| Financial income75/76B | - | - | - | €531 | - | - |
| Recurring financial income75 | - | - | - | €531 | - | - |
| Financial charges65/66B | - | €50 | €39 | €39 | €43 | ▲ 7.9% |
| Recurring financial charges65 | €67 | €50 | €39 | €39 | €43 | ▲ 7.9% |
| Profit (loss) for the period before taxes9903 | -€12,003 | -€13,788 | €6,472 | -€23,245 | €202 | ▲ 101% |
| Profit (loss) for the period9904 | -€12,003 | -€13,788 | €6,472 | -€23,245 | €202 | ▲ 101% |
| Profit (loss) for the period to be appropriated9905 | -€12,003 | -€13,788 | €6,472 | -€23,245 | €202 | ▲ 101% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €67,009 | €56,709 | €75,902 | €87,747 | €75,026 | ▼ 14.5% |
| Fixed assets21/28 | €59,324 | €50,796 | €57,245 | €73,632 | €62,028 | ▼ 15.8% |
| Tangible fixed assets22/27 | €59,324 | €50,796 | €57,245 | €73,632 | €62,028 | ▼ 15.8% |
| Plant, machinery and equipment23 | - | €4,296 | €17,652 | €37,265 | €32,694 | ▼ 12.3% |
| Other tangible fixed assets26 | - | €46,500 | €39,593 | €36,367 | €29,334 | ▼ 19.3% |
| Current assets29/58 | €7,684 | €5,914 | €18,657 | €14,115 | €12,999 | ▼ 7.9% |
| Amounts receivable within one year40/41 | €5,864 | €4,065 | €7,551 | €5,887 | €4,778 | ▼ 18.8% |
| Other amounts receivable41 | - | €4,065 | €7,551 | €5,887 | €4,778 | ▼ 18.8% |
| Cash at bank and in hand54/58 | €1,820 | €1,849 | €11,106 | €8,228 | €8,220 | ▼ 0.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €67,009 | €56,709 | €75,902 | €87,747 | €75,026 | ▼ 14.5% |
| Equity10/15 | -€41,638 | -€55,426 | -€48,954 | -€72,200 | -€71,998 | ▲ 0.3% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Capital10 | - | €6,200 | - | - | - | - |
| Issued capital100 | - | €6,200 | - | - | - | - |
| Profit (loss) carried forward14 | -€47,838 | -€61,626 | -€55,154 | -€78,400 | -€78,198 | ▲ 0.3% |
| Amounts payable17/49 | €108,647 | €112,136 | €124,856 | €159,946 | €147,024 | ▼ 8.1% |
| Amounts payable within one year42/48 | €108,647 | €112,136 | €124,856 | €159,946 | €147,024 | ▼ 8.1% |
| Trade debts44 | €17 | €270 | €11,562 | €7,500 | €1,133 | ▼ 84.9% |
| Suppliers440/4 | - | €270 | €11,562 | €7,500 | €1,133 | ▼ 84.9% |
| Taxes, remuneration and social security45 | - | €1,502 | €2,068 | €566 | €1,173 | ▲ 107% |
| Taxes450/3 | - | €1,502 | €2,068 | €566 | €1,173 | ▲ 107% |
| Other amounts payable47/48 | - | €110,364 | €111,226 | €151,880 | €144,718 | ▼ 4.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€12,003 | -€13,788 | €6,472 | -€23,245 | €202 | ▲ 101% |
| + Depreciation and write-downs630 | €11,878 | €8,529 | €9,057 | €16,561 | €17,051 | ▲ 3.0% |
| Operating cash flow (approximation) | -€125 | -€5,259 | €15,529 | -€6,684 | €17,252 | ▲ 358% |
| Investment in fixed assets (approximation) | - | €0 | -€15,507 | -€32,948 | -€5,446 | ▲ 83.5% |
| Change in cash | - | €29 | €9,257 | -€2,879 | -€7 | ▲ 99.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Back to profitnet €202
Net result €202 after one loss-making year.
04-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
30-06
Financial
Weakest financial yearnet -€23,245
Net result drops to -€23,245, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Back to profitnet €6,472
Net result €6,472 after 4 loss-making years.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
05-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 5 days late
2020
29-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Saint-Ghislain · 1 establishment unit since 2004
Ground area
3,352 m²
Building footprint
161 m²
Volume, LiDAR
903 m³
Parcel 53057B0421/00M000, Wallonia · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Fab Agri Services
since 20042.136.671.656
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53057B0421/00M000 | Wallonia | 3,352 m² | 1 · 161 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSaint-Ghislain2.136.671.656
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 689 companies in sector 46216 we hold annual accounts for 476. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-04-2004
Fiscal year end30-06
Activities, NACEBEL 2025
46216Wholesale of agricultural produce and animal feed, general range
46231Wholesale of live animals
81300Landscape service activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0864564265
Registered
01-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.