Equity
€99,540 ▲ 59.3%
J'imprime comme Jm has made a profit without a break since 2023.
J'imprime comme Jm
Lifetime
4 annual accounts with figures on one time axisGross marginpeak €197,772 (2025)
€197,772▲ 17.4%
Resultlowest -€10,272 (2022)
€37,048▲ 21×
Equitypeak €99,540 (2025)
€99,540▲ 59.3%
Debts
€281,510▼ 14.3%
Board1 name since 2021
1 directorBONNEY Julien
Documentsfilings and deeds
03-09-202634 days late
2025micro format
Gross margin from €168,461 to €197,772Result from €1,806 to €37,048Equity from €62,491 to €99,540Investments €31,200Cash from €55,470 to €32,851
Key points
from the 2025 annual accountsTurnover
≈ €500,000 estimated
The micro format states no turnover.
Debts
€281,510 74% of the balance sheet
Financial debts 73%Suppliers 5%Taxes and wages 4%Other 18%
Of this, €89,276 falls due within a year.
Investments
€31,200 1.8 × depreciation
Green is investment, beige is depreciation.
Filings
4 annual accounts 4 late
The 2025 accounts came latest: 34 days after the end of the period.
Position in the sector
€37,048
Higher net result than 82% of companies in textiles. Sector median €5,252 · 256 companies.
Checked score
85
Excellent
Financially stronger than 60% of micro companies in textiles (NACE 13)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 496 companies (NACE 13, micro).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.4%▲ +0.2 percentage points vs 07-2025
09-2025: 0.2%▼ -0.2 percentage points vs 08-2025lowest value
10-2025: 0.2%● unchanged vs 09-2025lowest value
11-2025: 0.2%● unchanged vs 10-2025lowest value
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.3%▲ +0.1 percentage points vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.5%▲ +0.2 percentage points vs 07-2026
09-2026: 0.6%▲ +0.1 percentage points vs 08-2026highest value
10-2026: 0.4%▼ -0.2 percentage points vs 09-2026
11-2026: 0.4%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 34 days late; 1 of the last 3 accounts late
2 establishment units
lowers risk
Sector: Manufacture of textiles (NACE 13)
Size: total assets €381,049
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 13, micro). It does better than 31% of them on solvency, 47% on liquidity, 69% on profitability and 92% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,713 companies had the same profile as J'imprime comme Jm has now. Each dot stands for 17 companies, two years later.
95.8%
were still trading
2.2%
stopped another way
1.8%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of J'imprime comme Jm itself: 0.4% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,713 companies, not a prediction for J'imprime comme Jm. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.22 (1.07 in 2024), below the usual 1.5. Short-term debt is 23.4% and cash 8.6% of total assets. 73.9% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 34 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-09-2026, 34 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filingsDeviation from the deadline
2025
34 days late
2024
28 days late
2023
23 days late
2022
22 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 27 days after the deadline. In the sector (NACE 13), the median for financial year 2024 was 13 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 August (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0771798316
2 establishments registered
Tournai
Incorporation
Founder: BONNEY Julien · Founding capital of €5,000, 100 shares · Appointment: BONNEY Julien (director) · published on 30-07-2021 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| J'imprime comme Jm Tournai | €381,049 | €197,772 | 26.1% | - |
| Mr-Print.be Staden | €393,811 | €180,810 | 8.6% | - |
| ALL PRINT Tessenderlo-Ham | €537,957 | €326,978 | 32.1% | 4.7 |
| INKER Nazareth | €196,507 | €158,290 | 8.5% | 2.8 |
| Wood & Stitch Wichelen | €701,377 | €289,374 | 38.1% | - |
| STIKSEL Pajottegem | €222,260 | €148,868 | 10.4% | - |
| ACP Bornem | €306,157 | €79,181 | 92.9% | - |
These companies have the same main activity as J'imprime comme Jm: finishing of textiles (NACE 13300). They are comparable in size and age: total assets between €197,000 and €701,000, founded between 2020 and 2023.
Official details
Source: KBO- Status
- Active since 28-07-2021Normal situation
- Activity
- Finishing of textilesNACE 13300and 3 others
- Establishment units
- 2.321.268.7927540 Tournai, since 01-09-2021
- 2.321.269.6837540 Tournai, since 01-09-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 30-09-2025
Insights on J'imprime comme Jm
J'imprime comme Jm files the micro format. That format states no turnover. The gross margin rose from €145,050 in 2022 to €197,772 in 2025.
The balance sheet grew most in 2023 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about J'imprime comme Jm
- What is the company number of J'imprime comme Jm?
- The company number of J'imprime comme Jm is 0771.798.316. The VAT number is the same number with BE in front: BE 0771.798.316.
- Where is J'imprime comme Jm based?
- The registered office is at Couture des Trois Oignons 1, 7548 Tournai.Company details
- What does J'imprime comme Jm do?
- According to the KBO register, the main activity is finishing of textiles (NACE 13300).
- What is the legal form of J'imprime comme Jm?
- J'imprime comme Jm is a private limited company (BV).
- When was J'imprime comme Jm founded?
- J'imprime comme Jm was founded on 28-07-2021.
- Is J'imprime comme Jm still active?
- Yes, J'imprime comme Jm is an active enterprise in the KBO register.
- What is the turnover of J'imprime comme Jm?
- The turnover in financial year 2025 is ≈ €500,000. This figure is estimated from the gross margin of €197,772 and 2,216 comparable companies of the same size. It probably lies between €330,000 and €770,000. It is a rough estimate.Financials
- Is J'imprime comme Jm profitable?
- In financial year 2025, J'imprime comme Jm made a profit of €37,048.
- Where can I find the annual accounts of J'imprime comme Jm?
- J'imprime comme Jm filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of J'imprime comme Jm due?
- J'imprime comme Jm must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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