DELUCI
ActiveDELUCI has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €971k and a net result of €232k. Equity is growing by ~7.8% per year across the filed fiscal years. Its solvency ranks better than 82% of 4827 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▼-1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €85k at 30 days acceptable
Liquidity ample (current ratio 3.74 against 3.59 in 2024; short-term debt: 22.5% and cash: 37.1% of total assets), and 23.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.8%
Return on assets
18.4%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
15 d early
2023
20 d late
2022
23 d late
2021
29 d late
2020
31 d late
2019
87 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€232k▼ 3.4%
2024 · €240k
2018: €11k
2019: €134k
2020: €366k
2021: €469k
2022: €301k
2023: €300k
2024: €240k
2018 → 2025
Working capital
€779k▲ 9.6%
2024 · €711k
2018: €677k
2019: €684k
2020: €887k
2021: €1.02M
2022: €1.17M
2023: €1.35M
2024: €711k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.30M-€1.45M▲ 11.7%€1.60M▲ 10.4%€939k▼ 41.3%€971k▲ 3.4%
Operating result€578k-€475k▼ 17.9%€384k▼ 19.3%€314k▼ 18.0%€311k▼ 1.2%
Net result€469k-€301k▼ 35.7%€300k▼ 0.4%€240k▼ 20.0%€232k▼ 3.4%
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 1% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.26M
Fixed assets
€200k▼ 15.6%
Current assets
€1.06M▲ 7.9%
Equity and liabilities €1.26M
Equity
€971k▲ 3.4%
Provisions
€8k▼ 9.8%
Debt
€284k▲ 3.5%
The debt ratio stays at 22.5%.
Key figures and ratios
EBITDA
€355k▼
2024 · €363k
Cash flow
€276k▼
2024 · €289k
Solvency
76.8%▲
2024 · 76.8%
Current ratio
3.74▲
2024 · 3.59
Quick ratio
3.40▲
2024 · 3.31
Debt / equity
0.29▲
2024 · 0.29
ROE
23.9%▼
2024 · 25.6%
ROA
18.4%▼
2024 · 19.6%
Interest coverage
70.82▲
2024 · 67.07
Debt
€284k▲
2024 · €275k
Debt ≤ 1 year
€284k▲
2024 · €275k
Income taxes
€83k▼
2024 · €86k
Staff costs
€168k▼
2024 · €263k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.22M€1.26M▲
Fixed assets21/28€237k€200k▼
Tangible fixed assets22/27€237k€200k▼
Land and buildings22€207k€178k▼
Plant, machinery and equipment23€7k€9k▲
Furniture and vehicles24€23k€13k▼
Financial fixed assets28€62€62=
Current assets29/58€986k€1.06M▲
Stocks and contracts in progress3€77k€97k▲
Stocks30/36€77k€97k▲
Amounts receivable within one year40/41€490k€471k▼
Trade receivables40€470k€402k▼
Other amounts receivable41€20k€70k▲
Cash at bank and in hand54/58€386k€469k▲
Deferred charges and accrued income490/1€33k€26k▼
Equity and liabilities
Total equity and liabilities10/49€1.22M€1.26M▲
Equity10/15€939k€971k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€34k€31k▼
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Tax-exempt reserves132€28k€25k▼
Profit (loss) carried forward14€843k€878k▲
Provisions and deferred taxes16€9k€8k▼
Deferred taxes168€9k€8k▼
Amounts payable17/49€275k€284k▲
Amounts payable within one year42/48€275k€284k▲
Financial debts43€34k€38k▲
Credit institutions430/8€34k€38k▲
Trade debts44€193k€207k▲
Suppliers440/4€193k€207k▲
Taxes, remuneration and social security45€48k€37k▼
Taxes450/3€17k€21k▲
Remuneration and social security454/9€31k€15k▼
Other amounts payable47/48-€3k
Income statement
Code20242025
Non-recurring operating income76A€28k-
Remuneration, social security and pensions62€263k€168k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€49k€44k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€6k-
Other operating charges640/8€5k€5k▲
Gross operating margin9900€637k€528k▼
Operating profit (loss)9901€314k€311k▼
Financial income75/76B€16k€9k▼
Recurring financial income75€16k€9k▼
Financial charges65/66B€5k€5k▼
Recurring financial charges65€5k€5k▼
Profit (loss) for the period before taxes9903€325k€314k▼
Transfer from deferred taxes780€909€909=
Income taxes67/77€86k€83k▼
Profit (loss) for the period9904€240k€232k▼
Transfer from tax-exempt reserves789€3k€3k=
Profit (loss) for the period to be appropriated9905€243k€235k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.74M€1.08M▼
Profit (loss) brought forward from the previous period14P€1.50M€843k▼
Profit to be distributed694/7€900k€200k▼
Return on contributions (dividend)694€900k€200k▼
Social balance
Average headcount (FTE)90873.8-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 28 days late
2025
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 20 days late
2023
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 23 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 29 days late
2021
31-12
Financial
Highest result since 2018net €469k ▲28%
Operating result €578k, net result €469k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-12
Financial
Equity above €1MEq €1.07M ▲25.2%
3 profitable years in a row build equity to €1.07M.
26-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 87 days late
2019
07-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 68 days late
2018
11-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 42 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kerrebroek 529850 DeinzeGround area
3,426 m²
Building footprint
707 m²
Volume, LiDAR
4,873 m³
Parcel 44049C0163/00B003, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DELUCI
since 20002.054.730.610
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44049C0163/00B003 | Flanders | 3,426 m² | 1 · 707 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 1,960 EUR awarded · 1,960 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,960 EUR | 1,960 EUR |
Schemes
Retroactieve investeringspremie voor eigenaars van zonnepanelen na afschaffing van terugdraaiende teller
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Of 679 companies in sector 46494 we hold annual accounts for 530. 378 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded08-10-1991
Fiscal year end31-12
Activities, NACEBEL
46150Agents in the wholesale of furniture, household goods and hardware
46494Wholesale of non-electrical household articles
51150
51471
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.