J&M Construct
Open bankruptcyA bankruptcy procedure is open for J&M Construct according to publications in the Belgian State Gazette; curator: NATHALIE TAEYMANS.
Summary
The 2022 annual accounts show negative equity (-€15,226) and a net result of -€18,726.
Are you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Enterprise Court of Antwerp, Antwerp division
- Declared bankrupt
- 6 February 2025
- Supervising judge
- Frieda Seghers
- Official Gazette
- 12-02-2025 (pdf) ↗search the document for 2025/105962
Curator
- Nathalie TaeymansCuylitsstraat 48, 2018 Antwerpen 1nathaliet@dilaw.be
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
Deadlines: the judgment sets the last day to file your claim, by law at most thirty days after the judgment, and the day of the first verification report. Both dates are in the publication in the Official Gazette and in RegSol; Checked does not read them yet. A late claim is sometimes still possible, but not without consequences.
File a claim in RegSol ↗
Watch
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help. Full guide for creditors
Signals
Two signals.
+raises risk
Checked, nothing found (1)
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Is the registered address a letterbox address or a business centre?Address check Are there other customers at risk in your own list?Debtor check How is the General construction of residential buildings sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2022, micro schema
Equity
-€15,226
Total assets
€23,314
Net result
-€18,726
Working capital
-€21,806
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €23,314
Fixed assets
€6,580
Current assets
€16,734
Key figures and ratios
EBITDA
-€17,411
Cash flow
-€17,652
Solvency
-65.3%
Current ratio
0.43
Debt to equity
-2.53
ROA
-80.3%
Interest coverage
-72.17
Debt
€38,539
Debt ≤ 1 year
€38,539
Staff costs
€17,734
Annual accounts
| Line | 2022 |
|---|---|
| Remuneration, social security and pensions62 | €17,734 |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,074 |
| Other operating charges640/8 | €238 |
| Gross operating margin9900 | €561 |
| Operating profit (loss)9901 | -€18,485 |
| Financial income75/76B | €0 |
| Recurring financial income75 | €0 |
| Financial charges65/66B | €241 |
| Recurring financial charges65 | €241 |
| Profit (loss) for the period before taxes9903 | -€18,726 |
| Profit (loss) for the period9904 | -€18,726 |
| Profit (loss) for the period to be appropriated9905 | -€18,726 |
| Line | 2022 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €23,314 | |
| Fixed assets21/28 | €6,580 | |
| Tangible fixed assets22/27 | €6,580 | |
| Plant, machinery and equipment23 | €1,541 | |
| Leasing and similar rights25 | €5,039 | |
| Current assets29/58 | €16,734 | |
| Amounts receivable within one year40/41 | €16,734 | |
| Trade receivables40 | €16,734 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €23,314 | |
| Equity10/15 | -€15,226 | |
| Contributions10/11 | €3,500 | |
| Profit (loss) carried forward14 | -€18,726 | |
| Amounts payable17/49 | €38,539 | |
| Amounts payable within one year42/48 | €38,539 | |
| Financial debts43 | €1,457 | |
| Credit institutions430/8 | €1,457 | |
| Trade debts44 | €14,977 | |
| Suppliers440/4 | €14,977 | |
| Taxes, remuneration and social security45 | €1,270 | |
| Taxes450/3 | €1,270 | |
| Other amounts payable47/48 | €20,836 | |
| Line | 2022 |
|---|---|
| Profit (loss) for the period9904 | -€18,726 |
| + Depreciation and write-downs630 | €1,074 |
| Operating cash flow (approximation) | -€17,652 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
12-02
Bankruptcy
Opening
Ondernemingsrechtbank Antwerpen, afdeling Antwerpen · event 06-02-2025
2024
15-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 350 days late
SignalNBB filing
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2021
Ground area
437 m²
Building footprint
300 m²
Volume, LiDAR
2,916 m³
2 parcels, Flanders · tallest building 13.4 m, ±4 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
J&M Construct
since 20212.325.363.479
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11021A0243/00Y000 | Flanders | 282 m² | 1 · 145 m² | 9.9 m · 3 fl. |
| 11302A0049/00K011 | Flanders | 156 m² | 1 · 156 m² | 13.4 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | NATHALIE TAEYMANS CUYLITSSTRAAT 48,
2018 ANTWERPEN 1 |
06-02-2025 → present |
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 29,787 companies in sector 41001 we hold annual accounts for 16,039. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-12-2021
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
43110Demolition
43120Site preparation
43410Roofing work
Scores and ratios are computed by Checked and are not a credit decision.