Skip to content
Checked.be
Complete company report
Generated 08-08-2026
Active BE 0755.744.618Private limited company

J IT Smart Your Network & Security

· 5 yrs active
Sector: Computer programming & consultancy (62100)
Conclusion Checked

The computed 12-month bankruptcy probability of J IT Smart Your Network & Security is 1.2% (low). The 2022 annual accounts show equity of €29k and a net result of €12k. Its solvency ranks better than 12% of 3794 sector peers (fiscal year 2022). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €29k
Net result €12k
Staff (FTE) 1.4
Better than sector 12%
Snowflake analysis 5 axes · computed by Checked
Health68Profitability100Solvency20Growth52Stability94
67 / 100

Strong profile, led by profitability.

Health 68
Profitability 100
Solvency 20
Growth 52
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
1.2% Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2022 · computed
68 / 100 Healthy
050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 30-11-2023 with the NBB · fiscal year 2022 · micro
€0€5k€10k€15k€20kOperating result 2021: €18k€18kNet result 2021: €13k€13kOperating result 2022: €15k€15kNet result 2022: €12k€12k20212022
Operating resultNet result
Sector comparison
Fiscal year 2022 · NACE 62, Computer programming & consultancy · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 10.6% 57.5%
better than 12% of 3794 sector peers
Net result €12k €24k
better than 34% of 3792 sector peers
Equity €29k €38k
better than 40% of 3796 sector peers
Gross operating margin €74k €40k
better than 77% of 3786 sector peers
Staff costs €53k €18k
higher than 76% of 516 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€17k
- far above sector median
Net profit
€12k
-3.6% far above sector median
Cash flow
€14k
- far above sector median
Total assets
€272k
+495.1% far above sector median
Equity
€29k
+75.9% +87% vs sector
Working capital
€20k
+20.2% +33% vs sector
Employees (FTE)
1
+366.7% +40% vs sector
Staff costs
€53k
+571.2% -2% vs sector
Income taxes
€1k
-77.2% -4% vs sector
Debt
€243k
+730.3% far above sector median
Debt ≤ 1y
€243k
+730.3% far above sector median
Current ratio
1.08
-30.7% -62% vs sector
Quick ratio
1.08
-30.7% -62% vs sector
Solvency
10.6%
-70.4% -81% vs sector
Debt / equity
8.42
+372.1% far above sector median
ROE
43.1%
-45.2% far above sector median
ROA
4.6%
-83.8% far above sector median
Interest coverage
10.29
- far above sector median
Figures by fiscal year
Fiscal year2022
Revenue-
EBITDA€17k
Net profit€12k
Cash flow€14k
Staff costs€53k
Income taxes€1k
Dividends-
Total assets€272k
Equity€29k
Debt€243k
of which ≤ 1y€243k
of which > 1y-
Working capital€20k
Employees (FTE)1.4
Ratios (computed)
2022
Current ratio1.08
Quick ratio1.08
Working capital ratio7.3%
Solvency10.6%
Debt / equity8.42
Long-term debt ratio-
Interest coverage10.29
Gross margin-
Net margin-
ROA4.6%
ROE43.1%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2022
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2022
Balance sheet, Assets
TOTAL ASSETS 20/58€272k
Fixed assets 21/28€9k
Tangible fixed assets 22/27€9k
Current assets 29/58€263k
Amounts receivable within one year 40/41€260k
Cash & bank 54/58€3k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€272k
Equity 10/15€29k
Contributions / capital 10/11€4k
Accumulated profits (losses) 14€25k
Amounts payable 17/49€243k
Amounts payable within one year 42/48€243k
Trade debts payable within one year 44€218k
Income statement
Gross operating margin 9900€74k
Operating result 9901€15k
Financial income 75€0
Financial charges 65€2k
Result before taxes 9903€14k
Income taxes 67/77€1k
Net result for the period 9904€12k
Result to be appropriated 9905€12k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Computer programming & consultancy(62100)
Legal form Private limited company(610)
Incorporation06-10-2020
StatusActive
Postal code-
Establishment units 2 locations
J IT Smart Your Network & Security
Ontwerpen en programmeren van computerprogramma's
since 20202.308.873.776
J IT Smart Your Network & Security
Chaussée de Marche(WD) 919, 5100 NamurOntwerpen en programmeren van computerprogramma's
since 20212.314.509.278
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92136B0027/00V000 Wallonia 3,436 m² 1 · 521 m² 8.4 m · 3 fl.
92011C0230/00W002 Wallonia 685 m² 1 · 94 m² -
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 2 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2023
30-11-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
02-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE) Crossroads Bank
Activities
Ontwerpen en programmeren van computerprogramma's62010Ontwerpen van computerprogramma’s62100Computerconsultancy-activiteiten62020Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200
Primary activity highlighted.
Names & trade names
Legal nameFR J IT Smart Your Network & Security
AbbreviationFR J IT
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Same NACE
ESOFIN BE 0429.963.089 · Brasschaat
PASTABAL BE 0434.098.457 · Wavre
S-DATA BE 0429.147.497 · Dendermonde
NUMERICS - MULTIMEDIA TECHNOLOGIES BE 0449.001.221 · Mont-Saint-Guibert
HARDEB INFO BE 0447.420.616 · Chaudfontaine
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative