Checked.be
Active
BE 0792.156.834Non-profit association
J'ose local
Chemin du Bayon 23 ·4651 Herve, Belgium· 3 yrs active
Sector: NACE 94999
(94999)
Conclusion
The computed 12-month bankruptcy probability of J'ose local is < 0.1% (very low). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 1 annual account.
Key figures
| Active | 3 yrs |
Snowflake analysis
56
/ 100
Mixed profile: strong on stability, weaker on health.
Health
50
Profitability
50
Solvency
50
Growth
50
Stability
79
Bankruptcy probability (12 mo)
< 0.1%
Very low
0%0,5%1,5%4%10%≥25%
Lower-risk legal form
−Lower-failure-rate sector
−Young company
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Risk Assessment
0 / 100
Low riskTrust signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags
No administrative flags
Health barometer
50
/ 100
Fair
Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview
Annual accounts filed on 21-12-2023 with the NBB · fiscal year 2023 · micro
Sector comparison
Fiscal year 2023 · NACE 94 · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Total assets | €149 | €170k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
| Fiscal year | 2023 |
|---|---|
| Revenue | - |
| EBITDA | - |
| Net profit | - |
| Cash flow | - |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €149 |
| Equity | - |
| Debt | €149 |
| of which ≤ 1y | €149 |
| of which > 1y | - |
| Working capital | - |
| Employees (FTE) | - |
Ratios (computed)
| 2023 | |
|---|---|
| Current ratio | - |
| Quick ratio | - |
| Working capital ratio | - |
| Solvency | - |
| Debt / equity | - |
| Long-term debt ratio | - |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | - |
| ROE | - |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2023 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €149 |
| Formation expenses | 20 | €149 |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €149 |
| Amounts payable | 17/49 | €149 |
| Amounts payable within one year | 42/48 | €149 |
Ratios computed by Checked.
Legal Structure
| NACE primary | 94999 |
| Legal form | Non-profit association(017) |
| Incorporation | 06-10-2022 |
| Status | Active |
| Postal code | 4651 |
Real-estate footprint
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63006D0848/00D000 | Wallonia | 1,177 m² | - | - |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
2023
21-12-2023
NBB filing
Annual accounts filed
Credit advice
AI due-diligence brief
Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE)
Activities
Overige verenigingen, n.e.g.94999Overige verenigingen, neg94999
Primary activity highlighted.
Names & trade names
| Legal nameFR | J'ose local |
Registered office
Chemin du Bayon 23
4651 Herve, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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