J.I.B
ActiveJ.I.B has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €92k and a net result of €33k. Equity is growing by ~10.3% per year across the filed fiscal years. Its solvency ranks better than 61% of 328 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2026
96
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability100▲+23
Solvency100=
Growth52▲+30
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 3.22 against 2.41 in 2025; short-term debt: 12.9% and cash: 28.5% of total assets), and 21.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
78.6%
Return on assets
28.1%
Age of the figures
6 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 07-09-2026, 54 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
54 d early
2025
66 d early
2024
8 d early
2023
4 d early
2022
3 d early
2021
2 d early
2020
8 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, micro schema
Turnover
€120k▼ 25.0%
2019 · €160k
2019: €160k
2019 → 2020
EBIT margin
-36.1%▼ 52.9pp
2019 · 16.8%
2019: 16.8%
2019 → 2020
Net result
€33k▲ 553%
2025 · €5k
2019: €15k
2020: €-53k
2021: €14k
2022: €70k
2023: €16k
2024: €8k
2025: €5k
2019 → 2026
Working capital
€33k▲ 23.2%
2025 · €27k
2019: €-78k
2020: €-122k
2021: €-94k
2022: €81k
2023: €68k
2024: €24k
2025: €27k
2019 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€97k-€82k▼ 14.9%€55k▼ 33.4%€60k▲ 9.2%€92k▲ 53.6%
Operating result€76k-€17k▼ 77.0%€12k▼ 30.4%€9k▼ 28.6%€44k▲ 406%
Net result€70k-€16k▼ 77.9%€8k▼ 51.5%€5k▼ 33.2%€33k▲ 553%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2026; 2026 is 406% above 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €117k
Fixed assets
€69k▲ 105%
Current assets
€48k▲ 4.7%
Equity and liabilities €117k
Equity
€92k▲ 53.6%
Debt
€25k▲ 26.5%
The debt ratio falls from 24.9% to 21.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€55k▲
2025 · €17k
Cash flow
€44k▲
2025 · €14k
Solvency
78.6%▲
2025 · 75.1%
Current ratio
3.22▲
2025 · 2.41
Quick ratio
3.22▲
2025 · 2.41
Debt / equity
0.27▼
2025 · 0.33
ROE
35.8%▲
2025 · 8.4%
ROA
28.1%▲
2025 · 6.3%
Interest coverage
49.23▲
2025 · 10.28
Debt
€25k▲
2025 · €20k
Debt ≤ 1 year
€15k▼
2025 · €19k
Debt > 1 year
€0▼
2025 · €652
Income taxes
€10k▲
2025 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet
Code20252026
Assets
Total assets20/58€80k€117k▲
Fixed assets21/28€33k€69k▲
Tangible fixed assets22/27€33k€69k▲
Plant, machinery and equipment23€5k€12k▲
Furniture and vehicles24€19k€39k▲
Other tangible fixed assets26€10k€17k▲
Current assets29/58€46k€48k▲
Amounts receivable within one year40/41€8k€14k▲
Trade receivables40€8k€8k▲
Other amounts receivable41€517€6k▲
Cash at bank and in hand54/58€36k€33k▼
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€80k€117k▲
Equity10/15€60k€92k▲
Contributions10/11€65k€65k=
Reserves13-€27k
Distributable reserves133-€27k
Profit (loss) carried forward14€-5k€0▲
Amounts payable17/49€20k€25k▲
Amounts payable after more than one year17€652€0▼
Financial debts170/4€652€0▼
Amounts payable within one year42/48€19k€15k▼
Current portion of amounts payable after more than one year42€8k€652▼
Trade debts44€762€944▲
Suppliers440/4€762€944▲
Taxes, remuneration and social security45€7k€12k▲
Taxes450/3€7k€12k▲
Other amounts payable47/48€3k€1k▼
Accrued charges and deferred income492/3-€10k
Income statement
Code20252026
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€11k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€18k€56k▲
Operating profit (loss)9901€9k€44k▲
Financial income75/76B€82€6▼
Recurring financial income75€82€6▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€7k€43k▲
Income taxes67/77€2k€10k▲
Profit (loss) for the period9904€5k€33k▲
Profit (loss) for the period to be appropriated9905€5k€33k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€28k▲
Profit (loss) brought forward from the previous period14P€-10k€-5k▲
Transfer from equity791/2€0-
Transfer to equity691/2-€27k
To other reserves6921-€27k
Profit to be distributed694/7-€833
Return on contributions (dividend)694-€833
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
07-09
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
23-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
27-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Liquidity times 6current ratio 11.76
Current ratio from 1.83 to 11.76; short-term debt falls from €97k to €6k.
2022
28-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Highest result since 2019net €70k ▲402%
Operating result €76k, net result €70k, both a record.
31-03
Financial
Liquidity times 5current ratio 1.83
Current ratio from 0.35 to 1.83; short-term debt falls from €145k to €97k.
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
2020
23-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
31-03
Financial
Weakest financial yearnet €-53k ▼460%
Net result drops to €-53k, the lowest in the series; recovery starts the following year.
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
27-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Alveringem · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bellestraat 198691 AlveringemGround area
1,112 m²
Building footprint
165 m²
Volume, LiDAR
479 m³
Parcel 38010A0074/00G000, Flanders · tallest building 8.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
J.I.B. bvba
since 20112.204.183.656
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38010A0074/00G000 | Flanders | 1,112 m² | 1 · 165 m² | 8.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 40,460 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-10-2011
Fiscal year end31-03
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
43211General electrical installation work
43240Other construction installation
43299Specialised construction activities
47540Retail sale of electrical household appliances
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.