J.P.S. Folderbedeling
ActiveSummary
J.P.S. Folderbedeling has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €26k and a net result of €-2k. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 85% of 7058 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability62▲+15
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.9 against 0.94 in 2024; short-term debt: 12.8% and cash: 14.3% of total assets), and 12.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.2%
Return on assets
-5.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
14 d late
2023
41 d early
2022
7 d early
2021
9 d late
2020
9 d late
2019
36 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€26k▼ 6.1%
2024 · €28k
2018: €23klowest in 8 years
2019: €24k▲ +3.7% vs 2018
2020: €25k▲ +6.3% vs 2019
2021: €25k▲ +0.3% vs 2020
2022: €26k▲ +2.1% vs 2021
2023: €26k▲ +1.7% vs 2022
2024: €28k▲ +5.2% vs 2023highest in 8 years
2025: €26k▼ -6.1% vs 2024
2018 → 2025
Total assets
€30k▼ 18.4%
2024 · €37k
2018: €23klowest in 8 years
2019: €24k▲ +3.7% vs 2018
2020: €25k▲ +6.3% vs 2019
2021: €26k▲ +1.3% vs 2020
2022: €26k▲ +2.1% vs 2021
2023: €27k▲ +1.8% vs 2022
2024: €37k▲ +37.3% vs 2023highest in 8 years
2025: €30k▼ -18.4% vs 2024
2018 → 2025
Net result
€-2k
2024 · €1k
2018: €2khighest in 8 years
2019: €840▼ -57.2% vs 2018
2020: €1k▲ +78.0% vs 2019
2021: €85▼ -94.3% vs 2020
2022: €537▲ +530% vs 2021
2023: €446▼ -17.0% vs 2022
2024: €1k▲ +205% vs 2023
2025: €-2k▼ -225% vs 2024lowest in 8 years
2018 → 2025
Working capital
€3k
2024 · €-507
2018: €23k
2019: €24k▲ +3.7% vs 2018
2020: €25k▲ +6.3% vs 2019
2021: €25k▲ +0.3% vs 2020
2022: €26k▲ +2.1% vs 2021
2023: €26k▲ +1.7% vs 2022highest in 8 years
2024: €-507▼ -102% vs 2023lowest in 8 years
2025: €3k▲ +779% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€25k-€26k▲ 2.1%€26k▲ 1.7%€28k▲ 5.2%€26k▼ 6.1%
2021: €25klowest in 5 years
2022: €26k▲ +2.1% vs 2021
2023: €26k▲ +1.7% vs 2022
2024: €28k▲ +5.2% vs 2023highest in 5 years
2025: €26k▼ -6.1% vs 2024
Operating result€-1k-€-1k▲ 20.7%€-839▲ 24.2%€909€-1k
2021: €-1klowest in 5 years
2022: €-1k▲ +20.7% vs 2021
2023: €-839▲ +24.2% vs 2022
2024: €909▲ +208% vs 2023highest in 5 years
2025: €-1k▼ -237% vs 2024
Net result€85-€537▲ 530%€446▼ 17.0%€1k▲ 205%€-2k
2021: €85
2022: €537▲ +530% vs 2021
2023: €446▼ -17.0% vs 2022
2024: €1k▲ +205% vs 2023highest in 5 years
2025: €-2k▼ -225% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €1k after €909 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €30k
Fixed assets
€23k ▼ 20.0%
Current assets
€7k ▼ 13.0%
Equity and liabilities €30k
Equity
€26k ▼ 6.1%
Debt
€4k ▼ 56.8%
Debt's share of the balance-sheet total falls from 24.2% to 12.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€4k
Cash flow
€4k
Current ratio
1.90▲
2024 · 0.94
Debt to equity
0.15▼
2024 · 0.32
ROE
-6.5%▼
2024 · 4.9%
ROA
-5.7%▼
2024 · 3.7%
Interest coverage
25.29
Debt ≤ 1 year
€4k▼
2024 · €9k
Income taxes
€280
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€37k€30k▼
Fixed assets21/28€28k€23k▼
Tangible fixed assets22/27€28k€23k▼
Furniture and vehicles24€28k€23k▼
Current assets29/58€8k€7k▼
Amounts receivable within one year40/41€2k€3k▲
Trade receivables40€2k€2k▼
Other amounts receivable41€581€1k▲
Cash at bank and in hand54/58€6k€4k▼
Equity and liabilities
Total equity and liabilities10/49€37k€30k▼
Equity10/15€28k€26k▼
Contributions10/11€6k€6k=
Reserves13€22k€20k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€20k€18k▼
Amounts payable17/49€9k€4k▼
Amounts payable within one year42/48€9k€4k▼
Trade debts44€90€2k▲
Suppliers440/4€90€2k▲
Taxes, remuneration and social security45-€299
Taxes450/3-€299
Other amounts payable47/48€9k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€6k
Other operating charges640/8€387€916▲
Gross operating margin9900€1k€5k▲
Operating profit (loss)9901€909€-1k▼
Financial income75/76B€518-
Recurring financial income75€518-
Financial charges65/66B€67€174▲
Recurring financial charges65€67€174▲
Profit (loss) for the period before taxes9903€1k€-1k▼
Income taxes67/77-€280
Profit (loss) for the period9904€1k€-2k▼
Profit (loss) for the period to be appropriated9905€1k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1k€-2k▼
Transfer from equity791/2-€2k
Transfer to equity691/2€1k-
To other reserves6921€1k-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | - | - | €6k | - |
| Other operating charges640/8 | €702 | €348 | - | €387 | €916 | ▲ 137% |
| Gross operating margin9900 | €-694 | €-760 | €-839 | €1k | €5k | ▲ 311% |
| Operating profit (loss)9901 | €-1k | €-1k | €-839 | €909 | €-1k | ▼ 237% |
| Financial income75/76B | €2k | €2k | €1k | €518 | - | - |
| Recurring financial income75 | €2k | €2k | €1k | €518 | - | - |
| Financial charges65/66B | €76 | €88 | €67 | €67 | €174 | ▲ 159% |
| Recurring financial charges65 | €76 | €88 | €67 | €67 | €174 | ▲ 159% |
| Profit (loss) for the period before taxes9903 | €85 | €537 | €446 | €1k | €-1k | ▼ 204% |
| Income taxes67/77 | - | - | - | - | €280 | - |
| Profit (loss) for the period9904 | €85 | €537 | €446 | €1k | €-2k | ▼ 225% |
| Profit (loss) for the period to be appropriated9905 | €85 | €537 | €446 | €1k | €-2k | ▼ 225% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €26k | €26k | €27k | €37k | €30k | ▼ 18.4% |
| Fixed assets21/28 | - | - | - | €28k | €23k | ▼ 20.0% |
| Tangible fixed assets22/27 | - | - | - | €28k | €23k | ▼ 20.0% |
| Furniture and vehicles24 | - | - | - | €28k | €23k | ▼ 20.0% |
| Current assets29/58 | €26k | €26k | €27k | €8k | €7k | ▼ 13.0% |
| Amounts receivable within one year40/41 | €25k | €25k | €26k | €2k | €3k | ▲ 21.8% |
| Trade receivables40 | - | - | - | €2k | €2k | ▼ 7.7% |
| Other amounts receivable41 | €25k | €25k | €26k | €581 | €1k | ▲ 117% |
| Cash at bank and in hand54/58 | €651 | €884 | €791 | €6k | €4k | ▼ 27.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €26k | €26k | €27k | €37k | €30k | ▼ 18.4% |
| Equity10/15 | €25k | €26k | €26k | €28k | €26k | ▼ 6.1% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Reserves13 | €19k | €20k | €20k | €22k | €20k | ▼ 7.9% |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | €17k | €18k | €18k | €20k | €18k | ▼ 8.6% |
| Amounts payable17/49 | €242 | €254 | €277 | €9k | €4k | ▼ 56.8% |
| Amounts payable within one year42/48 | €242 | €254 | €277 | €9k | €4k | ▼ 56.8% |
| Trade debts44 | €237 | €249 | €277 | €90 | €2k | ▲ 1,571% |
| Suppliers440/4 | €237 | €249 | €277 | €90 | €2k | ▲ 1,571% |
| Taxes, remuneration and social security45 | €5 | €5 | - | - | €299 | - |
| Taxes450/3 | €5 | €5 | - | - | €299 | - |
| Other amounts payable47/48 | - | - | - | €9k | €2k | ▼ 77.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €85 | €537 | €446 | €1k | €-2k | ▼ 225% |
| + Depreciation and write-downs630 | - | - | - | - | €6k | - |
| Operating cash flow (approximation) | €85 | €537 | €446 | €1k | €4k | ▲ 191% |
| Investment in fixed assets (approximation) | - | - | - | - | €0 | - |
| Change in cash | - | €233 | €-92 | €5k | €-2k | ▼ 132% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
31-12
Financial
Weakest financial yearnet €-2k
Net result drops to €-2k, the lowest in the series.
31-12
Financial
Liquidity doublescurrent ratio 1.90
Current ratio from 0.94 to 1.90; short-term debt falls from €9k to €4k.
14-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 14 days late
2024
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
09-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 9 days late
2021
09-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 9 days late
2020
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
06-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 6 days late
2018
09-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 9 days late
2017
26-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 57 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Turnhout · 1 establishment unit since 2010
Ground area
267 m²
Building footprint
109 m²
Volume, LiDAR
569 m³
Parcel 13454Q0675/00H002, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
JPS folderbedeling
since 20102.189.532.203
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13454Q0675/00H002 | Flanders | 267 m² | 1 · 109 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,862 companies in sector 73110 we hold annual accounts for 3,753. 2,754 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded22-06-2010
Fiscal year end31-12
Activities, NACEBEL 2025
73110Advertising agencies
Scores and ratios are computed by Checked and are not a credit decision.