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J.M.L. ASSURANCES

Active Risk: not assessed
Private limited companyfounded 1996active for 29 yearsAvenue de la Ferme 28, 1420 Braine-l'Alleud, BelgiumKBO/BCE: BE 0459.184.835
Summary

J.M.L. ASSURANCES is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €121,514 and a net result of €27,100. Equity has been growing by about 14% per year since 2018. Its solvency ranks better than 50% of 3,058 sector peers (NACE 66, financial year 2025). The company has been active since 1996 and the Belgian Official Gazette contains no insolvency or warning signals.

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Overview

Official details

Source: KBO
Status
Active since 12-11-1996 Normal situation
Activity
Insurance agents and brokers NACE 66220
Joint committee
307 Paritair Comité voor de makelarij en verzekeringsagentschappen · annual accounts 2025
Establishment unit
2.081.988.006 1410 Waterloo, since 28-05-1997
Financial year end
31 December
Peppol
Not found in the Peppol Directory
Company details

Board and ownership

Board
  • LECHEVIN DominiqueDirector
Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
Profit
€27,100
▲ 95.7%
Equity
€121,514
▲ 11.9%
Total assets
€244,593
▼ 1.8%
Employees on 31-12-2025
1
=
Financials
SignalsneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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Signals

1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
56 days early
2024
55 days early
2023
59 days early
2022
64 days early
2021
61 days early
2020
60 days early
2019
11 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 52 days before the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 3 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 6 years of growth in a rowturnover 2025: €243,234 6 years View
  • Positive: 3rd oldest company in Braine-l'Alleud, Finance and insurance sectorin the Checked rankings No. 3 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View

Recent changes

  1. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as J.M.L. ASSURANCES: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €224,000 and €288,000, founded between 1997 and 2000.

CompanyTotal assetsGross margin
J.M.L. ASSURANCES Braine-l'Alleud€244,593€116,786
ASSISTANCE, SERVICES ET CONSEILS DRUART Charleroi€224,327€112,581
Verzekeringen Luyten Zaventem€227,068€118,846
KRIVAN Jabbeke€240,530€108,118
VERZEKERINGEN SOLANGE LIMBOURG Pajottegem€242,974€103,749
ZAKENKANTOOR SCHERPEREEL Wevelgem€226,032€125,052
BUREAU THOMAS SRL Comblain-au-Pont€287,975€119,399
Full comparison

Key facts about J.M.L. ASSURANCES
What is the company number of J.M.L. ASSURANCES?
The company number of J.M.L. ASSURANCES is 0459.184.835. The VAT number is the same number with BE in front: BE 0459.184.835.
Where is J.M.L. ASSURANCES based?
The registered office is at Avenue de la Ferme 28, 1420 Braine-l'Alleud.Company details
What does J.M.L. ASSURANCES do?
According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
What is the legal form of J.M.L. ASSURANCES?
The legal form of J.M.L. ASSURANCES is Private limited company (BV).
When was J.M.L. ASSURANCES founded?
J.M.L. ASSURANCES was founded on 12-11-1996.
Is J.M.L. ASSURANCES still active?
Yes, J.M.L. ASSURANCES is an active enterprise in the KBO register.
How many employees does J.M.L. ASSURANCES have?
J.M.L. ASSURANCES had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does J.M.L. ASSURANCES fall under?
In its 2025 annual accounts, J.M.L. ASSURANCES states joint committee 307 (Paritair Comité voor de makelarij en verzekeringsagentschappen).
What is the turnover of J.M.L. ASSURANCES?
The turnover of J.M.L. ASSURANCES was €243,234 in financial year 2025, according to the filed annual accounts.
Is J.M.L. ASSURANCES profitable?
In financial year 2025, J.M.L. ASSURANCES made a profit of €27,100.
Where can I find the annual accounts of J.M.L. ASSURANCES?
J.M.L. ASSURANCES filed 29 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of J.M.L. ASSURANCES due?
J.M.L. ASSURANCES must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See what changed in the latest annual accounts.What changed See whether the workforce is growing and whether people stay.Employer check

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