Active BE 0834.111.116Private limited company

J.S.CONSTRUCTION ET RENOVATION

Rue Barbette 4 ·1404 Nivelles, Belgium· 15 yrs active

Sector: General construction of residential buildings (41001)

Conclusion Checked

J.S.CONSTRUCTION ET RENOVATION has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €142k and a net result of €7k. The computed 12-month bankruptcy probability is 0.9% (low).

Based on the State Gazette, CBE and 2 annual accounts.

Key figures

Equity	€142k
Net result	€7k
Staff (FTE)	5.9
Active	15 yrs

Financial profile 5 of 5 axes measured · computed by Checked

71 / 100

Strong profile, led by stability.

All 5 axes are computed from data Checked has read.

Health 87

Profitability 23

Solvency 69

Growth 78

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

0.9% Low

0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Established

Founded in 2011, 15 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Checked score FY 2024 · computed

87 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Financial overview14 NBB filings

Annual accounts filed on 25-06-2025 with the NBB · fiscal year 2024 · micro schema

Operating resultNet result

EBITDA

€52k

-18.7% 23-24

Net profit

€7k

+76.5% 23-24

Cash flow

€41k

-23.9% 23-24

Total assets

€380k

-26.4% 23-24

Equity

€142k

+4.9% 23-24

Working capital

€86k

+20.6% 23-24

Employees (FTE)

6

+9.3% 23-24

Staff costs

€252k

-9.1% 23-24

Income taxes

€5k

-4.6% 23-24

Debt

€238k

-37.6% 23-24

Debt ≤ 1y

€169k

-41.0% 23-24

Debt > 1y

€70k

-27.1% 23-24

Current ratio

1.51

+20.8% 23-24

Quick ratio

1.51

+20.8% 23-24

Solvency

37.3%

+42.6% 23-24

Debt / equity

1.68

-40.5% 23-24

ROE

4.7%

+68.2% 23-24

ROA

1.7%

+139.9% 23-24

Interest coverage

7.59

+25.8% 23-24

Figures by fiscal year and ratios

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	micro schema
Revenue	-
EBITDA	€52k
Net profit	€7k
Cash flow	€41k
Staff costs	€252k
Income taxes	€5k
Dividends	-
Total assets	€380k
Equity	€142k
Debt	€238k
of which ≤ 1y	€169k
of which > 1y	€70k
Working capital	€86k
Employees (FTE)	5.9

Ratios (computed)

	2024
Current ratio	1.51
Quick ratio	1.51
Working capital ratio	22.6%
Solvency	37.3%
Debt / equity	1.68
Long-term debt ratio	0.49
Interest coverage	7.59
Gross margin	-
Net margin	-
ROA	1.7%
ROE	4.7%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →

Balance-sheet composition 2024

Assets

Fixed assets €126k · 33.1% Current assets €254k · 66.9%

Equity & liabilities

Equity €142k · 37.3% Debt €238k · 62.7%

Full annual accounts (23 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€380k
Fixed assets	21/28	€126k
Tangible fixed assets	22/27	€125k
Financial fixed assets	28	€522
Current assets	29/58	€254k
Amounts receivable within one year	40/41	€228k
Cash & bank	54/58	€25k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€380k
Equity	10/15	€142k
Contributions / capital	10/11	€19k
Reserves	13	€123k
Amounts payable	17/49	€238k
Amounts payable after one year	17	€70k
Amounts payable within one year	42/48	€169k
Trade debts payable within one year	44	€113k
Income statement
Gross operating margin	9900	€312k
Operating result	9901	€18k
Financial income	75	€380
Financial charges	65	€7k
Result before taxes	9903	€11k
Income taxes	67/77	€5k
Net result for the period	9904	€7k
Result to be appropriated	9905	€7k

Legal Structure

NACE primary	General construction of residential buildings(41001)
Legal form	Private limited company(610)
Incorporation	28-02-2011
Status	Active
Postal code	1404

Establishment units 1 location

JS Construction et Rénovation

Rue Barbette 4, 1404 NivellesWaste collection, recovery and disposal activities

since 20112.200.342.159

Real-estate footprint Source: CBE × cadastre

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
25011A0070/00R000	Wallonia	1,223 m²	1 · 274 m²	9.5 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 10 events

All 10 NBB filing 10

2016 2016: 1 NBB filing 2017 2017: 1 NBB filing 2018 2018: 1 NBB filing 2019 2019: 1 NBB filing 2020 2020: 1 NBB filing 2021 2021: 1 NBB filing 2022 2022: 1 NBB filing 2023 2023: 1 NBB filing 2024 2024: 1 NBB filing 2025 2025: 1 NBB filing

2025

25-06-2025 NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

06-07-2024 NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

25-06-2023 NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

30-06-2022 NBB filing Annual accounts filed

fiscal year 2021 · micro schema

2021

04-08-2021 NBB filing Annual accounts filed

fiscal year 2020 · micro schema

2020

31-08-2020 NBB filing Annual accounts filed

fiscal year 2019 · micro schema

2019

05-08-2019 NBB filing Annual accounts filed

fiscal year 2018 · micro schema

2018

30-08-2018 NBB filing Annual accounts filed

fiscal year 2017 · micro schema

2017

28-07-2017 NBB filing Annual accounts filed

fiscal year 2016 · micro schema

2016

01-08-2016 NBB filing Annual accounts filed

fiscal year 2015 · full schema

Belgian State Gazette reading coverage 0 of 2 acts read

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

General construction of residential buildings41001Other specialised construction activities43990Specialised construction activities43995

Names & trade names

Legal nameFR

J.S.CONSTRUCTION ET RENOVATION

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