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J.F. AUTOS

Active
Private limited companyfounded 2010active for 16 yearsRue de l'Amitié 5, 1300 Wavre, BelgiumKBO/BCE: BE 0827.565.002
Summary

J.F. AUTOS has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €558,808 and a net result of €2,059. Equity has been growing by about 12% per year since 2019. Its solvency ranks better than 44% of 13,741 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Overview

Official details

Source: KBO
Status
Active since 02-07-2010 Normal situation
Activity
Wholesale of cars and light vans (up to 3.5 tonnes) NACE 46711and 2 others
Establishment units
2.191.045.205 1301 Wavre, since 01-10-2010
2.236.917.097 1390 Grez-Doiceau, since 01-08-2011
Financial year end
31 December
Peppol
Reachable since 20-10-2025

Board and ownership

Last known board

Financial position

80 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Annual accounts 2025
Gross margin
€46,400
▼ 47.5%
Turnover
≈ €300,000
estimated
Profit
€2,059
▼ 95.1%
Equity
€558,808
▼ 3.1%
Total assets
€1.7m
▲ 29.8%
Staff
≈ 0 FTE
estimated
  • 2025 accounts filed 61 days after the deadline
Score breakdownraises riskLast filed accounts filed 61 days late; 3 of the last 3 accounts lateLiquidity: current ratio 1.47, cash €58,526, halvedlowers riskSize: total assets €1.7mFounded in 2010Show the evidence

Checked score

Score 2025
80 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 36% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Average
Solvency 58-11
equity 32.6% of total assets
Liquidity 18-17
short-term debt 67.4% · cash 3.4%
Profitability 69-4
return on assets 0.1%
Bankruptcy probability within 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,900 companies, NACE 46, micro)
Last 24 months 12-2024: 5.5% 01-2025: 9.1%▲ +3.6 percentage points vs 12-2024 02-2025: 9.1%● unchanged vs 01-2025 03-2025: 9.1%● unchanged vs 02-2025 04-2025: 8.4%▼ -0.7 percentage points vs 03-2025 05-2025: 8.4%● unchanged vs 04-2025 06-2025: 8.4%● unchanged vs 05-2025 07-2025: 8.4%● unchanged vs 06-2025 08-2025: 10.7%▲ +2.3 percentage points vs 07-2025 09-2025: 10.7%● unchanged vs 08-2025 10-2025: 10.9%▲ +0.2 percentage points vs 09-2025 11-2025: 10.9%● unchanged vs 10-2025 12-2025: 10.9%● unchanged vs 11-2025highest value 01-2026: 0.5%▼ -10.4 percentage points vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026lowest value 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.9%▲ +0.4 percentage points vs 07-2026 09-2026: 1.0%▲ +0.1 percentage points vs 08-2026 10-2026: 0.5%▼ -0.5 percentage points vs 09-2026 11-2026: 0.5%● unchanged vs 10-2026
Credit of up to €40,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.47 (1.77 in 2024), below the usual 1.5. Short-term debt is 67.4% and cash 3.4% of total assets. 67.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 42% of them on solvency, 18% on liquidity, 51% on profitability and 34% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Last filed accounts filed 61 days late; 3 of the last 3 accounts late
NBB · filings
lowers risk · Size: total assets €1.7m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 2010
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Liquidity: current ratio 1.47, cash €58,526, halved
NBB · annual accounts
raises risk · 2025 accounts filed 61 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
61 days late
2024
130 days late
2023
495 days late
2022
301 days late
2021
114 days late
2019
153 days late
2017
153 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 201 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 8 December (4 of the last 5 accounts filed within 171 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: More equity than 93% of companies in wholesale tradesector median €56,596 · 13,771 companies €558,808 View
  • Positive: 6 profitable years in a rowprofit 2025: €2,059 6 years View
  • A director leftlatest change 19-12-2025 · 0 in office 1 left View

Recent changes

  1. · Gazette deed Change of role: JOUAD Driss, from manager to director
  2. · Gazette deed Incorporation
All 17 events

Comparable companies

These companies have the same main activity as J.F. AUTOS: wholesale of cars and light vans (up to 3.5 tonnes) (NACE 46711). They are comparable in size and age: total assets between €1m and €1.5m, founded between 2003 and 2010.

CompanyTotal assetsGross margin
J.F. AUTOS Wavre€1.7m€0.05m
CAR SOLUTIONS TRADING Dendermonde€1.5m€0.04m
I.MD-Company Ieper€1.2m€0.04m
MINNI IMPORT EXPORT Bocholt€1.3m€0.07m
BALMECO Diksmuide€1.2m€0.08m
RKMotors Wijnegem€1.0m€0.06m
CDV CARS Wommelgem€1.4m€0.05m
Full comparison

Key facts about J.F. AUTOS

What is the company number of J.F. AUTOS?
The company number of J.F. AUTOS is 0827.565.002. The VAT number is the same number with BE in front: BE 0827.565.002.
Where is J.F. AUTOS based?
The registered office is at Rue de l'Amitié 5, 1300 Wavre.Company details
What does J.F. AUTOS do?
According to the KBO register, the main activity is wholesale of cars and light vans (up to 3.5 tonnes) (NACE 46711).
What is the legal form of J.F. AUTOS?
The legal form of J.F. AUTOS is Private limited company (BV).
When was J.F. AUTOS founded?
J.F. AUTOS was founded on 02-07-2010.
Is J.F. AUTOS still active?
Yes, J.F. AUTOS is an active enterprise in the KBO register.
What is the turnover of J.F. AUTOS?
The turnover in financial year 2025 is ≈ €300,000. This figure is estimated from the gross margin of €46,400 and 94 comparable companies (NACE 46). It probably lies between €160,000 and €570,000.Financials
Is J.F. AUTOS profitable?
In financial year 2025, J.F. AUTOS made a profit of €2,059.
Where can I find the annual accounts of J.F. AUTOS?
J.F. AUTOS filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of J.F. AUTOS due?
J.F. AUTOS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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