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J.M.F.

Active
Private limited companyfounded 1999active for 27 yearsRue de Sartiau(BIE) 62, 6533 Thuin, BelgiumKBO/BCE: BE 0466.168.340

From the official registers: KBO 27 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

J.M.F. has been active since 1999 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €81,474 and a net result of €6,992. Equity has been growing by about 43% per year since 2018. Its solvency ranks better than 42% of 5,879 sector peers (NACE 49, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

KBO
Status
Active since 23-06-1999 Normal situation
Legal form
Private limited company
Registered office
Rue de Sartiau(BIE) 62, 6533 Thuin
Activity
Freight transport by road NACE 49410and 3 others
Establishment unit
2.096.323.418 6533 Thuin, since 22-12-1999
Financial year end
31 December
Peppol
Reachable since 08-09-2025

Board and ownership

Board

Financial position

85 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts 2025
Gross margin
€78,486
▲ 13.9%
Turnover
≈ €270,000
estimated
Profit
€6,992
▼ 68.7%
Equity
€81,474
▲ 9.4%
Total assets
€267,609
▲ 1.0%
2025 accounts filed 37 days before the deadline
Filed on 24-06-2026at the National Bank
Score breakdownraises riskSector: Land transport and transport via pipelines (NACE 49)Profit of €6,992 (financial year 2025)lowers riskFounded in 1999Liquidity: current ratio 1.15, cash €51,754Show the evidence

Checked score

Score 2025
85 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 51% of micro companies in land transport (NACE 49)
Financial strength · tick: 2024
Strong
Solvency 55+2
equity 30.4% of total assets
Liquidity 65+4
short-term debt 24.2% · cash 19.3%
Profitability 65-14
return on assets 2.6%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.9% (9,098 companies, NACE 49, micro)
Last 24 months 11-2024: 0.3% 12-2024: 0.3%● unchanged vs 11-2024 01-2025: 0.3%● unchanged vs 12-2024lowest value 02-2025: 0.3%● unchanged vs 01-2025lowest value 03-2025: 0.3%● unchanged vs 02-2025lowest value 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.5%▲ +0.2 percentage points vs 06-2025 08-2025: 0.3%▼ -0.2 percentage points vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.6%▲ +0.3 percentage points vs 07-2026 09-2026: 0.7%▲ +0.1 percentage points vs 08-2026highest value 10-2026: 0.3%▼ -0.4 percentage points vs 09-2026
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.15 (1.21 in 2024), below the usual 1.5. Short-term debt is 24.2% and cash 19.3% of total assets. 69.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 49, micro). It does better than 42% of them on solvency, 72% on liquidity, 36% on profitability and 54% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Land transport and transport via pipelines (NACE 49)
KBO
lowers risk · Founded in 1999
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 1.15, cash €51,754
NBB · annual accounts
raises risk · Profit of €6,992 (financial year 2025)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-06-2026, 37 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
37 days early
2024
12 days early
2023
6 days early
2022
7 days early
2021
26 days late
2020
25 days late
2019
9 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 3 days before the deadline. In the sector (NACE 49), the median for financial year 2024 was on the deadline day, and 49% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 6 profitable years in a rowprofit 2025: €6,992 6 years View
  • Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View

Documents

Annual accounts at the NBB

All 27 annual accounts

Articles and registers

Key facts about J.M.F.

What is the company number of J.M.F.?
The company number of J.M.F. is 0466.168.340. The VAT number is the same number with BE in front: BE 0466.168.340.
Where is J.M.F. based?
The registered office is at Rue de Sartiau(BIE) 62, 6533 Thuin.Company details
What does J.M.F. do?
According to the KBO register, the main activity is freight transport by road (NACE 49410).
What is the legal form of J.M.F.?
The legal form of J.M.F. is Private limited company (BV).
When was J.M.F. founded?
J.M.F. was founded on 23-06-1999.
Is J.M.F. still active?
Yes, J.M.F. is an active enterprise in the KBO register.
What is the turnover of J.M.F.?
The turnover in financial year 2025 is ≈ €270,000. This figure is estimated from the gross margin of €78,486 and 46 comparable companies (NACE 49410). It probably lies between €210,000 and €340,000. In financial year 2022 turnover was €114,665.Financials
Is J.M.F. profitable?
In financial year 2025, J.M.F. made a profit of €6,992.
Where can I find the annual accounts of J.M.F.?
J.M.F. filed 27 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of J.M.F. due?
J.M.F. must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Comparable companies

These companies have the same main activity as J.M.F.: freight transport by road (NACE 49410). They are comparable in size and age: total assets between €262,000 and €314,000, founded between 1994 and 2004.

CompanyTotal assetsGross margin
J.M.F. Thuin€267,609€78,486
AUXITRA Seneffe€262,311€91,298
TRANSPORTS CHABEAU Pont-à-Celles€314,050€97,391
AGRICAP Pont-à-Celles€262,258€70,674
TRANSPONS BELGIQUE Quaregnon€291,297€95,473
CL TRANS Kapellen€274,863€70,802
KRIS VAN DE WALLE Sint-Niklaas€266,042€72,921
Full comparison

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