Debts
€38,539 165% of the balance sheet
Financial debts 4%Suppliers 39%Taxes and wages 3%Other 54%
J&M Construct
Overview
Information for creditors
Enterprise Court of Antwerp, Antwerp division · Official Gazette of 12-02-2025Appeal or third-party opposition 27-02-2025Filing the claim in RegSol 08-03-2025First verification report 04-04-2025Late claim 06-02-2026
Trustee: Nathalie Taeymans. The judgment is more than a year old. A claim can no longer be filed, not even late. The trustee knows whether anything will still be paid out.
Lifetime
1 annual account with figurespeak €561 (2022)
€561
lowest -€18,726 (2022)
-€18,726
peak -€15,226 (2022)
-€15,226
€38,539
Board1 name since 2021
1 directorHAMAMAT Hicham
Documentsfilings and deeds
15-07-2024350 days late
2022micro format
Loss of €18,726First year with figures
Key points
from the 2022 annual accounts, the last ones filedNo score
Recent changes
Bankruptcy published
Enterprise Court of Antwerp, Antwerp division · judgment of 06-02-2025 · Bankruptcy
Registered office moved from Kontich to Berchem
New registered office: Morpheusstraat 1, 2600 Berchem · Previous registered office: Drabstraat 177, 2550 Kontich · General meeting of 2023-02 · Gazette deed
Incorporation
Founding capital of €3,500, 100 shares · Founder: HAMAMAT Hicham · Appointment: HAMAMAT Hicham (director) · published on 09-12-2021 · Gazette deed
First establishment
Kapelstraat 43, Hove
Official details
Source: KBO- Status
- In bankruptcydeclared bankrupt on 06-02-2025
- Activity
- General construction of residential buildingsNACE 41001and 5 others
- Establishment unit
- 2.325.363.4792540 Hove, since 07-12-2021
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Annual accounts 2022
- €561
- ≈ €6,800estimated
- €18,726
- -€15,226
- €23,314
- ≈ 0.7 FTEestimated
- Filing
- Filed on 15-07-2024
Insights on J&M Construct
On 6 February 2025 the court declared J&M Construct bankrupt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2022
micro format, filed on 15-07-2024, 350 days late€561
-€18,485
-€18,726
-€21,806
-65.3%
0.43
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €6,800. Estimated: probably between €3,500 and €12,000.
Balance sheet
balance sheet total €23,314 on 31-12-2022What the company ownsHow it is paid for
Position in the sector
-65.3%
Lower than 95% of 7,772 companies in 2022.
0.43
Higher than 7% of 7,549 companies in 2022.
-80.3%
Lower than 95% of 7,616 companies in 2022.
J&M Construct
Middle half of the sector
80% of the sector
Micro accounts in construction of buildings (NACE 41)
Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: bottom quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2022 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
23,314 | |
21/28 |
6,580 | |
22/27 |
6,580 | |
23 |
1,541 | |
25 |
5,039 | |
29/58 |
16,734 | |
40/41 |
16,734 | |
40 |
16,734 | |
| Balance sheet: equity and liabilities | ||
10/49 |
23,314 | |
10/15 |
-15,226 | |
10/11 |
3,500 | |
14 |
-18,726 | |
17/49 |
38,539 | |
42/48 |
38,539 | |
43 |
1,457 | |
430/8 |
1,457 | |
44 |
14,977 | |
440/4 |
14,977 | |
45 |
1,270 | |
450/3 |
1,270 | |
47/48 |
20,836 | |
| Income statement | ||
9900 |
561 | |
62 |
17,734 | |
630 |
1,074 | |
640/8 |
238 | |
9901 |
-18,485 | |
75/76B |
0 | |
75 |
0 | |
65/66B |
241 | |
65 |
241 | |
9903 |
-18,726 | |
9904 |
-18,726 | |
9905 |
-18,726 | |
| Appropriation of the result | ||
9906 |
-18,726 | |
| Document | ||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2022 (PDF), filed on 15-07-2024.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2022 | micro format | 15-07-2024 | 2024-00244677 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2022 |
|---|---|---|
| -17,411 | ||
| -17,652 | ||
| 7,654 | ||
| -21,806 | ||
| -65.3% | ||
| 0.43 | ||
| -80.3% | ||
| -72.17 |
Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2022 |
|---|---|
| Tangible fixed assets | €7,654 |
| €1,074 |
Source: notes to the 2022 annual accounts (statement of fixed assets)
Insights on J&M Construct
Equity is negative. Debt (€38,539) exceeds the balance-sheet total (€23,314).
Board & ownership
Curator
the curator has managed the company since 06-02-2025Last board
1 director, since incorporationDirector (not named in the articles)
appointed by deed of 09-12-2021
term without a fixed end
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “zonder dat hun herroeping recht geeft op enige vergoeding. Bevoegdheden van het bestuursorgaan Het bestuursorgaan mag alle handelingen…”deed of 09-12-2021
Mandates through the years
1 name, the dashed line is todayHAMAMAT Hicham
Director (not named in the articles)
Director (not named in the articles)
BoardBankruptcy 06-02-2025
Mandates as a list
- HAMAMAT Hicham
- Director (not named in the articles), appointed by deed of 09-12-2021, until the bankruptcy of 06-02-2025
Control
Capital
- Contribution
- €3,500
- Shares
- 100
- Contribution per share
- €35
- Equity per share
- -€152 in 2022
- Source
- deed of 09-12-2021
Articles of association
deed of 09-12-2021 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- 30 June at 14:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 09-12-2021 ↗
- HAMAMAT Hicham 100 shares (100%) · €3,500
Network & group
No group
J&M Construct has no parent and no holdings in its annual accounts. HAMAMAT Hicham is the only director. J&M Construct shares no director with another company.
At the same address
Morpheusstraat 1, 2600 Antwerp · 1 other company| Vereniging van Mede-eigenaars van het gebouw Morpheusstraat 1 te Berchem
registered office since 01-08-1995 |
founded in 1995 0831.832.210 |
Timeline
Timeline
5 events since 2021Filings
Establishments
Insolvency
Address
202220242026
2025
Bankruptcy published Enterprise Court of Antwerp, Antwerp division · judgment of 06-02-2025
2024
Annual accounts 2022 filed PDFmicro format · 350 days late
2023
Registered office moved from Kontich to BerchemNew registered office: Morpheusstraat 1, 2600 Berchem · Previous registered office: Drabstraat 177, 2550 Kontich · General meeting of 2023-022 points ▸
- General meeting, 2023-02
- Registered-office move, Morpheusstraat 1, 2600 Berchem
2021
IncorporationFounding capital of €3,500, 100 shares · Founder: HAMAMAT Hicham · Appointment: HAMAMAT Hicham (director) · published on 09-12-20215 points ▸
- Founder, HAMAMAT Hicham
- Founding capital, €3,500, 100 shares
- Registered office clause, Drabstraat 177, 2550 Kontich
- Board rule, 1
- Director appointment, HAMAMAT Hicham (director (not named in the articles))
First establishment Kapelstraat 43, Hove
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
On 7 December 2021, J&M Construct was incorporated as a private limited company by one natural person, with a starting capital of €3,500.12 In 2023 the registered office moved to Berchem.3 HAMAMAT Hicham is director of the company, appointed by deed of 09-12-2021.2 The company was declared bankrupt on 6 February 2025.4
Company details
Identity
- Enterprise number
- 0778.336.512
- VAT number
- BE 0778.336.512
- Legal form
- Private limited company
- Status
- In bankruptcy, since 06-02-2025
- Founded
- 07-12-2021
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- 30 June at 14:00deed of 09-12-2021 (in Dutch)
- Peppol
- Not found in the Peppol Directory
- Name
- J&M Construct in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 09-12-2021 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 09-12-2021 (in Dutch)
Activities
NACEBEL 202541001
General construction of residential buildings main activity
43110
Demolition
43120
Site preparation
43410
Roofing work
Codes under NACEBEL 2008
41201
General construction of buildings main activity
41202
Construction of residential and non-residential buildings
41203
Construction of residential and non-residential buildings
43110
Demolition
43120
Site preparation
43910
Specialised construction activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Algemene bouwonderneming; Algemene bouwinstallaties; Afbraak/sloopwerken; Ruimen van bouwterreinen; Optrekken en afbreken van steigers en…”deed of 09-12-2021 (in Dutch)
20 activities
- Algemene bouwonderneming;
- Algemene bouwinstallaties;
- Afbraak/sloopwerken;
- Ruimen van bouwterreinen;
- Optrekken en afbreken van steigers en werkplatforms;
- Hijs – en hefwerkzaamheden;
- Containerdiensten, verkopen en verhuren van containers, het afvoeren, sorteren en recycleren van sloopmaterialen;
- Renovatiewerken;
- Reinigingsactiviteiten;
- Schoorsteenvegen en het schoonmaken van vuurplaatsen, kachels, ovens, ketels van centrale verwarming, ventilatiekanalen en uitlaatsystemen;
- Voegwerken en tegelwerken;
- Dakwerken;
- Isolatiewerkzaamheden;
- Plaatsen van technieken;
- Grondverzet: graven, ophogen, egaliseren en nivelleren van bouwterreinen, graven van sleuven en geulen, verwijderen van rotsen;
- Verlaging van het grondwaterpeil en drainage van bouwterreinen;
- Aanleggen en onderhouden van tuinen, parken en andere groenvoorzieningen, alsmede van sportvoorzieningen;
- Algemene elektriciteitswerken;
- Algemene loodgieterswerken;
- Alle activiteiten direct en indirect verbonden met het bouwen en verbouwen van residentiele en nietresidentiele panden.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Morpheusstraat 1 registered office 2600 Antwerp | ||
| Kapelstraat 43 2540 Hove | 07-12-2021 | 2.325.363.479 |
1 former office
- Drabstraat 177, 2550 Kontich until 20-02-2023 · deed of 20-04-2023
Buildings and parcels at the addresses
- Ground area
- 437 m²
- Buildings
- 300 m²
- Volume, LiDAR
- 2,916 m³
- Tallest building
- 13.4 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 11021A0243/00Y000 | 282 m² | 1 · 145 m² | 9.9 m · 3 |
| 11302A0049/00K011 | 156 m² | 1 · 156 m² | 13.4 m · 4 |