J.J VOSKHOD & PARTNERS
ActiveSummary
J.J VOSKHOD & PARTNERS has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-63k) and a net result of €-33k. Equity is shrinking by ~32.8% per year across the filed fiscal years. Its solvency ranks better than 5% of 3480 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
28
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.03 against 0.17 in 2024; short-term debt: 227.7% and cash: 0.3% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-127.7%
Return on assets
-66.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-63k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
50 d early
2024
14 d late
2023
26 d late
2022
31 d late
2021
80 d late
2020
31 d late
2019
61 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-63k▼ 108%
2024 · €-31k
2018: €28k
2019: €57k
2020: €58k
2021: €101k
2022: €49k
2023: €6k
2024: €-31k
2018 → 2025
Total assets
€50k▼ 44.3%
2024 · €89k
2018: €92k
2019: €112k
2020: €205k
2021: €127k
2022: €65k
2023: €119k
2024: €89k
2018 → 2025
Net result
€-33k▲ 11.2%
2024 · €-37k
2018: €47k
2019: €47k
2020: €2k
2021: €48k
2022: €-52k
2023: €-43k
2024: €-37k
2018 → 2025
Working capital
€-110k▼ 11.2%
2024 · €-99k
2018: €36k
2019: €59k
2020: €54k
2021: €88k
2022: €2k
2023: €-86k
2024: €-99k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€101k-€49k▼ 51.5%€6k▼ 86.8%€-31k€-63k▼ 108%
Operating result€-3k-€-47k▼ 1,291%€-42k▲ 10.8%€-37k▲ 13.3%€-33k▲ 10.4%
Net result€48k-€-52k€-43k▲ 18.3%€-37k▲ 13.2%€-33k▲ 11.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €33k in 2025 against €37k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €50k
Fixed assets
€46k ▼ 32.1%
Current assets
€3k ▼ 84.2%
Key figures and ratios
EBITDA
€-10k▲
2024 · €-13k
Cash flow
€-10k▲
2024 · €-13k
Solvency
-127.7%▼
2024 · -34.3%
Current ratio
0.03▼
2024 · 0.17
Debt to equity
-1.78▲
2024 · -3.92
ROA
-66.2%▼
2024 · -41.6%
Interest coverage
-42.37▲
2024 · -49.96
Debt
€113k▼
2024 · €120k
Debt ≤ 1 year
€113k▼
2024 · €120k
Income taxes
€-45▼
2024 · €282
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet
Code20242025
Assets
Total assets20/58€89k€50k▼
Fixed assets21/28€68k€46k▼
Tangible fixed assets22/27€68k€46k▼
Land and buildings22€35k€30k▼
Plant, machinery and equipment23€114€0▼
Furniture and vehicles24€33k€16k▼
Current assets29/58€21k€3k▼
Amounts receivable within one year40/41€20k€2k▼
Trade receivables40€2k€2k▼
Other amounts receivable41€18k€265▼
Cash at bank and in hand54/58€76€155▲
Deferred charges and accrued income490/1€451€1k▲
Equity and liabilities
Total equity and liabilities10/49€89k€50k▼
Equity10/15€-31k€-63k▼
Contributions10/11€19k€19k=
Reserves13€55k€55k=
Distributable reserves133€55k€55k=
Profit (loss) carried forward14€-104k€-137k▼
Amounts payable17/49€120k€113k▼
Amounts payable within one year42/48€120k€113k▼
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€282€117▼
Taxes450/3€282€117▼
Other amounts payable47/48€117k€112k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€23k▼
Other operating charges640/8€536€387▼
Gross operating margin9900€-12k€-9k▲
Operating profit (loss)9901€-37k€-33k▲
Financial charges65/66B€253€230▼
Recurring financial charges65€253€230▼
Profit (loss) for the period before taxes9903€-37k€-33k▲
Income taxes67/77€282€-45▼
Profit (loss) for the period9904€-37k€-33k▲
Profit (loss) for the period to be appropriated9905€-37k€-33k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-104k€-137k▼
Profit (loss) brought forward from the previous period14P€-67k€-104k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
14-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 14 days late
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Weakest financial yearnet €-52k ▼209%
Net result drops to €-52k, the lowest in the series; recovery starts the following year.
19-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 80 days late
2021
31-12
Financial
Highest result since 2018net €48k ▲1933%
Net result €48k, the highest in the series.
31-12
Financial
Liquidity quadruplescurrent ratio 4.98
Current ratio from 1.39 to 4.98; short-term debt falls from €138k to €22k.
31-12
Financial
Equity above €100kEq €101k ▲73.5%
4 profitable years in a row build equity to €101k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
14-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 14 days late
2018
16-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 16 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lubbeek · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Meenselstraat(BIN) 1213211 LubbeekGround area
2,594 m²
Building footprint
158 m²
Volume, LiDAR
994 m³
Parcel 24012A0048/00L000, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
J.J. VOSKHOD & PARTNERS
since 20082.171.074.685
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24012A0048/00L000 | Flanders | 2,594 m² | 1 · 158 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
875500A9UW1BKCNAMX82
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Of 4,529 companies in sector 74301 we hold annual accounts for 719. 354 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-03-2008
Fiscal year end31-12
Activities, NACEBEL 2025
74301Translation services
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.