Active BE 0428.830.070Private limited company

J.M. GERARD

Boulevard Dolez 52 ·7000 Mons, Belgium· 40 yrs active

Conclusion Checked

The computed 12-month bankruptcy probability of J.M. GERARD is 0.8% (low). The company has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Key figures

Active	40 yrs
Board	1
Publications	1

Bankruptcy probability (12 mo) Checked model v1 · free

0.8% Low

0%0,5%1,5%4%10%≥25%

No NACE activity registered +Long track record −Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Long-established

Founded in 1986, 40 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags 0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financial overview10 NBB filings

Financials being processed

NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.

Filings on record

Fiscal year	Type	Filed	Reference
31-12-2024	micro	25-07-2025	2025-00310902
31-12-2023	micro	25-07-2024	2024-00304637
31-12-2022	micro	28-07-2023	2023-00286152
31-12-2021	micro	21-06-2022	2022-20082815
31-12-2020	micro	16-07-2021	2021-36700393
31-12-2019	micro	14-09-2020	2020-53800138
31-12-2018	micro	27-08-2019	2019-51600312
31-12-2017	micro	27-07-2018	2018-39600224
31-12-2016	micro	28-08-2017	2017-51000155
31-12-2015	volledig	08-07-2016	2016-29600527

Directors & mandates 1 directors

Current directors & mandates

GÉRARD Jean-Marie
Director
State Gazette act 23440306 (29-11-2023)

Current
29-11-2023 → present

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Legal Structure

NACE primary	-
Legal form	Private limited company(610)
Incorporation	10-04-1986
Status	Active
Postal code	7000

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
53053D0218/00R064	Wallonia	1,579 m²	1 · 145 m²	18.6 m · 5 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

25-07-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

2024

25-07-2024

NBB filing Annual accounts filed

fiscal year 2023 · micro

2023

29-11-2023

State Gazette act Director changes

Julien FRANEAU

28-07-2023

NBB filing Annual accounts filed

fiscal year 2022 · micro

2022

21-06-2022

NBB filing Annual accounts filed

fiscal year 2021 · micro

2021

16-07-2021

NBB filing Annual accounts filed

fiscal year 2020 · micro

2020

14-09-2020

NBB filing Annual accounts filed

fiscal year 2019 · micro

2019

27-08-2019

NBB filing Annual accounts filed

fiscal year 2018 · micro

2018

27-07-2018

NBB filing Annual accounts filed

fiscal year 2017 · micro

2017

28-08-2017

NBB filing Annual accounts filed

fiscal year 2016 · micro

2016

08-07-2016

NBB filing Annual accounts filed

fiscal year 2015 · volledig

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 2 years ago

2023

29-11-2023 GÉRARD Jean-Marie appointed as director Director changes·Julien FRANEAU

GÉRARD Jean-Marie, Bestuurder

Notary: Julien FRANEAU · Mons

Original publication ↗

Technical details

{
  "events": [
    {
      "kind": "substantive_delegation",
      "role": "notaire",
      "person": {
        "rrn": null,
        "name": "Julien FRANEAU",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "additional",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "acte re\u00E7u par Ma\u00EEtre Julien FRANEAU, Notaire \u00E0 Mons, en date du vingt et un novembre deux mil vingt-trois",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "substantive_delegation",
      "role": "notaire",
      "person": {
        "rrn": null,
        "name": "Thierry Vanpee",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "additional",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "acte re\u00E7u par le notaire Vanpee Thierry \u00E0 Nivelles le dix avril mil neuf cent quatre-vingt-six",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "substantive_delegation",
      "role": "notaire",
      "person": {
        "rrn": null,
        "name": "Julien Franeau",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "additional",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "acte re\u00E7u par le notaire Julien Franeau \u00E0 Mons le vingt-six d\u00E9cembre deux mille sept",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "G\u00C9RARD Jean-Marie",
        "address": "7000 Mons, Boulevard Dolez 52/A5-1",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": null,
      "statutory": "niet_statutair",
      "compensated": false,
      "effective_date": null,
      "evidence_quote": "L\u2019assembl\u00E9e g\u00E9n\u00E9rale d\u00E9cide de mettre fin \u00E0 la fonction du g\u00E9rant actuel, mentionn\u00E9 ci-apr\u00E8s, et proc\u00E8de imm\u00E9diatement au renouvellement de sa nomination comme administrateur non statutaire pour une dur\u00E9e illimit\u00E9e",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "board_snapshot",
      "role": null,
      "person": null,
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "L\u2019assembl\u00E9e g\u00E9n\u00E9rale d\u00E9cide de donner la mission \u00E0 Ma\u00EEtre Julien FRANEAU, notaire \u00E0 Mons (1er canton) d\u2019\u00E9tablir et de signer la coordination des statuts",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "decharge_pending",
      "role": "gerant",
      "person": {
        "rrn": null,
        "name": "G\u00C9RARD Jean-Marie",
        "address": "7000 Mons, Boulevard Dolez 52/A5-1",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "L\u2019assembl\u00E9e g\u00E9n\u00E9rale d\u00E9cidera \u00E0 la prochaine assembl\u00E9e g\u00E9n\u00E9rale annuelle sur la d\u00E9charge au g\u00E9rant d\u00E9missionnaire pour l\u2019ex\u00E9cution de son mandat.",
      "decharge_status": "pending_next_agm",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": "Julien FRANEAU",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Mons",
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2023-11-29",
    "filing_date": "2023-11-25",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2023-11-21",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0428.830.070",
    "name_full": "J.M. GERARD",
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Julien FRANEAU",
    "org_rep_person_name": null,
    "person_role_at_subject": "Notaire"
  },
  "co_filed_documents": [
    "exp\u00E9diiton de l\u0027acte",
    "les statuts coordonn\u00E9s"
  ],
  "corrected_publication_numac": null
}

Credit advice verdict per customer and amount

AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon

The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works

Company registry (CBE) Crossroads Bank

Names & trade names

Legal nameFR

J.M. GERARD

Registered office

Boulevard Dolez 52

7000 Mons, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.