J&R
Open bankruptcyA bankruptcy procedure is open for J&R according to publications in the Belgian State Gazette. The 2023 annual accounts show equity of €106k and a net result of €2k.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 31-08-2024, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
31 d late
2022
174 d late
2021
72 d late
2020
31 d late
2019
89 d late
← before the deadline
after the deadline →
Financials · fiscal year 2023, micro schema
Equity
€106k▲ 1.6%
2022 · €104k
2018: €52k
2019: €65k
2020: €74k
2021: €107k
2022: €104k
2018 → 2023
Total assets
€158k▲ 18.8%
2022 · €133k
2018: €74k
2019: €84k
2020: €90k
2021: €107k
2022: €133k
2018 → 2023
Net result
€2k
2022 · €-3k
2018: €52k
2019: €13k
2020: €10k
2021: €33k
2022: €-3k
2018 → 2023
Working capital
€113k▲ 15.2%
2022 · €98k
2018: €35k
2019: €46k
2020: €45k
2021: €76k
2022: €98k
2018 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222023Trend
Equity€65k-€74k▲ 14.7%€107k▲ 44.1%€104k▼ 3.0%€106k▲ 1.6%
Operating result€18k-€10k▼ 46.5%€56k▲ 483%€-2k€6k
Net result€13k-€10k▼ 27.3%€33k▲ 244%€-3k€2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2023: €6k after a loss of €2k in 2022.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €158k
Fixed assets
€3k▼ 55.3%
Current assets
€155k▲ 22.3%
Equity and liabilities €158k
Equity
€106k▲ 1.6%
Debt
€52k▲ 80.1%
The debt ratio rises from 21.9% to 33.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€9k▼
2022 · €14k
Cash flow
€5k▼
2022 · €13k
Solvency
66.9%▼
2022 · 78.1%
Current ratio
3.66▼
2022 · 4.37
Quick ratio
3.66▼
2022 · 4.37
Debt / equity
0.50▲
2022 · 0.28
ROE
1.6%▲
2022 · -3.0%
ROA
1.1%▲
2022 · -2.4%
Interest coverage
2.58▼
2022 · 6.19
Debt
€52k▲
2022 · €29k
Debt ≤ 1 year
€43k▲
2022 · €29k
Debt > 1 year
€10k
Income taxes
€575
Staff costs
€94
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet
Code20222023
Assets
Total assets20/58€133k€158k▲
Fixed assets21/28€6k€3k▼
Tangible fixed assets22/27€6k€3k▼
Land and buildings22€0-
Plant, machinery and equipment23€6k€3k▼
Furniture and vehicles24€0-
Current assets29/58€127k€155k▲
Amounts receivable within one year40/41€35k€86k▲
Trade receivables40€23k€62k▲
Other amounts receivable41€12k€25k▲
Cash at bank and in hand54/58€267€14▼
Deferred charges and accrued income490/1€92k€69k▼
Equity and liabilities
Total equity and liabilities10/49€133k€158k▲
Equity10/15€104k€106k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€84k€85k▲
Amounts payable17/49€29k€52k▲
Amounts payable after more than one year17-€10k
Financial debts170/4-€10k
Amounts payable within one year42/48€29k€43k▲
Trade debts44€26k€40k▲
Suppliers440/4€26k€40k▲
Taxes, remuneration and social security45€2k€3k▲
Taxes450/3€2k€3k▲
Other amounts payable47/48€672-
Income statement
Code20222023
Remuneration, social security and pensions62-€94
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€3k▼
Other operating charges640/8€4k€3k▼
Gross operating margin9900€18k€13k▼
Operating profit (loss)9901€-2k€6k▲
Financial income75/76B€2k-
Recurring financial income75€2k-
Non-recurring financial income76B€2k-
Financial charges65/66B€2k€4k▲
Recurring financial charges65€2k€4k▲
Profit (loss) for the period before taxes9903€-3k€2k▲
Income taxes67/77-€575
Profit (loss) for the period9904€-3k€2k▲
Profit (loss) for the period to be appropriated9905€-3k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€84k€85k▲
Profit (loss) brought forward from the previous period14P€87k€84k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
10-09
Bankruptcy
Opening
Ondernemingsrechtbank Antwerpen, afdeling Hasselt · J&R BV OUDE BAAN 19/1, 3545 HALEN · event 04-09-2025
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
21-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 174 days late
2023
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
2022
31-12
Financial
Weakest financial yearnet €-3k ▼110%
Net result drops to €-3k, the lowest in the series.
11-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 72 days late
2021
31-12
Financial
Liquidity times 193current ratio 762.49
Current ratio from 3.95 to 762.49; short-term debt falls from €15k to €100.
31-12
Financial
Equity above €100kEq €107k ▲44.1%
4 profitable years in a row build equity to €107k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 89 days late
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
10-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 10 days late
10-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 375 days late
2016
30-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 61 days late
2015
26-09
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema · 57 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Halen · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude Baan 193545 HalenGround area
462 m²
Building footprint
291 m²
Volume, LiDAR
1,344 m³
Parcel 71422B0549/00T000, Flanders · tallest building 8.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
J&R
since 20082.171.297.389
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71422B0549/00T000 | Flanders | 462 m² | 1 · 291 m² | 8.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
2 mandates| Role | Name | Tenure |
|---|---|---|
| Curator | THEO MACOURS EERSELS 56, 3980 TESSENDERLO-
HAM |
04-09-2025 → present |
| Curator | SEBASTIAAN MEEUWENS EERSELS 56, 3980 TESSENDERLO-HAM- |
04-09-2025 → present |
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Of 29,801 companies in sector 41001 we hold annual accounts for 16,045. 13,081 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded23-05-2008
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.