J.L.C
ActiveJ.L.C has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.37M and a net result of €8k. Equity is growing by ~18.7% per year across the filed fiscal years. Its solvency ranks better than 93% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
65
/ 100
Healthy▼ -35 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability1▼-99
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €220k at 30 days acceptable
Liquidity ample (current ratio 11.89 against 35.53 in 2024), and 5.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.4%
Return on assets
0.2%
Age of the figures
11 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 04-05-2026, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
4 d late
2024
78 d early
2023
on the day
2022
9 d late
2021
9 d late
2020
2 d early
2019
19 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€3.37M▼ 11.7%
2024 · €3.82M
2018: €1.06M
2019: €1.30M
2020: €1.56M
2021: €1.79M
2022: €2.14M
2023: €2.54M
2024: €3.82M
2018 → 2025
Total assets
€3.57M▼ 8.3%
2024 · €3.89M
2018: €1.42M
2019: €1.61M
2020: €1.90M
2021: €2.10M
2022: €2.43M
2023: €2.85M
2024: €3.89M
2018 → 2025
Net result
€8k▼ 99.5%
2024 · €1.83M
2018: €212k
2019: €248k
2020: €260k
2021: €346k
2022: €353k
2023: €394k
2024: €1.83M
2018 → 2025
Working capital
€2.17M▼ 15.6%
2024 · €2.57M
2018: €55k
2019: €265k
2020: €519k
2021: €742k
2022: €1.08M
2023: €1.49M
2024: €2.57M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.79M-€2.14M▲ 19.7%€2.54M▲ 18.4%€3.82M▲ 50.6%€3.37M▼ 11.7%
Operating result€153k-€124k▼ 19.0%€176k▲ 41.4%€169k▼ 3.8%€-8k
Net result€346k-€353k▲ 1.9%€394k▲ 11.8%€1.83M▲ 364%€8k▼ 99.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €8k after €169k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.57M
Fixed assets
€1.21M▼ 3.8%
Current assets
€2.37M▼ 10.4%
Equity and liabilities €3.57M
Equity
€3.37M▼ 11.7%
Debt
€200k▲ 166%
The debt ratio rises from 1.9% to 5.6%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-3k▼
2024 · €177k
Cash flow
€13k▼
2024 · €1.84M
Solvency
94.4%▼
2024 · 98.1%
Current ratio
11.89▼
2024 · 35.53
Quick ratio
11.89▼
2024 · 35.53
Debt / equity
0.06▲
2024 · 0.02
ROE
0.2%▼
2024 · 47.9%
ROA
0.2%▼
2024 · 47.0%
Interest coverage
-2.04▼
2024 · 7.98
Debt
€200k▲
2024 · €75k
Debt ≤ 1 year
€199k▲
2024 · €74k
Income taxes
€-12k▼
2024 · €57k
Staff costs
€169k▲
2024 · €61k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.89M€3.57M▼
Fixed assets21/28€1.25M€1.21M▼
Tangible fixed assets22/27€48k€844▼
Land and buildings22€42k-
Plant, machinery and equipment23€1k-
Furniture and vehicles24€5k€627▼
Other tangible fixed assets26€415€217▼
Financial fixed assets28€1.20M€1.20M=
Current assets29/58€2.64M€2.37M▼
Amounts receivable within one year40/41€5k€12k▲
Trade receivables40€217€8k▲
Other amounts receivable41€5k€4k▼
Current investments50/53€1.00M€2.18M▲
Cash at bank and in hand54/58€1.63M€168k▼
Deferred charges and accrued income490/1€8k€5k▼
Equity and liabilities
Total equity and liabilities10/49€3.89M€3.57M▼
Equity10/15€3.82M€3.37M▼
Contributions10/11€19k€19k=
Reserves13€1.81M€3.34M▲
Non-distributable reserves130/1€2k€2.18M▲
Reserves not available under the articles1311€2k€2.18M▲
Distributable reserves133€1.81M€1.16M▼
Profit (loss) carried forward14€1.99M€9k▼
Amounts payable17/49€75k€200k▲
Amounts payable within one year42/48€74k€199k▲
Financial debts43€17k-
Credit institutions430/8€17k-
Trade debts44€3k€74k▲
Suppliers440/4€3k€74k▲
Taxes, remuneration and social security45€55k€68k▲
Taxes450/3€32k€39k▲
Remuneration and social security454/9€22k€29k▲
Other amounts payable47/48-€57k
Accrued charges and deferred income492/3€960€876▼
Income statement
Code20242025
Non-recurring operating income76A-€376
Remuneration, social security and pensions62€61k€169k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€5k▼
Other operating charges640/8€3k€3k▼
Gross operating margin9900€241k€168k▼
Operating profit (loss)9901€169k€-8k▼
Financial income75/76B€1.74M€6k▼
Recurring financial income75€1.74M€6k▼
Financial charges65/66B€22k€2k▼
Recurring financial charges65€22k€2k▼
Non-recurring financial charges66B€183-
Profit (loss) for the period before taxes9903€1.89M€-3k▼
Income taxes67/77€57k€-12k▼
Profit (loss) for the period9904€1.83M€8k▼
Profit (loss) for the period to be appropriated9905€1.83M€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.99M€2.00M▲
Profit (loss) brought forward from the previous period14P€163k€1.99M▲
Transfer from equity791/2€547k€455k▼
Transfer to equity691/2-€1.99M
To other reserves6921-€1.99M
Profit to be distributed694/7€547k€455k▼
Return on contributions (dividend)694€547k€455k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 4 days late
2025
30-09
Financial
Weakest financial yearnet €8k ▼99.5%
Net result drops to €8k, the lowest in the series.
11-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Highest result since 2018net €1.83M ▲364%
Net result €1.83M, the highest in the series.
30-09
Financial
Liquidity doublescurrent ratio 35.53
Current ratio from 15.29 to 35.53; short-term debt falls from €104k to €74k.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
09-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 9 days late
2022
30-09
Financial
Equity above €2MEq €2.14M ▲19.7%
5 profitable years in a row build equity to €2.14M.
09-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 9 days late
2021
28-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
19-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 19 days late
2019
30-09
Financial
Liquidity triplescurrent ratio 3.72
Current ratio from 1.36 to 3.72; short-term debt falls from €155k to €97k.
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 2 days late
2017
19-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kerrebroek 529850 DeinzeGround area
6,487 m²
Building footprint
997 m²
Volume, LiDAR
9,251 m³
2 parcels, Flanders · tallest building 27.5 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
J.L.C.
since 20102.197.311.405
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44049C0163/00B003 | Flanders | 3,426 m² | 1 · 707 m² | 8.7 m · 2 fl. |
| 44502C0483/00C006 | Flanders | 3,061 m² | 1 · 291 m² | 27.5 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CARDINAL
BE 0443.206.262
Waregem · Eq €3.37M
AD-connect
BE 0898.742.216
Aartselaar · Eq €3.37M
VA Solutions
BE 0883.272.991
Sankt Vith · Eq €3.37M
Square Real Estate
BE 0432.483.210
Gent · Eq €3.37M
IncaF
BE 0880.834.036
Maarkedal · Eq €3.36M
Of 82,241 companies in sector 70200 we hold annual accounts for 52,386. 14,646 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-12-2010
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:09.380.43.43