Active BE 0803.487.028Private limited company

J & G TRANSPORT

Hagenbroeksesteenweg 266 ·2500 Lier, Belgium· 3 yrs active

Sector: Goederenvervoer over de weg (49410)

Conclusion Checked

The computed 12-month bankruptcy probability of J & G TRANSPORT is 3.3% (moderate). The 2024 annual accounts show equity of €429k and a net result of €256k. Its solvency ranks better than 72% of 195 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Key figures

Equity	€429k
Net result	€256k
Staff (FTE)	5.3
Better than sector	72%

Snowflake analysis 5 of 5 axes measured · computed by Checked

93 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 100

Profitability 100

Solvency 95

Growth 78

Stability 94

Bankruptcy probability (12 mo) Checked model v1 · free

3.3% Moderate

0%0,5%1,5%4%10%≥25%

Young company +Higher-failure-rate sector +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

More than 3 years active

Founded in 2023, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags 0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2024 · computed

100 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Financial overview2 NBB filings

Annual accounts filed on 08-07-2025 with the NBB · fiscal year 2024 · verkort

Operating resultNet result

Sector comparison

Fiscal year 2024 · NACE 49, Land transport · compared within the same schema type (abbreviated schema)

Metric	This company	Sector median	Position in the sector
Solvency	50.4%	28.2%	better than 72% of 195 sector peers
Net result	€256k	€22k	better than 91% of 195 sector peers
Equity	€429k	€176k	better than 68% of 195 sector peers
Gross operating margin	€725k	€404k	better than 67% of 195 sector peers
Staff costs	€323k	€364k	higher than 42% of 151 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€395k

+103.6% 23-24

Net profit

€256k

+108.6% 23-24

Cash flow

€330k

+97.6% 23-24

Total assets

€851k

+18.7% 23-24

Equity

€429k

+72.9% 23-24

Working capital

€313k

+112.3% 23-24

Employees (FTE)

5

+47.2% 23-24

Staff costs

€323k

+11.7% 23-24

Income taxes

€53k

+171.9% 23-24

Debt

€423k

-10.0% 23-24

Debt ≤ 1y

€282k

+1.3% 23-24

Debt > 1y

€141k

-26.5% 23-24

Current ratio

2.11

+37.9% 23-24

Quick ratio

2.11

+37.9% 23-24

Solvency

50.4%

+45.7% 23-24

Debt / equity

0.99

-48.0% 23-24

ROE

59.7%

+20.7% 23-24

ROA

30.1%

+75.8% 23-24

Interest coverage

32.67

+26.6% 23-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	verkort
Revenue	-
EBITDA	€395k
Net profit	€256k
Cash flow	€330k
Staff costs	€323k
Income taxes	€53k
Dividends	-
Total assets	€851k
Equity	€429k
Debt	€423k
of which ≤ 1y	€282k
of which > 1y	€141k
Working capital	€313k
Employees (FTE)	5.3

Ratios (computed)

	2024
Current ratio	2.11
Quick ratio	2.11
Working capital ratio	36.7%
Solvency	50.4%
Debt / equity	0.99
Long-term debt ratio	0.33
Interest coverage	32.67
Gross margin	-
Net margin	-
ROA	30.1%
ROE	59.7%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €257k · 30.2% Current assets €595k · 69.9%

Equity & liabilities

Equity €429k · 50.4% Debt €423k · 49.6%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€851k
Fixed assets	21/28	€257k
Tangible fixed assets	22/27	€253k
Financial fixed assets	28	€3k
Current assets	29/58	€595k
Amounts receivable within one year	40/41	€545k
Cash & bank	54/58	€44k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€851k
Equity	10/15	€429k
Contributions / capital	10/11	€10k
Reserves	13	€419k
Accumulated profits (losses)	14	€0
Amounts payable	17/49	€423k
Amounts payable after one year	17	€141k
Amounts payable within one year	42/48	€282k
Trade debts payable within one year	44	€87k
Income statement
Gross operating margin	9900	€725k
Operating result	9901	€321k
Financial income	75	€10
Financial charges	65	€12k
Result before taxes	9903	€309k
Income taxes	67/77	€53k
Net result for the period	9904	€256k
Result to be appropriated	9905	€256k

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Ratios computed by Checked.

Legal Structure

NACE primary	Goederenvervoer over de weg(49410)
Legal form	Private limited company(610)
Incorporation	26-06-2023
Status	Active
Postal code	2500

Establishment units 1 location

J & G TRANSPORT

Hagenbroeksesteenweg 266, 2500 LierOrganisatie van carpooling en van overige vormen van gemeenschappelijk niet-openbaar vervoer van personen

since 20232.347.269.445

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
12392A0861/00G000	Flanders	1,854 m²	1 · 153 m²	8.5 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 2 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

08-07-2025

NBB filing Annual accounts filed

fiscal year 2024 · verkort

2024

16-07-2024

NBB filing Annual accounts filed

fiscal year 2023 · verkort

Credit advice verdict per customer and amount

AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works

Company registry (CBE) Crossroads Bank

Activities

Goederenvervoer over de weg, m.u.v. verhuisbedrijven49410Goederenvervoer over de weg49410

Primary activity highlighted.

Names & trade names

Legal nameNL

J & G TRANSPORT

Registered office

Hagenbroeksesteenweg 266

2500 Lier, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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