CL TRANS
ActiveSummary
CL TRANS has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €141k and a net result of €4k. Equity is growing by ~5.1% per year across the filed fiscal years. Its solvency ranks better than 63% of 1851 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability66▼-10
Solvency76▲+6
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 3.21 against 2.61 in 2024; short-term debt: 19.9% and cash: 1.9% of total assets), and 48.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.2%
Return on assets
1.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-04-2026, 113 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
113 d early
2024
22 d early
2023
25 d early
2022
3 d early
2021
1 d early
2020
28 d late
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€141k▲ 3.2%
2024 · €136k
2018: €100k
2019: €102k
2020: €96k
2021: €86k
2022: €75k
2023: €112k
2024: €136k
2018 → 2025
Total assets
€275k▼ 9.2%
2024 · €303k
2018: €277k
2019: €264k
2020: €245k
2021: €221k
2022: €203k
2023: €314k
2024: €303k
2018 → 2025
Net result
€4k▼ 82.2%
2024 · €25k
2018: €25k
2019: €2k
2020: €-6k
2021: €-10k
2022: €-11k
2023: €37k
2024: €25k
2018 → 2025
Working capital
€121k▲ 15.7%
2024 · €104k
2018: €119k
2019: €119k
2020: €118k
2021: €111k
2022: €105k
2023: €98k
2024: €104k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€86k-€75k▼ 13.2%€112k▲ 49.4%€136k▲ 21.9%€141k▲ 3.2%
Operating result€-8k-€-8k▲ 2.5%€42k€32k▼ 22.8%€11k▼ 67.0%
Net result€-10k-€-11k▼ 16.1%€37k€25k▼ 33.6%€4k▼ 82.2%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 67% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €275k
Fixed assets
€99k ▼ 25.5%
Current assets
€175k ▲ 3.6%
Equity and liabilities €275k
Equity
€141k ▲ 3.2%
Provisions
€40k =
Debt
€94k ▼ 25.6%
Debt's share of the balance-sheet total falls from 41.6% to 34.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€45k▼
2024 · €66k
Cash flow
€38k▼
2024 · €58k
Current ratio
3.21▲
2024 · 2.61
Debt to equity
0.67▼
2024 · 0.92
ROE
3.1%▼
2024 · 18.0%
ROA
1.6%▼
2024 · 8.1%
Interest coverage
5.47▼
2024 · 5.67
Debt ≤ 1 year
€55k▼
2024 · €65k
Debt > 1 year
€38k▼
2024 · €61k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 56 lines
Balance sheet
Code20242025
Assets
Total assets20/58€303k€275k▼
Fixed assets21/28€133k€99k▼
Tangible fixed assets22/27€133k€99k▼
Plant, machinery and equipment23€5k€4k▼
Furniture and vehicles24€22k€16k▼
Leasing and similar rights25€106k€79k▼
Financial fixed assets28€500€535▲
Current assets29/58€169k€175k▲
Amounts receivable after more than one year29€36k€36k=
Other amounts receivable291€36k€36k=
Amounts receivable within one year40/41€128k€128k▼
Trade receivables40€33k€32k▼
Other amounts receivable41€95k€97k▲
Cash at bank and in hand54/58€5k€5k▲
Deferred charges and accrued income490/1€0€6k▲
Equity and liabilities
Total equity and liabilities10/49€303k€275k▼
Equity10/15€136k€141k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€95k€95k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Tax-exempt reserves132€79k€79k=
Distributable reserves133€10k€10k=
Profit (loss) carried forward14€-20k€-16k▲
Provisions and deferred taxes16€40k€40k=
Deferred taxes168€40k€40k=
Amounts payable17/49€126k€94k▼
Amounts payable after more than one year17€61k€38k▼
Financial debts170/4€61k€38k▼
Amounts payable within one year42/48€65k€55k▼
Current portion of amounts payable after more than one year42€21k€23k▲
Financial debts43€22k€15k▼
Credit institutions430/8€22k€15k▼
Trade debts44€11k€10k▼
Suppliers440/4€11k€10k▼
Taxes, remuneration and social security45€682€1k▲
Taxes450/3€682€1k▲
Other amounts payable47/48€10k€6k▼
Accrued charges and deferred income492/3€0€617▲
Income statement
Code20242025
Non-recurring operating income76A€16k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€34k▲
Other operating charges640/8€34k€26k▼
Gross operating margin9900€100k€71k▼
Operating profit (loss)9901€32k€11k▼
Financial income75/76B€4k€2k▼
Recurring financial income75€4k€2k▼
Financial charges65/66B€12k€8k▼
Recurring financial charges65€12k€8k▼
Profit (loss) for the period before taxes9903€25k€4k▼
Profit (loss) for the period9904€25k€4k▼
Profit (loss) for the period to be appropriated9905€25k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-20k€-16k▲
Profit (loss) brought forward from the previous period14P€-45k€-20k▲
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
05-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Back to profitnet €37k
Net result €37k after 3 loss-making years.
30-09
Financial
Equity above €100kEq €112k ▲49.4%
Equity rises from €75k to €112k.
27-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Weakest financial yearnet €-11k
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
28-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 28 days late
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
02-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 2 days late
2018
26-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
29-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapellen · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Klinkaardstraat 1622950 KapellenGround area
2,109 m²
Building footprint
209 m²
Volume, LiDAR
1,208 m³
Parcel 11023A0518/00K002, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Klinkaardstraat 162, 2950 Kapellen
since 20002.115.817.943
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11023A0518/00K002 | Flanders | 2,109 m² | 1 · 209 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 4 entries · 3,249 EUR awarded · 3,249 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,627 EUR | 1,627 EUR |
| 2024 | 1 | 51 EUR | 51 EUR |
| 2023 | 2 | 1,571 EUR | 1,571 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Subsidies ecologisch en veilig transport (stopgezet)
Similar companies · same sector, comparable size
Janssens Charles en Co
BE 0401.979.678
Dilbeek · Eq €140,617
TRANSAY
BE 0764.602.203
Antwerpen · Eq €140,602
DE BROUWER JOHAN
BE 0456.706.088
Affligem · Eq €140,865
TRANSPORTS DENORME
BE 0725.497.147
Walcourt · Eq €140,897
DALYTRANS
BE 0715.500.110
Ninove · Eq €140,534
Of 12,604 companies in sector 49410 we hold annual accounts for 8,202. 6,378 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded07-04-2000
Fiscal year end31-12
Activities, NACEBEL 2025
49410Freight transport by road
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.