J&K
J&K has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €219k and a net result of €40k. Equity is growing by ~22.3% per year across the filed fiscal years. Its solvency ranks better than 48% of 41 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
| Equity | €219k |
| Net result | €40k |
| Staff (FTE) | 5.5 |
| Better than sector | 48% |
Strong profile, led by stability.
All 5 axes are computed from data Checked has read.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 30.3% | 31.6% | |
| Net result | €40k | €59k | |
| Equity | €219k | €231k | |
| Gross operating margin | €288k | €394k | |
| Staff costs | €147k | €176k |
Figures by fiscal year and ratios
| Fiscal year | 2025 Δ | 2024 Δ | 2023 Δ | 2022 Δ |
|---|---|---|---|---|
| Deposit | abbreviated schema | abbreviated schema | abbreviated schema | abbreviated schema |
| Revenue | - | - | - | - |
| EBITDA | -22.1% | +39.0% | +18.2% | - |
| Net profit | -2.6% | +104.5% | +57.6% | - |
| Cash flow | -13.6% | +36.6% | +15.0% | - |
| Staff costs | -4.1% | -8.9% | -10.1% | - |
| Income taxes | -31.3% | +161.5% | +31.4% | - |
| Dividends | - | - | - | - |
| Total assets | +13.8% | +5.0% | -0.2% | - |
| Equity | +22.5% | +27.2% | +16.8% | - |
| Debt | +10.4% | -1.7% | -4.3% | - |
| of which ≤ 1y | +10.7% | +30.2% | -10.1% | - |
| of which > 1y | 0.0% | -88.2% | +15.7% | - |
| Working capital | +57.4% | -17.3% | +36.4% | - |
| Employees (FTE) | -16.7% | -15.4% | 0.0% | - |
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Current ratio | 0.86 | 0.63 | 0.59 | 0.41 |
| Quick ratio | 0.72 | 0.61 | 0.54 | 0.34 |
| Working capital ratio | -9.7% | -26.0% | -23.2% | -36.5% |
| Solvency | 30.3% | 28.1% | 23.2% | 19.8% |
| Debt / equity | 2.30 | 2.56 | 3.31 | 4.04 |
| Long-term debt ratio | 0.07 | 0.08 | 0.89 | 0.90 |
| Interest coverage | 25.46 | 9.09 | 6.33 | 6.65 |
| Gross margin | - | - | - | - |
| Net margin | - | - | - | - |
| ROA | 5.6% | 6.5% | 3.3% | 2.1% |
| ROE | 18.4% | 23.1% | 14.4% | 10.6% |
| EBITDA margin | - | - | - | - |
| Days sales outstanding | - | - | - | - |
| Days payable outstanding | - | - | - | - |
| Inventory turnover | - | - | - | - |
| Days inventory (DSI) | - | - | - | - |
Full annual accounts (27 line items)
| Line item | Code | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Balance sheet, Assets | |||||
| TOTAL ASSETS | 20/58 | €725k | €637k | €607k | €607k |
| Fixed assets | 21/28 | €302k | €356k | €407k | €451k |
| Formation expenses | 20 | €2k | €3k | - | - |
| Intangible fixed assets | 21 | €0 | €0 | €2k | €3k |
| Tangible fixed assets | 22/27 | €296k | €350k | €400k | €442k |
| Financial fixed assets | 28 | €6k | €6k | €6k | €6k |
| Current assets | 29/58 | €420k | €278k | €199k | €157k |
| Stocks & contracts in progress | 3 | €68k | €8k | €14k | €28k |
| Amounts receivable within one year | 40/41 | €180k | €139k | €120k | €102k |
| Cash & bank | 54/58 | €107k | €65k | €66k | €27k |
| Balance sheet, Equity & liabilities | |||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €725k | €637k | €607k | €607k |
| Equity | 10/15 | €219k | €179k | €141k | €121k |
| Contributions / capital | 10/11 | €75k | €75k | €75k | €75k |
| Reserves | 13 | €138k | €104k | €66k | €46k |
| Accumulated profits (losses) | 14 | €7k | €306 | - | - |
| Amounts payable | 17/49 | €505k | €458k | €466k | €487k |
| Amounts payable after one year | 17 | €15k | €15k | €126k | €109k |
| Amounts payable within one year | 42/48 | €490k | €443k | €340k | €378k |
| Trade debts payable within one year | 44 | €200k | €80k | €96k | €97k |
| Income statement | |||||
| Gross operating margin | 9900 | €288k | €352k | €282k | €321k |
| Operating result | 9901 | €59k | €79k | €46k | €32k |
| Financial income | 75 | €0 | €485 | €173 | €762 |
| Financial charges | 65 | €5k | €17k | €18k | €14k |
| Result before taxes | 9903 | €54k | €62k | €28k | €19k |
| Income taxes | 67/77 | €14k | €21k | €8k | €6k |
| Net result for the period | 9904 | €40k | €41k | €20k | €13k |
| Result to be appropriated | 9905 | €40k | €41k | €20k | €13k |
-
Yattou YamalDirectorState Gazette act 23070884 (31-05-2023)Current31-05-2023 → present
-
El Jafoufi AbdelhamidDirectorState Gazette act 23064580 (15-05-2023)Current15-05-2023 → present
2 events
- 23-11-2023 Resigned· Non-statutory director
- 15-05-2023 Appointed· Director
Historic, not recently confirmed (7)
-
Ouafa ChoualBestuurder, gedelegeerd bestuurderState Gazette act 17141656 (06-10-2017)Not recently confirmedlast confirmed in an act from 2017
-
Conte ZakariaDirectorState Gazette act 17057727 (24-04-2017)Not recently confirmedlast confirmed in an act from 2017
2 events
- 19-04-2022 Resigned· Director
- 24-04-2017 Appointed· Director
-
El Jafoufi AgdelhamidDirectorState Gazette act 17040823 (17-03-2017)Not recently confirmedlast confirmed in an act from 2017
-
Abelhakim JabbanRaad van bestuurState Gazette act 17024406 (14-02-2017)Not recently confirmedlast confirmed in an act from 2017
-
Mohamed YattouRaad van bestuurState Gazette act 17024406 (14-02-2017)Not recently confirmedlast confirmed in an act from 2017
Former directors (8)
-
Bram DebusschereDirectorState Gazette act 22049158 (19-04-2022)Former19-04-2022 → 31-05-2023
2 events
- 31-05-2023 Resigned· Director
- 19-04-2022 Appointed· Director
-
Jafoufi AbdelhamidDirectorState Gazette act 21097707 (13-08-2021)Former- → 13-08-2021
-
Iman FadisDirectorState Gazette act 18133845 (04-09-2018)Former04-09-2018 → 18-02-2019
2 events
- 18-02-2019 Resigned· Director
- 04-09-2018 Appointed· Director
-
Yattou MohammedDirectorState Gazette act 18133845 (04-09-2018)Former- → 04-09-2018
-
Jamal YattouManaging directorState Gazette act 16112673 (09-08-2016)Former09-08-2016 → 06-10-2017
2 events
- 06-10-2017 Resigned· Bestuurder, gedelegeerd bestuurder
- 09-08-2016 Appointed· Managing director
| NACE primary | Artisanal bread and fresh pastry making(10712) |
| Legal form | Public limited company(014) |
| Incorporation | 02-07-2009 |
| Status | Active |
| Postal code | 2600 |
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11302A0067/00Y002 | Flanders | 404 m² | 1 · 404 m² | 10.8 m · 1 fl. |
| 11803C0017/00D000 | Flanders | 298 m² | 1 · 297 m² | 29.2 m · 9 fl. |
| 11313B0848/00G015 | Flanders | 263 m² | 1 · 271 m² | 11.4 m · 1 fl. |
We know of 17 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
23-11-2023 Abdelhamid El Jafoufi resigns as non-statutory director
- Abdelhamid El Jafoufi, Niet-statutair bestuurder
Technical details
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}31-05-2023 1 director appointed, 1 resigning
- Yattou Yamal, Bestuurder
- Bram Debusschere, Bestuurder
Technical details
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}15-05-2023 El Jafoufi Abdelhamid appointed as director
- El Jafoufi Abdelhamid, Bestuurder
Technical details
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}19-04-2022 1 director appointed, 1 resigning
- Bram Debusschere, Bestuurder
- Zakaria Conte, Bestuurder
Technical details
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}13-08-2021 Jafoufi Abdelhamid resigns as director
- Jafoufi Abdelhamid, Bestuurder
Technical details
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}18-02-2019 Iman Fadis resigns as director
- Iman Fadis, Bestuurder
Technical details
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}04-09-2018 1 director appointed, 2 resigning
- Iman Fadis, Bestuurder
- Yattou Mohammed, Bestuurder
- Yattou Youssef, Bestuurder
Technical details
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}06-10-2017 1 director appointed, 1 resigning
- Ouafa Choual, Bestuurder, gedelegeerd bestuurder
- Jamal Yattou, Bestuurder, gedelegeerd bestuurder
Technical details
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}22-08-2017 3 resigning
- Carime Yattou, Bestuurder
- Abelhakim Jabbari, Bestuurder
- Al Mazyani Fatiha, Bestuurder
Technical details
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}24-04-2017 2 directors appointed
- Conte Zakaria, Bestuurder
- Al Mazyani Fatiha, Bestuurder
Technical details
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}17-03-2017 El Jafoufi Agdelhamid appointed as director
- El Jafoufi Agdelhamid, Bestuurder
Technical details
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}14-02-2017 4 directors appointed
- Carime Yattou, Raad van bestuur
- Mohamed Yattou, Raad van bestuur
- Abelhakim Jabban, Raad van bestuur
- Youssef Yattou, Raad van bestuur
Technical details
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}09-08-2016 2 directors appointed
- Jamal Yattou, Gedelegeerd bestuurder
- Oufa Choual, Gedelegeerd bestuurder
Technical details
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}| Legal nameNL | J&K |