J&L CONCEPT
The computed 12-month bankruptcy probability of J&L CONCEPT is 0.9% (low). The 2025 annual accounts show equity of €15k and a net result of €-55k. Its solvency ranks better than 24% of 1338 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €15k |
| Net result | €-55k |
| Better than sector | 24% |
| Active | 2 yrs |
Fragile profile, watch profitability in particular.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
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See plans →| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 1.6% | 22.9% | |
| Net result | €-55k | €10k | |
| Equity | €15k | €44k | |
| Gross operating margin | €-13k | €40k | |
| Total assets | €936k | €292k |
| Fiscal year | 2025 |
|---|---|
| Revenue | - |
| EBITDA | €-25k |
| Net profit | €-55k |
| Cash flow | €-54k |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €936k |
| Equity | €15k |
| Debt | €921k |
| of which ≤ 1y | €745k |
| of which > 1y | €175k |
| Working capital | €184k |
| Employees (FTE) | - |
| 2025 | |
|---|---|
| Current ratio | 1.25 |
| Quick ratio | 0.12 |
| Working capital ratio | 19.6% |
| Solvency | 1.6% |
| Debt / equity | 60.64 |
| Long-term debt ratio | 11.55 |
| Interest coverage | -0.86 |
| Gross margin | - |
| Net margin | - |
| ROA | -5.9% |
| ROE | -361.0% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €936k |
| Fixed assets | 21/28 | €5k |
| Formation expenses | 20 | €2k |
| Tangible fixed assets | 22/27 | €3k |
| Financial fixed assets | 28 | €2k |
| Current assets | 29/58 | €929k |
| Stocks & contracts in progress | 3 | €836k |
| Amounts receivable within one year | 40/41 | €46k |
| Cash & bank | 54/58 | €45k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €936k |
| Equity | 10/15 | €15k |
| Contributions / capital | 10/11 | €70k |
| Accumulated profits (losses) | 14 | €-55k |
| Amounts payable | 17/49 | €921k |
| Amounts payable after one year | 17 | €175k |
| Amounts payable within one year | 42/48 | €745k |
| Trade debts payable within one year | 44 | €42k |
| Income statement | ||
| Gross operating margin | 9900 | €-13k |
| Operating result | 9901 | €-26k |
| Financial income | 75 | €146 |
| Financial charges | 65 | €29k |
| Result before taxes | 9903 | €-55k |
| Net result for the period | 9904 | €-55k |
| Result to be appropriated | 9905 | €-55k |
| NACE primary | Real estate activities(68121) |
| Legal form | Private limited company(610) |
| Incorporation | 06-02-2024 |
| Status | Active |
| Postal code | 8470 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35005B0855/00C000 | Flanders | 1,248 m² | 1 · 191 m² | 12.1 m · 1 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
08-02-2024 Publication in the Belgian Official Gazette, Minor change
Technical details
{
"notary": {
"name": "Justin VANDEPUTTE",
"firm_city": null,
"firm_name": null,
"office_city": "Menen",
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2024-02-08",
"filing_date": "2024-02-06",
"act_kind_objet": "OPRICHTING"
},
"decision": {
"body": "notarieel_alleen",
"date": "2024-02-05",
"unanimous": null
},
"agm_change": null,
"detected_kind": "other_address_change",
"other_address": null,
"mandate_renewal": {
"period_end": null,
"mandate_kind": "bestuurder",
"period_start": null,
"remuneration_eur": null,
"remuneration_kind": "gratuit",
"person_or_entity_kbo": "0690.897.346",
"person_or_entity_name": "AJ ELEKTRO"
},
"subject_company": {
"kbo": "1005.655.319",
"name_full": "J\u0026L CONCEPT",
"legal_form": "BV"
},
"accounts_deposit": {
"filing_kind": null,
"fiscal_year_end": "2025-09-30",
"filing_reference": null
},
"publication_proxy": {
"kind": "none",
"org_kbo": null,
"org_name": null,
"person_name": null,
"org_rep_person_name": null
},
"co_filed_documents": [
"uitgifte van de oprichtingsakte",
"tekst der statuten"
],
"fiscal_year_change": null,
"liquidation_closure": null,
"officer_designation": null,
"special_procuration": {
"grantee_kbo": "0538.836.483",
"grantee_name": "VANHEE ACCOUNTING \u0026 CONSULTING",
"grantor_name": null,
"scope_summary": "Volmacht verleend aan de vennootschap om te vertegenwoordigen tegenover overheidsdiensten (financi\u00EBn, belastingen), het ondernemingsloket, de sociale verzekeringskas en voor het digitale aandelenregister eStox, met mogelijkheid tot indeplaatsstelling.",
"monetary_cap_eur": null,
"scope_categories": [
"tax",
"personnel",
"other"
],
"termination_clause": null,
"substitution_allowed": true
},
"is_volet_a_only_stub": false,
"vakbekwaamheid_change": null,
"should_reroute_to_category": null,
"single_shareholder_declaration": null
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | J&L CONCEPT |
| AbbreviationNL | JLC |