J MARTINS
ActiveJ MARTINS has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €77k and a net result of €690. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 81% of 9982 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-11
Solvency99▲+2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 3.81 against 3.56 in 2024; short-term debt: 26.1% and cash: 13.8% of total assets), and 26.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
1819202122232425
2018 to 2025 · latest year €77k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-09-2026, 47 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
47 d late
2024
57 d late
2023
30 d late
2022
31 d late
2021
61 d late
2020
61 d late
2019
115 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€77k▲ 0.9%
2024 · €76k
2018: €60k
2019: €60k
2020: €63k
2021: €63k
2022: €64k
2023: €65k
2024: €76k
2018 → 2025
Total assets
€104k▼ 1.4%
2024 · €105k
2018: €171k
2019: €191k
2020: €143k
2021: €105k
2022: €101k
2023: €106k
2024: €105k
2018 → 2025
Net result
€690▼ 93.6%
2024 · €11k
2018: €13k
2019: €28
2020: €-17k
2021: €68
2022: €1k
2023: €1k
2024: €11k
2018 → 2025
Working capital
€76k▲ 1.4%
2024 · €75k
2018: €-53k
2019: €-12k
2020: €33k
2021: €53k
2022: €59k
2023: €64k
2024: €75k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€63k-€64k▲ 2.3%€65k▲ 2.0%€76k▲ 16.4%€77k▲ 0.9%
Operating result€222-€3k▲ 1,335%€2k▼ 34.6%€13k▲ 547%€1k▼ 89.9%
Net result€68-€1k▲ 2,006%€1k▼ 8.8%€11k▲ 724%€690▼ 93.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 90% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €104k
Fixed assets
€541▼ 41.9%
Current assets
€103k▼ 1.0%
Equity and liabilities €104k
Equity
€77k▲ 0.9%
Debt
€27k▼ 7.3%
The debt ratio falls from 27.8% to 26.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€2k▼
2024 · €15k
Cash flow
€1k▼
2024 · €12k
Solvency
73.9%▲
2024 · 72.2%
Current ratio
3.81▲
2024 · 3.56
Quick ratio
3.81▲
2024 · 3.56
Debt / equity
0.35▼
2024 · 0.39
ROE
0.9%▼
2024 · 14.1%
ROA
0.7%▼
2024 · 10.2%
Interest coverage
9.10▼
2024 · 90.27
Debt
€27k▼
2024 · €29k
Debt ≤ 1 year
€27k▼
2024 · €29k
Income taxes
€480▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€105k€104k▼
Fixed assets21/28€932€541▼
Tangible fixed assets22/27€870€479▼
Furniture and vehicles24€870€479▼
Financial fixed assets28€62€62=
Current assets29/58€104k€103k▼
Amounts receivable within one year40/41€59k€89k▲
Trade receivables40€58k€88k▲
Other amounts receivable41€635€635=
Cash at bank and in hand54/58€45k€14k▼
Deferred charges and accrued income490/1€332-
Equity and liabilities
Total equity and liabilities10/49€105k€104k▼
Equity10/15€76k€77k▲
Contributions10/11€6k€6k=
Reserves13€47k€47k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€45k€45k=
Profit (loss) carried forward14€23k€24k▲
Amounts payable17/49€29k€27k▼
Amounts payable within one year42/48€29k€27k▼
Trade debts44-€2k
Suppliers440/4-€2k
Taxes, remuneration and social security45€10k€9k▼
Taxes450/3€10k€9k▼
Remuneration and social security454/9€500-
Other amounts payable47/48€19k€16k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€372▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€16k€3k▼
Operating profit (loss)9901€13k€1k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€161€190▲
Recurring financial charges65€161€190▲
Profit (loss) for the period before taxes9903€13k€1k▼
Income taxes67/77€3k€480▼
Profit (loss) for the period9904€11k€690▼
Profit (loss) for the period to be appropriated9905€11k€690▼
Appropriation of the result
Profit (loss) to be appropriated9906€23k€24k▲
Profit (loss) brought forward from the previous period14P€12k€23k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 47 days late
2025
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 57 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
31-12
Financial
Back to profitnet €68
Net result €68 after one loss-making year.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
31-12
Financial
Weakest financial yearnet €-17k ▼61963%
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
23-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 115 days late
2019
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
01-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zaventem · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kleinenbergstraat 7A1932 ZaventemGround area
162 m²
Building footprint
73 m²
Volume, LiDAR
688 m³
Parcel 23078A0478/00D000, Flanders · tallest building 11.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Kleinenbergstraat 7A, 1932 Zaventem
since 20102.196.324.775
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23078A0478/00D000 | Flanders | 162 m² | 1 · 73 m² | 11.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BOUWWERKEN DECONINCK
BE 1022.187.582
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EXPERT FINITION
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TDA CONSTRUCT
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Of 29,808 companies in sector 41001 we hold annual accounts for 16,033. 13,198 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded22-04-2010
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43211General electrical installation work
43212Electrical installation work in industrial facilities
43240Other construction installation
43299Specialised construction activities
43332Laying of wooden floor and wall coverings
95316Washing and cleaning of motor vehicles
95319Other maintenance and repair of motor vehicles
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.